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    <number>4198</number>
    <updateDate>2024-07-24T15:21:25Z</updateDate>
    <updateDateIncludingText>2024-07-24T15:21:25Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-06-16</introducedDate>
    <congress>118</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 169, Number 106 (Friday, June 16, 2023)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. ROSE:H.R. 4198.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8 of the Constitution.The single subject of this legislation is:mortgage leads[Page H2965]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <date>2023-06-16T18:00:50Z</date>
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        <actionDate>2023-06-16</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <bioguideId>R000612</bioguideId>
        <fullName>Rep. Rose, John W. [R-TN-6]</fullName>
        <firstName>John</firstName>
        <lastName>Rose</lastName>
        <party>R</party>
        <state>TN</state>
        <middleName>W.</middleName>
        <district>6</district>
        <isByRequest>N</isByRequest>
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    </sponsors>
    <cosponsors>
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        <bioguideId>L000569</bioguideId>
        <fullName>Rep. Luetkemeyer, Blaine [R-MO-3]</fullName>
        <firstName>Blaine</firstName>
        <lastName>Luetkemeyer</lastName>
        <party>R</party>
        <state>MO</state>
        <district>3</district>
        <sponsorshipDate>2023-07-17</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>A000369</bioguideId>
        <fullName>Rep. Amodei, Mark E. [R-NV-2]</fullName>
        <firstName>Mark</firstName>
        <lastName>Amodei</lastName>
        <party>R</party>
        <state>NV</state>
        <middleName>E.</middleName>
        <district>2</district>
        <sponsorshipDate>2023-07-18</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>O000175</bioguideId>
        <fullName>Rep. Ogles, Andrew [R-TN-5]</fullName>
        <firstName>Andrew</firstName>
        <lastName>Ogles</lastName>
        <party>R</party>
        <state>TN</state>
        <district>5</district>
        <sponsorshipDate>2023-08-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>W000816</bioguideId>
        <fullName>Rep. Williams, Roger [R-TX-25]</fullName>
        <firstName>Roger</firstName>
        <lastName>Williams</lastName>
        <party>R</party>
        <state>TX</state>
        <district>25</district>
        <sponsorshipDate>2023-08-18</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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        <bioguideId>H001072</bioguideId>
        <fullName>Rep. Hill, J. French [R-AR-2]</fullName>
        <firstName>J.</firstName>
        <lastName>Hill</lastName>
        <party>R</party>
        <state>AR</state>
        <middleName>French</middleName>
        <district>2</district>
        <sponsorshipDate>2023-09-12</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001214</bioguideId>
        <fullName>Rep. Steube, W. Gregory [R-FL-17]</fullName>
        <firstName>W.</firstName>
        <lastName>Steube</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>Gregory</middleName>
        <district>17</district>
        <sponsorshipDate>2023-09-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001282</bioguideId>
        <fullName>Rep. Barr, Andy [R-KY-6]</fullName>
        <firstName>Andy</firstName>
        <lastName>Barr</lastName>
        <party>R</party>
        <state>KY</state>
        <district>6</district>
        <sponsorshipDate>2023-09-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000486</bioguideId>
        <fullName>Rep. Torres, Ritchie [D-NY-15]</fullName>
        <firstName>Ritchie</firstName>
        <lastName>Torres</lastName>
        <party>D</party>
        <state>NY</state>
        <district>15</district>
        <sponsorshipDate>2023-11-21</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000620</bioguideId>
        <fullName>Rep. Pettersen, Brittany [D-CO-7]</fullName>
        <firstName>Brittany</firstName>
        <lastName>Pettersen</lastName>
        <party>D</party>
        <state>CO</state>
        <district>7</district>
        <sponsorshipDate>2023-12-07</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000194</bioguideId>
        <fullName>Rep. Nickel, Wiley [D-NC-13]</fullName>
        <firstName>Wiley</firstName>
        <lastName>Nickel</lastName>
        <party>D</party>
        <state>NC</state>
        <district>13</district>
        <sponsorshipDate>2024-01-31</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2023-07-25T18:00:31Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-06-16</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2024-03-19T19:38:32Z</updateDate>
        <text><![CDATA[ <p><b>Protecting Consumers from Abusive Mortgage Leads Act </b></p> <p>This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent, or (2) the third party has a current financial service relationship with the consumer. </p>]]></text>
      </summary>
    </summaries>
    <title>Protecting Consumers from Abusive Mortgage Leads Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Protecting Consumers from Abusive Mortgage Leads Act</title>
        <updateDate>2024-07-24T15:21:25Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Protecting Consumers from Abusive Mortgage Leads Act</title>
        <updateDate>2024-05-24T13:38:26Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes.</title>
        <updateDate>2024-03-18T21:01:37Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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    </titles>
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        <type>Introduced in House</type>
        <date>2023-06-16T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr4198ih/xml/BILLS-118hr4198ih.xml</url>
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    <latestAction>
      <actionDate>2023-06-16</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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