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    <number>2928</number>
    <updateDate>2025-12-05T08:50:44Z</updateDate>
    <updateDateIncludingText>2025-12-05T08:50:44Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-04-27</introducedDate>
    <congress>118</congress>
    <legislationUrl>https://www.congress.gov/bill/118th-congress/house-bill/2928</legislationUrl>
    <cdata>
      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 169, Number 71 (Thursday, April 27, 2023)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Mr. BIGGS:H.R. 2928.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8The single subject of this legislation is:The single subject of this bill is to cancel certainproposed changes to credit fees charged by the FederalNational Mortgage Association and the Federal Home LoanMortgage Corporation.[Page H2086]&lt;/pre&gt;</constitutionalAuthorityStatementText>
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        <chamber>House</chamber>
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        <title>To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.</title>
        <congress>118</congress>
        <number>2876</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2023-04-26</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
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          <item>
            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
      <item>
        <title>Fairness in Borrowing Act of 2023</title>
        <congress>118</congress>
        <number>2960</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2023-04-27</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
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            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
      <item>
        <title>Secure Americans from Financial Exploitation (SAFE) Act</title>
        <congress>118</congress>
        <number>3041</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2023-05-02</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
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        <actionDate>2023-04-27</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <fullName>Rep. Biggs, Andy [R-AZ-5]</fullName>
        <firstName>Andy</firstName>
        <lastName>Biggs</lastName>
        <party>R</party>
        <state>AZ</state>
        <district>5</district>
        <isByRequest>N</isByRequest>
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        <fullName>Rep. Gosar, Paul A. [R-AZ-9]</fullName>
        <firstName>Paul</firstName>
        <lastName>Gosar</lastName>
        <party>R</party>
        <state>AZ</state>
        <middleName>A.</middleName>
        <district>9</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
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        <fullName>Rep. Weber, Randy K., Sr. [R-TX-14]</fullName>
        <firstName>Randy</firstName>
        <lastName>Weber</lastName>
        <party>R</party>
        <state>TX</state>
        <middleName>K.</middleName>
        <district>14</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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      <item>
        <bioguideId>B000825</bioguideId>
        <fullName>Rep. Boebert, Lauren [R-CO-3]</fullName>
        <firstName>Lauren</firstName>
        <lastName>Boebert</lastName>
        <party>R</party>
        <state>CO</state>
        <district>3</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000605</bioguideId>
        <fullName>Rep. Perry, Scott [R-PA-10]</fullName>
        <firstName>Scott</firstName>
        <lastName>Perry</lastName>
        <party>R</party>
        <state>PA</state>
        <district>10</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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      <item>
        <bioguideId>B001314</bioguideId>
        <fullName>Rep. Bean, Aaron [R-FL-4]</fullName>
        <firstName>Aaron</firstName>
        <lastName>Bean</lastName>
        <party>R</party>
        <state>FL</state>
        <district>4</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001218</bioguideId>
        <fullName>Rep. McCormick, Richard [R-GA-6]</fullName>
        <firstName>Richard</firstName>
        <lastName>McCormick</lastName>
        <party>R</party>
        <state>GA</state>
        <district>6</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
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        <bioguideId>B001316</bioguideId>
        <fullName>Rep. Burlison, Eric [R-MO-7]</fullName>
        <firstName>Eric</firstName>
        <lastName>Burlison</lastName>
        <party>R</party>
        <state>MO</state>
        <district>7</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
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        <fullName>Rep. Yakym, Rudy [R-IN-2]</fullName>
        <firstName>Rudy</firstName>
        <lastName>Yakym</lastName>
        <party>R</party>
        <state>IN</state>
        <district>2</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001199</bioguideId>
        <fullName>Rep. Mast, Brian J. [R-FL-21]</fullName>
        <firstName>Brian</firstName>
        <lastName>Mast</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>J.</middleName>
        <district>21</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>J000301</bioguideId>
        <fullName>Rep. Johnson, Dusty [R-SD-At Large]</fullName>
        <firstName>Dusty</firstName>
        <lastName>Johnson</lastName>
        <party>R</party>
        <state>SD</state>
        <district>0</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000576</bioguideId>
        <fullName>Rep. Grothman, Glenn [R-WI-6]</fullName>
        <firstName>Glenn</firstName>
        <lastName>Grothman</lastName>
        <party>R</party>
        <state>WI</state>
        <district>6</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001212</bioguideId>
        <fullName>Rep. Moore, Barry [R-AL-2]</fullName>
        <firstName>Barry</firstName>
