3.0.0
2798
2025-05-27T14:15:15Z
2025-05-27T14:15:15Z
House
H
HR
2023-04-24
118
[Congressional Record Volume 169, Number 68 (Monday, April 24, 2023)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BARR:H.R. 2798.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 3: to regulate commerce withforeign nations, and among the several states, and with theIndian tribes; andArticle 1, Section 8, Clause 18: to make all Laws whichshall be necessary and proper for carrying into ExecutionforegoingThe single subject of this legislation is:To make reforms to the Consumer Financial Protection Board[Page H1915]
- hssm00
Small Business Committee
House
Standing
  - Discharged From
2023-12-04T20:47:37Z
  - Referred To
2023-04-24T15:01:45Z
- hsju00
Judiciary Committee
House
Standing
  - Discharged From
2023-12-04T20:47:32Z
  - Referred To
2023-04-24T15:01:40Z
- hsgo00
Oversight and Government Reform Committee
House
Standing
  - Discharged From
2023-12-04T20:47:17Z
  - Referred To
2023-04-24T15:01:35Z
- hsba00
Financial Services Committee
House
Standing
  - Reported By
2023-12-04T20:46:50Z
  - Markup By
2023-04-26T15:41:29Z
  - Referred To
2023-04-24T15:01:30Z
H. Rept. 118-297

- Transparency in CFPB Cost-Benefit Analysis Act
118
1313
HR
2023-03-01
Referred to the House Committee on Financial Services.
  - Related bill
CRS

- Consumer Financial Protection Commission Act
118
1410
HR
2023-03-07
Referred to the House Committee on Financial Services.
  - Related bill
CRS

- CFPB–IG Reform Act of 2023
118
1411
HR
2023-03-07
Referred to the Committee on Oversight and Accountability, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  - Related bill
CRS

- Making the CFPB Accountable to Small Businesses Act of 2023
118
1749
HR
2023-03-23
Referred to the Committee on the Judiciary, and in addition to the Committees on Small Business, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  - Related bill
CRS

- Financial Compensation for CFPB Whistleblowers Act
118
2465
HR
2023-04-03
Referred to the House Committee on Financial Services.
  - Related bill
CRS

- CFPB Dual Mandate and Economic Analysis Act
118
2489
HR
2023-04-06
Referred to the House Committee on Financial Services.
  - Related bill
CRS

- CFPB Whistleblower Incentives and Protection Act
118
2490
HR
2023-04-06
Referred to the House Committee on Financial Services.
  - Related bill
CRS

- Financial Compensation for CFPB Whistleblowers Act
118
1124
S
2023-03-30
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  - Related bill
CRS

