3.0.0
4144
2025-07-21T19:44:15Z
2025-07-21T19:44:15Z
House
H
HR
2023-06-15
118
[Congressional Record Volume 169, Number 105 (Thursday, June 15, 2023)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. OWENS:H.R. 4144.Congress has the power to enact this legislation pursuantto the following:Section 8 of Article I of the ConstitutionThe single subject of this legislation is:Education[Page H2959]
- hsed00
Education and Workforce Committee
House
Standing
  - Referred To
2023-06-15T13:04:45Z

- Protecting Taxpayers from Student Loan Bailouts Act
118
4711
HR
2023-07-18
Referred to the House Committee on Education and the Workforce.
  - Related bill
CRS
- 2023-06-15
Referred to the House Committee on Education and the Workforce.
IntroReferral
H11100
2
House floor actions
  - hsed00
Education and Workforce Committee
- 2023-06-15
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2023-06-15
Introduced in House
IntroReferral
1000
9
Library of Congress
- O000086
Rep. Owens, Burgess [R-UT-4]
Burgess
Owens
R
UT
4
N
- M001136
Rep. McClain, Lisa C. [R-MI-9]
Lisa
McClain
R
MI
C.
9
2023-06-15
True
- F000450
Rep. Foxx, Virginia [R-NC-5]
Virginia
Foxx
R
NC
5
2023-06-15
True
- W000828
Rep. Williams, Brandon [R-NY-22]
Brandon
Williams
R
NY
22
2023-06-21
False
- B001298
Rep. Bacon, Don [R-NE-2]
Don
Bacon
R
NE
2
2023-07-11
False
- G000576
Rep. Grothman, Glenn [R-WI-6]
Glenn
Grothman
R
WI
6
2023-07-11
False
- B001314
Rep. Bean, Aaron [R-FL-4]
Aaron
Bean
R
FL
4
2023-07-12
False
- M001216
Rep. Mills, Cory [R-FL-7]
Cory
Mills
R
FL
7
2023-07-25
False
- B001248
Rep. Burgess, Michael C. [R-TX-26]
Michael
Burgess
R
TX
C.
26
2023-07-27
False
- L000600
Rep. Langworthy, Nicholas A. [R-NY-23]
Nicholas
Langworthy
R
NY
A.
23
2023-08-01
False
- Y000067
Rep. Yakym, Rudy [R-IN-2]
Rudy
Yakym
R
IN
2
2023-09-12
False
- H001093
Rep. Houchin, Erin [R-IN-9]
Erin
Houchin
R
IN
9
2023-10-25
False
- D000632
Rep. D'Esposito, Anthony [R-NY-4]
Anthony
D'Esposito
R
NY
4
2023-11-28
False
Education
Education
2023-07-25T19:45:19Z
00
2023-06-15
Introduced in House
2024-04-18T17:45:02Z
Federal Assistance to Initiate Repayment Act or the FAIR Act
This bill makes various changes to the federal student loan system, including by establishing a new income-driven repayment plan and limiting the authority of the Department of Education (ED) to propose or issue regulations and executive actions related to federal student aid programs.
The bill directs ED to provide at least 12 notices to each borrower of a federal student loan indicating (1) the date on which the borrower is required to make monthly loan payments; (2) the borrower's options for repayment; and (3) the options available to a borrower who is in default, including the option to consolidate or rehabilitate loans. ED must also conduct additional outreach to at-risk borrowers.
Additionally, the bill replaces existing federal student loan repayment plans with one standard 10-year repayment plan and one income-driven repayment plan. The bill outlines the terms of this new income-driven repayment plan.
The bill provides deferment options for borrowers with loans made on or after July 1, 2024. The bill prohibits ED from authorizing additional deferment options or periods of deferment other than those authorized by this bill.
The bill allows borrowers to rehabilitate a defaulted loan twice (currently, only once).
The bill also prohibits ED from issuing a proposed rule, final regulation, or executive action related to federal student aid programs if ED determines that the rule, regulation, or action (1) is economically significant, and (2) would result in an increase in a subsidy cost.

FAIR Act
- Display Title
45

FAIR Act
2024-07-24T15:21:25Z
- Short Title(s) as Introduced
101

FAIR Act
2024-05-24T13:38:26Z
Introduced in House
IH
- Short Title(s) as Introduced
101

Federal Assistance to Initiate Repayment Act
2024-05-24T13:38:26Z
Introduced in House
IH
- Official Title as Introduced
6

To streamline and improve the Federal student loan repayment system to protect borrowers and taxpayers.
2024-03-18T21:01:04Z
Introduced in House
IH
- Introduced in House
2023-06-15T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-118hr4144ih/xml/BILLS-118hr4144ih.xml
2023-06-15
Referred to the House Committee on Education and the Workforce.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
Congressional Research Service, Library of Congress
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