3.0.0
2743
2025-12-06T00:36:21Z
2025-12-06T00:36:21Z
House
H
HR
2023-04-20
118
https://www.congress.gov/bill/118th-congress/house-bill/2743
[Congressional Record Volume 169, Number 66 (Thursday, April 20, 2023)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BARR:H.R. 2743.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8 of the United States Constitution.The single subject of this legislation is:To amend the Federal Reserve Act to prohibit certainfinancial service providers who deny fair access to financialservices from using taxpayer funded discount window lendingprograms, and for other purposes.[Page H1910]
- hsba00
Financial Services Committee
House
Standing
  - Referred To
2023-04-20T13:04:50Z

- Fair Access to Banking Act
118
293
S
2023-02-07
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  - Related bill
CRS
- 2023-04-20
Referred to the House Committee on Financial Services.
IntroReferral
H11100
2
House floor actions
  - hsba00
Financial Services Committee
- 2023-04-20
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2023-04-20
Introduced in House
IntroReferral
1000
9
Library of Congress
- B001282
Rep. Barr, Andy [R-KY-6]
Andy
Barr
R
KY
6
N
- P000599
Rep. Posey, Bill [R-FL-8]
Bill
Posey
R
FL
8
2023-04-20
True
- S000250
Rep. Sessions, Pete [R-TX-17]
PETE
SESSIONS
R
TX
17
2023-04-20
True
- M001204
Rep. Meuser, Daniel [R-PA-9]
Daniel
Meuser
R
PA
9
2023-04-20
True
- N000193
Rep. Nunn, Zachary [R-IA-3]
Zachary
Nunn
R
IA
3
2023-04-20
True
- O000175
Rep. Ogles, Andrew [R-TN-5]
Andrew
Ogles
R
TN
5
2023-04-20
True
- D000616
Rep. DesJarlais, Scott [R-TN-4]
Scott
DesJarlais
R
TN
4
2023-04-20
True
- B001301
Rep. Bergman, Jack [R-MI-1]
Jack
Bergman
R
MI
1
2023-04-20
True
- B001311
Rep. Bishop, Dan [R-NC-8]
Dan
Bishop
R
NC
8
2023-04-20
True
- B001298
Rep. Bacon, Don [R-NE-2]
Don
Bacon
R
NE
2
2023-04-20
True
- A000369
Rep. Amodei, Mark E. [R-NV-2]
Mark
Amodei
R
NV
E.
2
2023-04-20
True
- H001058
Rep. Huizenga, Bill [R-MI-4]
Bill
Huizenga
R
MI
4
2023-04-20
True
- C001103
Rep. Carter, Earl L. "Buddy" [R-GA-1]
Earl
Carter
R
GA
L. "Buddy"
1
2023-04-20
True
- W000804
Rep. Wittman, Robert J. [R-VA-1]
Robert
Wittman
R
VA
J.
1
2023-04-20
True
- M001194
Rep. Moolenaar, John R. [R-MI-2]
John
Moolenaar
R
MI
R.
2
2023-04-20
True
- T000480
Rep. Timmons, William R. IV [R-SC-4]
William
Timmons
R
SC
R.
4
2023-04-20
True
- H001067
Rep. Hudson, Richard [R-NC-9]
Richard
Hudson
R
NC
9
2023-04-20
True
- F000246
Rep. Fallon, Pat [R-TX-4]
Pat
Fallon
R
TX
4
2023-04-20
True
- F000471
Rep. Fitzgerald, Scott [R-WI-5]
Scott
Fitzgerald
R
WI
5
2023-04-20
True
- M001195
Rep. Mooney, Alexander X. [R-WV-2]
Alexander
Mooney
R
WV
X.
2
2023-04-20
True
- G000565
Rep. Gosar, Paul A. [R-AZ-9]
Paul
Gosar
R
AZ
A.
9
2023-04-20
True
- W000816
Rep. Williams, Roger [R-TX-25]
Roger
Williams
R
TX
25
2023-04-20
True
- S001196
Rep. Stefanik, Elise M. [R-NY-21]
Elise
Stefanik
R
NY
M.