        <lastName>Moore</lastName>
        <party>R</party>
        <state>AL</state>
        <district>2</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000558</bioguideId>
        <fullName>Rep. Guthrie, Brett [R-KY-2]</fullName>
        <firstName>Brett</firstName>
        <lastName>Guthrie</lastName>
        <party>R</party>
        <state>KY</state>
        <district>2</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>O000175</bioguideId>
        <fullName>Rep. Ogles, Andrew [R-TN-5]</fullName>
        <firstName>Andrew</firstName>
        <lastName>Ogles</lastName>
        <party>R</party>
        <state>TN</state>
        <district>5</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001291</bioguideId>
        <fullName>Rep. Babin, Brian [R-TX-36]</fullName>
        <firstName>Brian</firstName>
        <lastName>Babin</lastName>
        <party>R</party>
        <state>TX</state>
        <district>36</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000578</bioguideId>
        <fullName>Rep. LaMalfa, Doug [R-CA-1]</fullName>
        <firstName>Doug</firstName>
        <lastName>LaMalfa</lastName>
        <party>R</party>
        <state>CA</state>
        <district>1</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001192</bioguideId>
        <fullName>Rep. Stewart, Chris [R-UT-2]</fullName>
        <firstName>Chris</firstName>
        <lastName>Stewart</lastName>
        <party>R</party>
        <state>UT</state>
        <district>2</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001224</bioguideId>
        <fullName>Rep. Self, Keith [R-TX-3]</fullName>
        <firstName>Keith</firstName>
        <lastName>Self</lastName>
        <party>R</party>
        <state>TX</state>
        <district>3</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001054</bioguideId>
        <fullName>Rep. Carl, Jerry L. [R-AL-1]</fullName>
        <firstName>Jerry</firstName>
        <lastName>Carl</lastName>
        <party>R</party>
        <state>AL</state>
        <middleName>L.</middleName>
        <district>1</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000032</bioguideId>
        <fullName>Rep. Donalds, Byron [R-FL-19]</fullName>
        <firstName>Byron</firstName>
        <lastName>Donalds</lastName>
        <party>R</party>
        <state>FL</state>
        <district>19</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001115</bioguideId>
        <fullName>Rep. Cloud, Michael [R-TX-27]</fullName>
        <firstName>Michael</firstName>
        <lastName>Cloud</lastName>
        <party>R</party>
        <state>TX</state>
        <district>27</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000165</bioguideId>
        <fullName>Rep. Tiffany, Thomas P. [R-WI-7]</fullName>
        <firstName>Thomas</firstName>
        <lastName>Tiffany</lastName>
        <party>R</party>
        <state>WI</state>
        <middleName>P.</middleName>
        <district>7</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001306</bioguideId>
        <fullName>Rep. Balderson, Troy [R-OH-12]</fullName>
        <firstName>Troy</firstName>
        <lastName>Balderson</lastName>
        <party>R</party>
        <state>OH</state>
        <district>12</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001195</bioguideId>
        <fullName>Rep. Mooney, Alexander X. [R-WV-2]</fullName>
        <firstName>Alexander</firstName>
        <lastName>Mooney</lastName>
        <party>R</party>
        <state>WV</state>
        <middleName>X.</middleName>
        <district>2</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001311</bioguideId>
        <fullName>Rep. Bishop, Dan [R-NC-8]</fullName>
        <firstName>Dan</firstName>
        <lastName>Bishop</lastName>
        <party>R</party>
        <state>NC</state>
        <district>8</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001317</bioguideId>
        <fullName>Rep. Brecheen, Josh [R-OK-2]</fullName>
        <firstName>Josh</firstName>
        <lastName>Brecheen</lastName>
        <party>R</party>
        <state>OK</state>
        <district>2</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000596</bioguideId>
        <fullName>Rep. Luna, Anna Paulina [R-FL-13]</fullName>
        <firstName>Anna Paulina</firstName>
        <lastName>Luna</lastName>
        <party>R</party>
        <state>FL</state>
        <district>13</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000103</bioguideId>
        <fullName>Rep. Rosendale Sr., Matthew M. [R-MT-2]</fullName>
        <firstName>Matthew</firstName>
        <lastName>Rosendale</lastName>
        <party>R</party>
        <state>MT</state>
        <middleName>M.</middleName>
        <district>2</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000614</bioguideId>
        <fullName>Rep. Roy, Chip [R-TX-21]</fullName>
        <firstName>Chip</firstName>
        <lastName>Roy</lastName>
        <party>R</party>
        <state>TX</state>
        <district>21</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000599</bioguideId>
        <fullName>Rep. Lawler, Michael [R-NY-17]</fullName>
        <firstName>Michael</firstName>
        <lastName>Lawler</lastName>
        <party>R</party>
        <state>NY</state>
        <district>17</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000478</bioguideId>
        <fullName>Rep. Fry, Russell [R-SC-7]</fullName>
        <firstName>Russell</firstName>
        <lastName>Fry</lastName>
        <party>R</party>
        <state>SC</state>
        <district>7</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000609</bioguideId>
        <fullName>Rep. Palmer, Gary J. [R-AL-6]</fullName>
        <firstName>Gary</firstName>
        <lastName>Palmer</lastName>
        <party>R</party>
        <state>AL</state>
        <middleName>J.</middleName>
        <district>6</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000475</bioguideId>
        <fullName>Rep. Finstad, Brad [R-MN-1]</fullName>
        <firstName>Brad</firstName>
        <lastName>Finstad</lastName>
