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    <number>4743</number>
    <updateDate>2024-07-24T15:20:57Z</updateDate>
    <updateDateIncludingText>2024-07-24T15:20:57Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-07-19</introducedDate>
    <congress>118</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 169, Number 124 (Wednesday, July 19, 2023)][House][Pages H3858-H3859]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. MFUME:H.R. 4743.Congress has the power to enact this legislation pursuantto the following:[[Page H3859]]Art. I, Sec. 8, cl. 3The single subject of this legislation is:Older Adults Issues</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <date>2023-07-19T13:00:50Z</date>
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        <actionDate>2023-07-19</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <actionDate>2023-07-19</actionDate>
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    <sponsors>
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        <bioguideId>M000687</bioguideId>
        <fullName>Rep. Mfume, Kweisi [D-MD-7]</fullName>
        <firstName>KWEISI</firstName>
        <lastName>MFUME</lastName>
        <party>D</party>
        <state>MD</state>
        <district>7</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>G000583</bioguideId>
        <fullName>Rep. Gottheimer, Josh [D-NJ-5]</fullName>
        <firstName>Josh</firstName>
        <lastName>Gottheimer</lastName>
        <party>D</party>
        <state>NJ</state>
        <district>5</district>
        <sponsorshipDate>2023-07-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000466</bioguideId>
        <fullName>Rep. Fitzpatrick, Brian K. [R-PA-1]</fullName>
        <firstName>Brian</firstName>
        <lastName>Fitzpatrick</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>K.</middleName>
        <district>1</district>
        <sponsorshipDate>2023-07-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000483</bioguideId>
        <fullName>Rep. Trone, David J. [D-MD-6]</fullName>
        <firstName>David</firstName>
        <lastName>Trone</lastName>
        <party>D</party>
        <state>MD</state>
        <middleName>J.</middleName>
        <district>6</district>
        <sponsorshipDate>2023-07-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S000168</bioguideId>
        <fullName>Rep. Salazar, Maria Elvira [R-FL-27]</fullName>
        <firstName>Maria</firstName>
        <lastName>Salazar</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>Elvira</middleName>
        <district>27</district>
        <sponsorshipDate>2023-07-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000394</bioguideId>
        <fullName>Rep. Kim, Andy [D-NJ-3]</fullName>
        <firstName>Andy</firstName>
        <lastName>Kim</lastName>
        <party>D</party>
        <state>NJ</state>
        <district>3</district>
        <sponsorshipDate>2023-07-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001260</bioguideId>
        <fullName>Rep. Buchanan, Vern [R-FL-16]</fullName>
        <firstName>Vern</firstName>
        <lastName>Buchanan</lastName>
        <party>R</party>
        <state>FL</state>
        <district>16</district>
        <sponsorshipDate>2023-07-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000618</bioguideId>
        <fullName>Rep. Porter, Katie [D-CA-47]</fullName>
        <firstName>Katie</firstName>
        <lastName>Porter</lastName>
        <party>D</party>
        <state>CA</state>
        <district>47</district>
        <sponsorshipDate>2023-07-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2023-08-22T19:15:27Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-07-19</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2024-06-04T18:31:03Z</updateDate>
        <text><![CDATA[<p><strong>Reporting Instances of Non-authorized Grift Act of 2023 or the RING Act of 2023 </strong></p><p>This bill requires creditors to establish a hotline for assisting consumers who are 50 years of age or older to resolve billing errors and mitigate fraud. Consumers who call the hotline must have the option to receive assistance from a live English- or Spanish-speaking individual and not from an automated system. &nbsp;</p>]]></text>
      </summary>
    </summaries>
    <title>RING Act of 2023</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>RING Act of 2023</title>
        <updateDate>2024-07-24T15:20:57Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>RING Act of 2023</title>
        <updateDate>2024-05-24T13:37:41Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Reporting Instances of Non-authorized Grift Act of 2023</title>
        <updateDate>2024-05-24T13:37:41Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To require creditors to establish a phone line to assist obligors who are 50 years of age and older to resolve billing errors, and for other purposes.</title>
        <updateDate>2024-03-18T21:12:06Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      </item>
    </titles>
    <textVersions>
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        <type>Introduced in House</type>
        <date>2023-07-19T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr4743ih/xml/BILLS-118hr4743ih.xml</url>
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        </formats>
      </item>
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    <latestAction>
      <actionDate>2023-07-19</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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