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    <number>3414</number>
    <updateDate>2025-07-21T19:44:15Z</updateDate>
    <updateDateIncludingText>2025-07-21T19:44:15Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-05-17</introducedDate>
    <congress>118</congress>
    <cdata>
      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 169, Number 83 (Wednesday, May 17, 2023)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Mr. GROTHMAN:H.R. 3414.Congress has the power to enact this legislation pursuantto the following:Article I Section VIIIThe single subject of this legislation is:Education[Page H2428]&lt;/pre&gt;</constitutionalAuthorityStatementText>
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        <name>Education and Workforce Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
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            <name>Referred To</name>
            <date>2023-05-17T14:07:45Z</date>
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      <item>
        <actionDate>2023-05-17</actionDate>
        <text>Referred to the House Committee on Education and the Workforce.</text>
        <type>IntroReferral</type>
        <actionCode>H11100</actionCode>
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          <code>2</code>
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            <name>Education and Workforce Committee</name>
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        <actionDate>2023-05-17</actionDate>
        <text>Introduced in House</text>
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          <name>Library of Congress</name>
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        <actionDate>2023-05-17</actionDate>
        <text>Introduced in House</text>
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          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>G000576</bioguideId>
        <fullName>Rep. Grothman, Glenn [R-WI-6]</fullName>
        <firstName>Glenn</firstName>
        <lastName>Grothman</lastName>
        <party>R</party>
        <state>WI</state>
        <district>6</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>T000478</bioguideId>
        <fullName>Rep. Tenney, Claudia [R-NY-24]</fullName>
        <firstName>Claudia</firstName>
        <lastName>Tenney</lastName>
        <party>R</party>
        <state>NY</state>
        <district>24</district>
        <sponsorshipDate>2023-05-17</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000578</bioguideId>
        <fullName>Rep. LaMalfa, Doug [R-CA-1]</fullName>
        <firstName>Doug</firstName>
        <lastName>LaMalfa</lastName>
        <party>R</party>
        <state>CA</state>
        <district>1</district>
        <sponsorshipDate>2023-05-17</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000165</bioguideId>
        <fullName>Rep. Tiffany, Thomas P. [R-WI-7]</fullName>
        <firstName>Thomas</firstName>
        <lastName>Tiffany</lastName>
        <party>R</party>
        <state>WI</state>
        <middleName>P.</middleName>
        <district>7</district>
        <sponsorshipDate>2023-05-17</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>O000086</bioguideId>
        <fullName>Rep. Owens, Burgess [R-UT-4]</fullName>
        <firstName>Burgess</firstName>
        <lastName>Owens</lastName>
        <party>R</party>
        <state>UT</state>
        <district>4</district>
        <sponsorshipDate>2023-05-17</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001199</bioguideId>
        <fullName>Rep. Smucker, Lloyd [R-PA-11]</fullName>
        <firstName>Lloyd</firstName>
        <lastName>Smucker</lastName>
        <party>R</party>
        <state>PA</state>
        <district>11</district>
        <sponsorshipDate>2023-05-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Education</name>
    </policyArea>
    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Education</name>
        <updateDate>2023-06-05T13:15:18Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-05-17</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2024-01-02T16:43:06Z</updateDate>
        <cdata>
          <text>&lt;p&gt;&lt;b&gt;Responsible Borrowing Act of &lt;/b&gt;&lt;strong&gt;&lt;/strong&gt;&lt;b&gt;2023&lt;/b&gt;&lt;/p&gt; &lt;p&gt;This bill authorizes institutions of higher education (IHEs) to prorate or limit the amount of a Federal Direct Loan that an enrolled student may borrow for an academic year or in the aggregate.&lt;/p&gt; &lt;p&gt;The bill specifies the factors that an IHE may use to limit these loans. These factors include the average or median starting salary for typical occupations pursued by graduates of the program (or the median earnings of students who complete such program), the enrollment status of the student (i.e., full- or part-time enrollment), the credential level of the program (e.g., degree or certificate), and the year of the program for which the student is seeking the loan.&lt;/p&gt; &lt;p&gt;Upon request of a student whose loan has been prorated or limited, an IHE may increase the amount of the loan within otherwise applicable limits at the discretion of the IHE's financial aid administrator.&lt;/p&gt;</text>
        </cdata>
      </summary>
    </summaries>
    <title>Responsible Borrowing Act of 2023</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Responsible Borrowing Act of 2023</title>
        <updateDate>2024-07-24T15:22:04Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Responsible Borrowing Act of 2023</title>
        <updateDate>2024-05-24T13:39:47Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To amend the Higher Education Act of 1965 to authorize institutions of higher education to limit the amount of a Federal loan that an enrolled student may borrow.</title>
        <updateDate>2024-03-18T20:49:40Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
    </titles>
    <textVersions>
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        <type>Introduced in House</type>
        <date>2023-05-17T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr3414ih/xml/BILLS-118hr3414ih.xml</url>
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        </formats>
      </item>
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    <latestAction>
      <actionDate>2023-05-17</actionDate>
      <text>Referred to the House Committee on Education and the Workforce.</text>
    </latestAction>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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