- Transparency in CFPB Cost-Benefit Analysis Act
118
1362
S
2023-04-27
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  - Related bill
CRS
- 2023-12-04
Placed on the Union Calendar, Calendar No. 241.
Calendars
H12410
2
House floor actions
U00241
- 2023-12-04
Committee on Small Business discharged.
Discharge
H12300
2
House floor actions
  - hssm00
Small Business Committee
- 2023-12-04
Committee on Small Business discharged.
Committee
5500
9
Library of Congress
  - hssm00
Small Business Committee
- 2023-12-04
Committee on the Judiciary discharged.
Discharge
H12300
2
House floor actions
  - hsju00
Judiciary Committee
- 2023-12-04
Committee on the Judiciary discharged.
Committee
5500
9
Library of Congress
  - hsju00
Judiciary Committee
- 2023-12-04
Committee on Oversight and Accountability discharged.
Discharge
H12300
2
House floor actions
  - hsgo00
Oversight and Government Reform Committee
- 2023-12-04
Committee on Oversight and Accountability discharged.
Committee
5500
9
Library of Congress
  - hsgo00
Oversight and Government Reform Committee
- 2023-12-04
Reported (Amended) by the Committee on Financial Services. H. Rept. 118-297, Part I.
Committee
H12200
2
House floor actions
  - hsba00
Financial Services Committee
- 2023-12-04
Reported (Amended) by the Committee on Financial Services. H. Rept. 118-297, Part I.
Committee
5000
9
Library of Congress
  - hsba00
Financial Services Committee
- 2023-04-26
  - hsba00
Financial Services Committee
1
House committee actions
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 26 - 23.
Committee
- 2023-04-26
  - hsba00
Financial Services Committee
1
House committee actions
Committee Consideration and Mark-up Session Held.
Committee
- 2023-04-24
Referred to the Committee on Financial Services, and in addition to the Committees on Oversight and Accountability, the Judiciary, and Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2
House floor actions
  - hssm00
Small Business Committee
- 2023-04-24
Referred to the Committee on Financial Services, and in addition to the Committees on Oversight and Accountability, the Judiciary, and Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2
House floor actions
  - hsju00
Judiciary Committee
- 2023-04-24
Referred to the Committee on Financial Services, and in addition to the Committees on Oversight and Accountability, the Judiciary, and Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2
House floor actions
  - hsgo00
Oversight and Government Reform Committee
- 2023-04-24
Referred to the Committee on Financial Services, and in addition to the Committees on Oversight and Accountability, the Judiciary, and Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2
House floor actions
  - hsba00
Financial Services Committee
- 2023-04-24
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2023-04-24
Introduced in House
IntroReferral
1000
9
Library of Congress
- B001282
Rep. Barr, Andy [R-KY-6]
Andy
Barr
R
KY
6
N
- H001093
Rep. Houchin, Erin [R-IN-9]
Erin
Houchin
R
IN
9
2023-06-14
False
- H001095
Rep. Hunt, Wesley [R-TX-38]
Wesley
Hunt
R
TX
38
2023-11-06
False
- 2023-08-01T20:32:00Z

H.R. 2798, CFPB Transparency and Accountability Reform Act
https://www.cbo.gov/publication/59443
As ordered reported by the House Committee on Financial Services on April 26, 2023
Finance and Financial Sector
- Administrative law and regulatory procedures
2023-05-26T16:30:24Z
- Advisory bodies
2023-05-26T16:30:24Z
- Appropriations
2023-05-26T16:30:24Z
- Banking and financial institutions regulation
2023-05-26T16:30:24Z
- Civil actions and liability
2023-05-26T16:30:24Z
- Congressional oversight
2023-05-26T16:30:24Z
- Consumer Financial Protection Bureau
2023-05-26T16:30:24Z
- Consumer affairs
2023-05-26T16:30:24Z
- Department of the Treasury
2023-05-26T16:30:24Z
- Economic performance and conditions
2023-05-26T16:30:24Z
- Executive agency funding and structure
2023-05-26T16:30:24Z
- Federal officials
2023-05-26T16:30:24Z
- Government employee pay, benefits, personnel management
2023-05-26T16:30:24Z
- Government ethics and transparency, public corruption
2023-05-26T16:30:24Z
- Government studies and investigations
2023-05-26T16:30:24Z
- Performance measurement
2023-05-26T16:30:24Z
- Presidents and presidential powers, Vice Presidents
2023-05-26T16:30:24Z
- Small business
2023-05-26T16:30:24Z
- Wages and earnings
2023-05-26T16:30:24Z
Finance and Financial Sector
2023-04-26T14:00:20Z
00
2023-04-24
Introduced in House
2024-01-04T14:07:23Z
CFPB Transparency and Accountability Reform Act
This bill changes the structure, funding, and rulemaking procedures of the Consumer Financial Protection Bureau.
The bill removes the bureau from the Federal Reserve System and reestablishes it as an independent agency. The bill also changes the leadership structure by establishing a five-person commission led by a chair rather than a director as under current law. The bill eliminates the bureau's ability to receive funding through transfers from the Federal Reserve and brings the bureau under the regular appropriations process. The bill also establishes a separate inspector general for the bureau. Currently, the bureau is under the supervision of the Federal Reserve's Inspector General.
Additionally, the bill creates within the bureau the Office of Economic Analysis that must review all proposed and existing guidance, orders, rules, and regulations. In the course of a rulemaking, the office must publish an assessment of all anticipated direct and indirect costs and benefits of the proposed regulation and of any reasonable alternatives. As part of the required analysis under the Regulatory Flexibility Act, the bureau must describe the impact on small businesses of proposed and final rules and a justification for the rejection of any alternatives.
Finally, the bill requires the bureau to provide awards to whistleblowers who report information resulting in monetary sanctions.
08
2023-12-04
Reported to House, Part I
2024-01-22T14:59:48Z
CFPB Transparency and Accountability Reform Act
This bill changes the structure, funding, and rulemaking procedures of the Consumer Financial Protection Bureau.
The bill removes the bureau from the Federal Reserve System and reestablishes it as an independent agency. The bill also changes the leadership structure by establishing a five-person commission led by a chair rather than a director as under current law. The bill eliminates the bureau's ability to receive funding through transfers from the Federal Reserve and brings the bureau under the regular appropriations process. The bill also establishes a separate inspector general for the bureau. Currently, the bureau is under the supervision of the Federal Reserve's Inspector General.
Additionally, the bill creates within the bureau the Office of Economic Analysis that must review all proposed and existing guidance, orders, rules, and regulations. In the course of a rulemaking, the office must publish an assessment of all anticipated direct and indirect costs and benefits of the proposed regulation and of any reasonable alternatives. As part of the required analysis under the Regulatory Flexibility Act, the bureau must describe the impact on small businesses of proposed and final rules and a justification for the rejection of any alternatives.
Finally, the bill requires the bureau to provide awards to whistleblowers who report information resulting in monetary sanctions.