        <party>R</party>
        <state>MN</state>
        <district>1</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001103</bioguideId>
        <fullName>Rep. Carter, Earl L. "Buddy" [R-GA-1]</fullName>
        <firstName>Earl</firstName>
        <lastName>Carter</lastName>
        <party>R</party>
        <state>GA</state>
        <middleName>L. "Buddy"</middleName>
        <district>1</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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      <item>
        <bioguideId>G000595</bioguideId>
        <fullName>Rep. Good, Bob [R-VA-5]</fullName>
        <firstName>Bob</firstName>
        <lastName>Good</lastName>
        <party>R</party>
        <state>VA</state>
        <district>5</district>
        <sponsorshipDate>2023-04-27</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>V000133</bioguideId>
        <fullName>Rep. Van Drew, Jefferson [R-NJ-2]</fullName>
        <firstName>Jefferson</firstName>
        <lastName>Van Drew</lastName>
        <party>R</party>
        <state>NJ</state>
        <district>2</district>
        <sponsorshipDate>2023-05-05</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>C001116</bioguideId>
        <fullName>Rep. Clyde, Andrew S. [R-GA-9]</fullName>
        <firstName>Andrew</firstName>
        <lastName>Clyde</lastName>
        <party>R</party>
        <state>GA</state>
        <middleName>S.</middleName>
        <district>9</district>
        <sponsorshipDate>2023-05-05</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001096</bioguideId>
        <fullName>Rep. Hageman, Harriet M. [R-WY-At Large]</fullName>
        <firstName>Harriet</firstName>
        <lastName>Hageman</lastName>
        <party>R</party>
        <state>WY</state>
        <middleName>M.</middleName>
        <district>0</district>
        <sponsorshipDate>2023-05-05</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001159</bioguideId>
        <fullName>Rep. McMorris Rodgers, Cathy [R-WA-5]</fullName>
        <firstName>Cathy</firstName>
        <lastName>Rodgers</lastName>
        <party>R</party>
        <state>WA</state>
        <middleName>McMorris</middleName>
        <district>5</district>
        <sponsorshipDate>2023-05-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001295</bioguideId>
        <fullName>Rep. Bost, Mike [R-IL-12]</fullName>
        <firstName>Mike</firstName>
        <lastName>Bost</lastName>
        <party>R</party>
        <state>IL</state>
        <district>12</district>
        <sponsorshipDate>2023-05-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000470</bioguideId>
        <fullName>Rep. Fischbach, Michelle [R-MN-7]</fullName>
        <firstName>Michelle</firstName>
        <lastName>Fischbach</lastName>
        <party>R</party>
        <state>MN</state>
        <district>7</district>
        <sponsorshipDate>2023-05-15</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001199</bioguideId>
        <fullName>Rep. Smucker, Lloyd [R-PA-11]</fullName>
        <firstName>Lloyd</firstName>
        <lastName>Smucker</lastName>
        <party>R</party>
        <state>PA</state>
        <district>11</district>
        <sponsorshipDate>2023-05-17</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001220</bioguideId>
        <fullName>Rep. Strong, Dale W. [R-AL-5]</fullName>
        <firstName>Dale</firstName>
        <lastName>Strong</lastName>
        <party>R</party>
        <state>AL</state>
        <middleName>W.</middleName>
        <district>5</district>
        <sponsorshipDate>2023-05-22</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001118</bioguideId>
        <fullName>Rep. Cline, Ben [R-VA-6]</fullName>
        <firstName>Ben</firstName>
        <lastName>Cline</lastName>
        <party>R</party>
        <state>VA</state>
        <district>6</district>
        <sponsorshipDate>2023-05-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000589</bioguideId>
        <fullName>Rep. Lesko, Debbie [R-AZ-8]</fullName>
        <firstName>Debbie</firstName>
        <lastName>Lesko</lastName>
        <party>R</party>
        <state>AZ</state>
        <district>8</district>
        <sponsorshipDate>2023-06-05</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2023-05-10T20:15:16Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-04-27</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2023-11-09T22:14:36Z</updateDate>
        <cdata>
          <text>&lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;b&gt;Responsible Borrower Protection Act of 2023&lt;/b&gt;&lt;/p&gt; &lt;p class="MsoNormal" style="line-height: normal;"&gt;This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing their January 2023-announced changes to the single-family pricing framework for fees on purchase, rate-term refinance, and cash-out refinance loans. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other factors.&lt;/p&gt; &lt;p class="MsoNormal" style="line-height: normal;" /&gt;</text>
        </cdata>
      </summary>
    </summaries>
    <title>Responsible Borrower Protection Act of 2023</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Responsible Borrower Protection Act of 2023</title>
        <updateDate>2024-07-24T15:22:29Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Responsible Borrower Protection Act of 2023</title>
        <updateDate>2024-05-24T13:40:32Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To cancel certain proposed changes to credit fees charged by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, and for other purposes.</title>
        <updateDate>2024-03-18T20:41:31Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2023-04-27T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr2928ih/xml/BILLS-118hr2928ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2023-04-27</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
    </latestAction>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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