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    <number>3464</number>
    <updateDate>2024-09-19T08:05:48Z</updateDate>
    <updateDateIncludingText>2024-09-19T08:05:48Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-05-18</introducedDate>
    <congress>118</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 169, Number 84 (Thursday, May 18, 2023)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. BARR:H.R. 3464.Congress has the power to enact this legislation pursuantto the following:Section 8 of article I of the Constitution.The single subject of this legislation is:The Affordable Homeownership Access Act aims to achieveregulatory relief so that private capital provided by sellerfinancers can help solve the affordable homeownership crisis.[Page H2457]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Referred to</name>
            <date>2023-05-18T13:04:00Z</date>
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        <actionDate>2023-05-18</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <text>Introduced in House</text>
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        <actionDate>2023-05-18</actionDate>
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        <bioguideId>B001282</bioguideId>
        <fullName>Rep. Barr, Andy [R-KY-6]</fullName>
        <firstName>Andy</firstName>
        <lastName>Barr</lastName>
        <party>R</party>
        <state>KY</state>
        <district>6</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>G000581</bioguideId>
        <fullName>Rep. Gonzalez, Vicente [D-TX-34]</fullName>
        <firstName>Vicente</firstName>
        <lastName>Gonzalez</lastName>
        <party>D</party>
        <state>TX</state>
        <district>34</district>
        <sponsorshipDate>2023-05-18</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000599</bioguideId>
        <fullName>Rep. Posey, Bill [R-FL-8]</fullName>
        <firstName>Bill</firstName>
        <lastName>Posey</lastName>
        <party>R</party>
        <state>FL</state>
        <district>8</district>
        <sponsorshipDate>2023-05-18</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001063</bioguideId>
        <fullName>Rep. Cuellar, Henry [D-TX-28]</fullName>
        <firstName>Henry</firstName>
        <lastName>Cuellar</lastName>
        <party>D</party>
        <state>TX</state>
        <district>28</district>
        <sponsorshipDate>2023-05-18</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>E000294</bioguideId>
        <fullName>Rep. Emmer, Tom [R-MN-6]</fullName>
        <firstName>Tom</firstName>
        <lastName>Emmer</lastName>
        <party>R</party>
        <state>MN</state>
        <district>6</district>
        <sponsorshipDate>2023-06-14</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001296</bioguideId>
        <fullName>Rep. Boyle, Brendan F. [D-PA-2]</fullName>
        <firstName>Brendan</firstName>
        <lastName>Boyle</lastName>
        <party>D</party>
        <state>PA</state>
        <middleName>F.</middleName>
        <district>2</district>
        <sponsorshipDate>2023-06-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000569</bioguideId>
        <fullName>Rep. Luetkemeyer, Blaine [R-MO-3]</fullName>
        <firstName>Blaine</firstName>
        <lastName>Luetkemeyer</lastName>
        <party>R</party>
        <state>MO</state>
        <district>3</district>
        <sponsorshipDate>2023-07-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000032</bioguideId>
        <fullName>Rep. Donalds, Byron [R-FL-19]</fullName>
        <firstName>Byron</firstName>
        <lastName>Donalds</lastName>
        <party>R</party>
        <state>FL</state>
        <district>19</district>
        <sponsorshipDate>2023-07-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S000250</bioguideId>
        <fullName>Rep. Sessions, Pete [R-TX-17]</fullName>
        <firstName>PETE</firstName>
        <lastName>SESSIONS</lastName>
        <party>R</party>
        <state>TX</state>
        <district>17</district>
        <sponsorshipDate>2023-07-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001093</bioguideId>
        <fullName>Rep. Houchin, Erin [R-IN-9]</fullName>
        <firstName>Erin</firstName>
        <lastName>Houchin</lastName>
        <party>R</party>
        <state>IN</state>
        <district>9</district>
        <sponsorshipDate>2023-09-12</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000815</bioguideId>
        <fullName>Rep. Wenstrup, Brad R. [R-OH-2]</fullName>
        <firstName>Brad</firstName>
        <lastName>Wenstrup</lastName>
        <party>R</party>
        <state>OH</state>
        <middleName>R.</middleName>
        <district>2</district>
        <sponsorshipDate>2024-01-22</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>A000379</bioguideId>
        <fullName>Rep. Alford, Mark [R-MO-4]</fullName>
        <firstName>Mark</firstName>
        <lastName>Alford</lastName>
        <party>R</party>
        <state>MO</state>
        <district>4</district>
        <sponsorshipDate>2024-06-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001086</bioguideId>
        <fullName>Rep. Harshbarger, Diana [R-TN-1]</fullName>
        <firstName>Diana</firstName>
        <lastName>Harshbarger</lastName>
        <party>R</party>
        <state>TN</state>
        <district>1</district>
        <sponsorshipDate>2024-07-22</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000828</bioguideId>
        <fullName>Rep. Williams, Brandon [R-NY-22]</fullName>
        <firstName>Brandon</firstName>
        <lastName>Williams</lastName>
        <party>R</party>
        <state>NY</state>
        <district>22</district>
        <sponsorshipDate>2024-09-18</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2023-06-09T15:45:16Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-05-18</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2024-02-06T14:18:10Z</updateDate>
        <text><![CDATA[ <p><b>Affordable Homeownership Access Act </b></p> <p>This bill exempts from certain mortgage licensing and registration requirements a person (other than a depository institution) who engages in owner financing. Owner financers (1) originate a limited number of residential mortgage loans in a year, and (2) only originate residential mortgages with respect to property owned by the owner financer.</p>]]></text>
      </summary>
    </summaries>
    <title>Affordable Homeownership Access Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Affordable Homeownership Access Act</title>
        <updateDate>2024-06-12T08:05:41Z</updateDate>
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        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Affordable Homeownership Access Act</title>
        <updateDate>2024-05-24T13:39:45Z</updateDate>
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      <item>
        <titleType>Official Title as Introduced</titleType>
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        <title>To exempt small seller financers from certain licensing requirements.</title>
        <updateDate>2024-03-18T20:50:03Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <type>Introduced in House</type>
        <date>2023-05-18T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr3464ih/xml/BILLS-118hr3464ih.xml</url>
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    <latestAction>
      <actionDate>2023-05-18</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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