3.0.0 3418 2025-12-05T08:07:21Z 2025-12-05T08:07:21Z House H HR 2023-05-17 118 https://www.congress.gov/bill/118th-congress/house-bill/3418 <pre>[Congressional Record Volume 169, Number 83 (Wednesday, May 17, 2023)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. HILL:H.R. 3418.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the United States Constitution.The single subject of this legislation is:Credit Access and Inclusion Act[Page H2428]</pre> hsba00 Financial Services Committee House Standing Referred To 2023-05-17T14:06:05Z 118 1654 S 2023-05-17 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2023-05-17 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2023-05-17 Introduced in House IntroReferral Intro-H 9 Library of Congress 2023-05-17 Introduced in House IntroReferral 1000 9 Library of Congress H001072 Rep. Hill, J. French [R-AR-2] J. Hill R AR French 2 N S001135 Rep. Steel, Michelle [R-CA-45] Michelle Steel R CA 45 2023-05-17 True E000294 Rep. Emmer, Tom [R-MN-6] Tom Emmer R MN 6 2023-05-17 True S001183 Rep. Schweikert, David [R-AZ-1] David Schweikert R AZ 1 2023-05-17 True S000168 Rep. Salazar, Maria Elvira [R-FL-27] Maria Salazar R FL Elvira 27 2023-05-17 True D000032 Rep. Donalds, Byron [R-FL-19] Byron Donalds R FL 19 2023-05-17 True K000397 Rep. Kim, Young [R-CA-40] Young Kim R CA 40 2023-05-17 True N000193 Rep. Nunn, Zachary [R-IA-3] Zachary Nunn R IA 3 2023-06-20 False H001090 Rep. Harder, Josh [D-CA-9] Josh Harder D CA 9 2023-10-17 False G000579 Rep. Gallagher, Mike [R-WI-8] Mike Gallagher R WI 8 2023-12-13 False S001221 Rep. Scholten, Hillary J. [D-MI-3] Hillary Scholten D MI J. 3 2024-02-29 False B001306 Rep. Balderson, Troy [R-OH-12] Troy Balderson R OH 12 2024-03-05 False F000471 Rep. Fitzgerald, Scott [R-WI-5] Scott Fitzgerald R WI 5 2024-03-06 False T000165 Rep. Tiffany, Thomas P. [R-WI-7] Thomas Tiffany R WI P. 7 2024-05-08 False G000576 Rep. Grothman, Glenn [R-WI-6] Glenn Grothman R WI 6 2024-05-14 False G000558 Rep. Guthrie, Brett [R-KY-2] Brett Guthrie R KY 2 2024-05-22 False Finance and Financial Sector Finance and Financial Sector 2023-06-09T15:15:18Z

00 2023-05-17 Introduced in House 2023-11-03T14:48:55Z <p><strong>Credit Access and Inclusion Act of 2023</strong></p> <p>This bill allows for the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to&nbsp;a consumer's performance&nbsp;in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan.</p> <p>Specified provisions that&nbsp;establish&nbsp;civil liability&nbsp;with respect to&nbsp;furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.</p> <p>The Government Accountability Office must report on the consumer impact of such reporting.</p>

Display Title 45 2024-06-11T16:04:59Z Short Title(s) as Introduced 101 2024-05-24T13:39:41Z Introduced in House IH Official Title as Introduced 6 2024-03-18T20:49:58Z Introduced in House IH Introduced in House 2023-05-17T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-118hr3418ih/xml/BILLS-118hr3418ih.xml 2023-05-17 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.