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    <number>4591</number>
    <updateDate>2025-07-21T19:44:15Z</updateDate>
    <updateDateIncludingText>2025-07-21T19:44:15Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-07-12</introducedDate>
    <congress>118</congress>
    <cdata>
      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 169, Number 119 (Wednesday, July 12, 2023)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Ms. STEVENS:H.R. 4591.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the Constitution of the UnitedStates.The single subject of this legislation is:Rehabilitating federal student loan borrowers in default.[Page H3478]&lt;/pre&gt;</constitutionalAuthorityStatementText>
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        <name>Education and Workforce Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
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            <name>Referred To</name>
            <date>2023-07-12T14:00:50Z</date>
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      <item>
        <title>Student Loan Borrower Bill of Rights</title>
        <congress>118</congress>
        <number>3404</number>
        <type>S</type>
        <latestAction>
          <actionDate>2023-12-05</actionDate>
          <text>Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text: CR S5751-5761)</text>
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            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
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      <item>
        <actionDate>2023-07-12</actionDate>
        <text>Referred to the House Committee on Education and the Workforce.</text>
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        <actionCode>H11100</actionCode>
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          <code>2</code>
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        <actionDate>2023-07-12</actionDate>
        <text>Introduced in House</text>
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          <name>Library of Congress</name>
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      <item>
        <actionDate>2023-07-12</actionDate>
        <text>Introduced in House</text>
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        <actionCode>1000</actionCode>
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          <code>9</code>
          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>S001215</bioguideId>
        <fullName>Rep. Stevens, Haley M. [D-MI-11]</fullName>
        <firstName>Haley</firstName>
        <lastName>Stevens</lastName>
        <party>D</party>
        <state>MI</state>
        <middleName>M.</middleName>
        <district>11</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>A000370</bioguideId>
        <fullName>Rep. Adams, Alma S. [D-NC-12]</fullName>
        <firstName>Alma</firstName>
        <lastName>Adams</lastName>
        <party>D</party>
        <state>NC</state>
        <middleName>S.</middleName>
        <district>12</district>
        <sponsorshipDate>2023-07-12</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000305</bioguideId>
        <fullName>Rep. Ross, Deborah K. [D-NC-2]</fullName>
        <firstName>Deborah</firstName>
        <lastName>Ross</lastName>
        <party>D</party>
        <state>NC</state>
        <middleName>K.</middleName>
        <district>2</district>
        <sponsorshipDate>2023-07-12</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000788</bioguideId>
        <fullName>Rep. Williams, Nikema [D-GA-5]</fullName>
        <firstName>Nikema</firstName>
        <lastName>Williams</lastName>
        <party>D</party>
        <state>GA</state>
        <district>5</district>
        <sponsorshipDate>2023-07-12</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>J000288</bioguideId>
        <fullName>Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4]</fullName>
        <firstName>Henry</firstName>
        <lastName>Johnson</lastName>
        <party>D</party>
        <state>GA</state>
        <middleName>C. "Hank"</middleName>
        <district>4</district>
        <sponsorshipDate>2023-07-28</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000147</bioguideId>
        <fullName>Del. Norton, Eleanor Holmes [D-DC-At Large]</fullName>
        <firstName>ELEANOR</firstName>
        <lastName>NORTON</lastName>
        <party>D</party>
        <state>DC</state>
        <middleName>HOLMES</middleName>
        <district>0</district>
        <sponsorshipDate>2023-07-28</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000631</bioguideId>
        <fullName>Rep. Dean, Madeleine [D-PA-4]</fullName>
        <firstName>Madeleine</firstName>
        <lastName>Dean</lastName>
        <party>D</party>
        <state>PA</state>
        <district>4</district>
        <sponsorshipDate>2023-08-18</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001227</bioguideId>
        <fullName>Rep. McClellan, Jennifer L. [D-VA-4]</fullName>
        <firstName>Jennifer</firstName>
        <lastName>McClellan</lastName>
        <party>D</party>
        <state>VA</state>
        <middleName>L.</middleName>
        <district>4</district>
        <sponsorshipDate>2023-08-18</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000618</bioguideId>
        <fullName>Rep. Porter, Katie [D-CA-47]</fullName>
        <firstName>Katie</firstName>
        <lastName>Porter</lastName>
        <party>D</party>
        <state>CA</state>
        <district>47</district>
        <sponsorshipDate>2024-02-06</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Education</name>
    </policyArea>
    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Education</name>
        <updateDate>2023-08-23T16:30:22Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-07-12</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2023-11-21T18:11:20Z</updateDate>
        <cdata>
          <text>&lt;p&gt;&lt;b&gt;Clean Slate through Consolidation Act&lt;/b&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt; &lt;p&gt;This bill provides for the removal of any adverse credit history related to a defaulted federal student loan from a borrower's credit history once the borrower has obtained a Federal Direct Consolidation Loan discharging the borrower's liability on the defaulted loan.&lt;/p&gt;</text>
        </cdata>
      </summary>
    </summaries>
    <title>Clean Slate through Consolidation Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Clean Slate through Consolidation Act</title>
        <updateDate>2024-07-24T15:21:05Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Clean Slate through Consolidation Act</title>
        <updateDate>2024-05-24T13:37:52Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To amend the Higher Education Act of 1965 to require the removal of the record of default from credit history upon obtaining a Federal Direct Consolidation Loan that discharges the defaulted loan.</title>
        <updateDate>2024-03-18T21:08:05Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
    </titles>
    <textVersions>
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        <type>Introduced in House</type>
        <date>2023-07-12T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr4591ih/xml/BILLS-118hr4591ih.xml</url>
          </item>
        </formats>
      </item>
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    <latestAction>
      <actionDate>2023-07-12</actionDate>
      <text>Referred to the House Committee on Education and the Workforce.</text>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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