CFPB Transparency and Accountability Reform Act
- Display Title
45

CFPB Transparency and Accountability Reform Act
2024-07-24T15:19:44Z
- Short Title(s) as Introduced
101

CFPB Transparency and Accountability Reform Act
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Introduced for portions of this bill
106

Transparency in CFPB Cost-Benefit Analysis Act
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Introduced for portions of this bill
106

CFPB Dual Mandate and Economic Analysis Act
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Introduced for portions of this bill
106

CFPB Whistleblower Incentives and Protection Act
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Introduced for portions of this bill
106

Making the CFPB Accountable to Small Businesses Act of 2023
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Introduced for portions of this bill
106

CFPB–IG Reform Act of 2023
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Introduced for portions of this bill
106

Bureau of Consumer Financial Protection-Inspector General Reform Act of 2023
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Introduced for portions of this bill
106

TABS Act of 2023
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Introduced for portions of this bill
106

Taking Account of Bureaucrats’ Spending Act of 2023
2024-05-24T13:40:52Z
Introduced in House
IH
- Short Title(s) as Reported to House
102

CFPB Transparency and Accountability Reform Act
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Short Title(s) as Reported to House for portions of this bill
107

CFPB Whistleblower Incentives and Protection Act
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Short Title(s) as Reported to House for portions of this bill
107

Making the CFPB Accountable to Small Businesses Act of 2023
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Short Title(s) as Reported to House for portions of this bill
107

Transparency in CFPB Cost-Benefit Analysis Act
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Short Title(s) as Reported to House for portions of this bill
107

CFPB Dual Mandate and Economic Analysis Act
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Short Title(s) as Reported to House for portions of this bill
107

CFPB–IG Reform Act of 2023
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Short Title(s) as Reported to House for portions of this bill
107

Bureau of Consumer Financial Protection-Inspector General Reform Act of 2023
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Short Title(s) as Reported to House for portions of this bill
107

TABS Act of 2023
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Short Title(s) as Reported to House for portions of this bill
107

Taking Account of Bureaucrats’ Spending Act of 2023
2024-05-24T13:35:14Z
H
House
Reported in House
RH
- Official Title as Introduced
6

To make reforms to the Bureau of Consumer Financial Protection, and for other purposes.
2024-03-18T20:39:45Z
Introduced in House
IH
- Reported in House
2023-12-04T05:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-118hr2798rh/xml/BILLS-118hr2798rh.xml
- Introduced in House
2023-04-24T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-118hr2798ih/xml/BILLS-118hr2798ih.xml
2023-12-04
Placed on the Union Calendar, Calendar No. 241.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
Congressional Research Service, Library of Congress
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