3.0.0 3880 2025-01-16T11:48:07Z 2025-01-16T11:48:07Z House H HR 2023-06-06 118 <pre>[Congressional Record Volume 169, Number 98 (Tuesday, June 6, 2023)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mrs. WATSON COLEMAN:H.R. 3880.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18: [The Congress shall havePower . . .] To make all Laws which shall be necessary andproper for carrying into Execution the foregoing Powers, andall other Powers vested by this Constitution in theGovernment of the United States, or in any Department orOfficer thereof.The single subject of this legislation is:To prohibit private passenger automobile insurers fromusing certain income proxies to determine insurance rates andeligibility.[Page H2765]</pre> hsif00 Energy and Commerce Committee House Standing hsif17 Commerce, Manufacturing, and Trade Subcommittee Referred to 2023-06-09T18:17:34Z Referred To 2023-06-06T14:00:30Z hsba00 Financial Services Committee House Standing Referred To 2023-06-06T14:00:25Z 2023-06-09 hsif17 Commerce, Manufacturing, and Trade Subcommittee 1 House committee actions Referred to the Subcommittee on Innovation, Data, and Commerce. Committee 2023-06-06 Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsif00 Energy and Commerce Committee 2023-06-06 Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2023-06-06 Introduced in House IntroReferral Intro-H 9 Library of Congress 2023-06-06 Introduced in House IntroReferral 1000 9 Library of Congress W000822 Rep. Watson Coleman, Bonnie [D-NJ-12] Bonnie Watson Coleman D NJ 12 N T000481 Rep. Tlaib, Rashida [D-MI-12] Rashida Tlaib D MI 12 2023-06-06 True T000472 Rep. Takano, Mark [D-CA-39] Mark Takano D CA 39 2023-06-06 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 2023-06-07 False G000551 Rep. Grijalva, Raúl M. [D-AZ-7] Raúl Grijalva D AZ M. 7 2023-06-09 False Finance and Financial Sector Administrative law and regulatory procedures 2024-03-07T15:45:45Z Civil actions and liability 2024-03-07T15:45:45Z Federal district courts 2024-03-07T15:45:45Z Fraud offenses and financial crimes 2024-03-07T15:45:45Z Legal fees and court costs 2024-03-07T15:45:44Z Life, casualty, property insurance 2024-03-07T15:45:45Z Motor vehicles 2024-03-07T15:45:45Z State and local courts 2024-03-07T15:45:45Z State and local government operations 2024-03-07T15:45:44Z Finance and Financial Sector 2023-07-07T16:00:25Z

00 2023-06-06 Introduced in House 2024-02-14T19:26:00Z <p><b>Prohibit Auto Insurance Discrimination Act or the PAID Act</b></p> <p>This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include </p> <ul> <li>gender, </li> <li>employment status, </li> <li>zip code, </li> <li>census tract, </li> <li>marital status, and </li> <li>credit score. </li> </ul> <p> Automobile insurers must regularly submit to the Federal Trade Commission (FTC) information that demonstrates that the insurer's marketing, underwriting, rating, claims handling, and fraud investigations do not disparately impact customers on the basis of race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression. Further, automobile insurers must make underwriting rules and rate filings available to the public.</p> <p>The FTC may enforce a violation of these requirements as an unfair or deceptive act or practice. </p>

Display Title 45 2024-07-24T15:21:43Z Short Title(s) as Introduced 101 2024-05-24T13:39:00Z Introduced in House IH Short Title(s) as Introduced 101 2024-05-24T13:39:00Z Introduced in House IH Official Title as Introduced 6 2024-03-18T20:56:56Z Introduced in House IH Introduced in House 2023-06-06T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-118hr3880ih/xml/BILLS-118hr3880ih.xml 2023-06-09 Referred to the Subcommittee on Innovation, Data, and Commerce. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.