3.0.0
3418
2025-12-05T08:07:21Z
2025-12-05T08:07:21Z
House
H
HR
2023-05-17
118
https://www.congress.gov/bill/118th-congress/house-bill/3418
[Congressional Record Volume 169, Number 83 (Wednesday, May 17, 2023)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. HILL:H.R. 3418.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the United States Constitution.The single subject of this legislation is:Credit Access and Inclusion Act[Page H2428]
- hsba00
Financial Services Committee
House
Standing
  - Referred To
2023-05-17T14:06:05Z

- Credit Access and Inclusion Act of 2023
118
1654
S
2023-05-17
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  - Related bill
CRS
- 2023-05-17
Referred to the House Committee on Financial Services.
IntroReferral
H11100
2
House floor actions
  - hsba00
Financial Services Committee
- 2023-05-17
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2023-05-17
Introduced in House
IntroReferral
1000
9
Library of Congress
- H001072
Rep. Hill, J. French [R-AR-2]
J.
Hill
R
AR
French
2
N
- S001135
Rep. Steel, Michelle [R-CA-45]
Michelle
Steel
R
CA
45
2023-05-17
True
- E000294
Rep. Emmer, Tom [R-MN-6]
Tom
Emmer
R
MN
6
2023-05-17
True
- S001183
Rep. Schweikert, David [R-AZ-1]
David
Schweikert
R
AZ
1
2023-05-17
True
- S000168
Rep. Salazar, Maria Elvira [R-FL-27]
Maria
Salazar
R
FL
Elvira
27
2023-05-17
True
- D000032
Rep. Donalds, Byron [R-FL-19]
Byron
Donalds
R
FL
19
2023-05-17
True
- K000397
Rep. Kim, Young [R-CA-40]
Young
Kim
R
CA
40
2023-05-17
True
- N000193
Rep. Nunn, Zachary [R-IA-3]
Zachary
Nunn
R
IA
3
2023-06-20
False
- H001090
Rep. Harder, Josh [D-CA-9]
Josh
Harder
D
CA
9
2023-10-17
False
- G000579
Rep. Gallagher, Mike [R-WI-8]
Mike
Gallagher
R
WI
8
2023-12-13
False
- S001221
Rep. Scholten, Hillary J. [D-MI-3]
Hillary
Scholten
D
MI
J.
3
2024-02-29
False
- B001306
Rep. Balderson, Troy [R-OH-12]
Troy
Balderson
R
OH
12
2024-03-05
False
- F000471
Rep. Fitzgerald, Scott [R-WI-5]
Scott
Fitzgerald
R
WI
5
2024-03-06
False
- T000165
Rep. Tiffany, Thomas P. [R-WI-7]
Thomas
Tiffany
R
WI
P.
7
2024-05-08
False
- G000576
Rep. Grothman, Glenn [R-WI-6]
Glenn
Grothman
R
WI
6
2024-05-14
False
- G000558
Rep. Guthrie, Brett [R-KY-2]
Brett
Guthrie
R
KY
2
2024-05-22
False
Finance and Financial Sector
Finance and Financial Sector
2023-06-09T15:15:18Z
00
2023-05-17
Introduced in House
2023-11-03T14:48:55Z
Credit Access and Inclusion Act of 2023
This bill allows for the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan.
Specified provisions that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.
The Government Accountability Office must report on the consumer impact of such reporting.

Credit Access and Inclusion Act of 2023
- Display Title
45

Credit Access and Inclusion Act of 2023
2024-06-11T16:04:59Z
- Short Title(s) as Introduced
101

Credit Access and Inclusion Act of 2023
2024-05-24T13:39:41Z
Introduced in House
IH
- Official Title as Introduced
6

To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain consumer credit information to consumer reporting agencies, and for other purposes.
2024-03-18T20:49:58Z
Introduced in House
IH
- Introduced in House
2023-05-17T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-118hr3418ih/xml/BILLS-118hr3418ih.xml
2023-05-17
Referred to the House Committee on Financial Services.
text/xml
EN
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