21
2023-04-20
True
- C001039
Rep. Cammack, Kat [R-FL-3]
Kat
Cammack
R
FL
3
2023-04-20
True
- I000056
Rep. Issa, Darrell E. [R-CA-48]
DARRELL
ISSA
R
CA
E.
48
2023-04-20
True
- R000610
Rep. Reschenthaler, Guy [R-PA-14]
Guy
Reschenthaler
R
PA
14
2023-04-20
True
- L000589
Rep. Lesko, Debbie [R-AZ-8]
Debbie
Lesko
R
AZ
8
2023-04-20
True
- R000612
Rep. Rose, John W. [R-TN-6]
John
Rose
R
TN
W.
6
2023-04-20
True
- E000294
Rep. Emmer, Tom [R-MN-6]
Tom
Emmer
R
MN
6
2023-04-20
True
- B001291
Rep. Babin, Brian [R-TX-36]
Brian
Babin
R
TX
36
2023-04-20
True
- C001116
Rep. Clyde, Andrew S. [R-GA-9]
Andrew
Clyde
R
GA
S.
9
2023-04-20
True
- W000795
Rep. Wilson, Joe [R-SC-2]
Joe
Wilson
R
SC
2
2023-04-20
True
- W000798
Rep. Walberg, Tim [R-MI-5]
Tim
Walberg
R
MI
5
2023-04-20
True
- Z000018
Rep. Zinke, Ryan K. [R-MT-1]
Ryan
Zinke
R
MT
K.
1
2023-04-20
True
- B001316
Rep. Burlison, Eric [R-MO-7]
Eric
Burlison
R
MO
7
2023-04-20
True
- A000372
Rep. Allen, Rick W. [R-GA-12]
Rick
Allen
R
GA
W.
12
2023-04-20
True
- V000134
Rep. Van Duyne, Beth [R-TX-24]
Beth
Van Duyne
R
TX
24
2023-04-20
True
- G000593
Rep. Gimenez, Carlos A. [R-FL-28]
Carlos
Gimenez
R
FL
A.
28
2023-04-20
True
- L000564
Rep. Lamborn, Doug [R-CO-5]
Doug
Lamborn
R
CO
5
2023-04-20
True
- L000578
Rep. LaMalfa, Doug [R-CA-1]
Doug
LaMalfa
R
CA
1
2023-04-20
True
- N000190
Rep. Norman, Ralph [R-SC-5]
Ralph
Norman
R
SC
5
2023-04-20
True
- D000628
Rep. Dunn, Neal P. [R-FL-2]
Neal
Dunn
R
FL
P.
2
2023-04-20
True
- D000032
Rep. Donalds, Byron [R-FL-19]
Byron
Donalds
R
FL
19
2023-04-27
False
- R000603
Rep. Rouzer, David [R-NC-7]
David
Rouzer
R
NC
7
2023-04-27
False
- B001295
Rep. Bost, Mike [R-IL-12]
Mike
Bost
R
IL
12
2023-04-27
False
- B001314
Rep. Bean, Aaron [R-FL-4]
Aaron
Bean
R
FL
4
2023-05-18
False
- F000450
Rep. Foxx, Virginia [R-NC-5]
Virginia
Foxx
R
NC
5
2023-05-18
False
- E000246
Rep. Edwards, Chuck [R-NC-11]
Chuck
Edwards
R
NC
11
2023-05-18
False
- Y000067
Rep. Yakym, Rudy [R-IN-2]
Rudy
Yakym
R
IN
2
2023-05-18
False
- R000395
Rep. Rogers, Harold [R-KY-5]
HAROLD
ROGERS
R
KY
5
2023-05-18
False
- C001135
Rep. Chavez-DeRemer, Lori [R-OR-5]
Lori
Chavez-DeRemer
R
OR
5
2023-05-22
False
- J000304
Rep. Jackson, Ronny [R-TX-13]
Ronny
Jackson
R
TX
13
2023-05-22
False
- F000465
Rep. Ferguson, A. Drew, IV [R-GA-3]
A.
Ferguson
R
GA
Drew
3
2023-05-25
False
- H001072
Rep. Hill, J. French [R-AR-2]
J.
Hill
R
AR
French
2
2023-05-25
False
- S000929
Rep. Spartz, Victoria [R-IN-5]
Victoria
Spartz
R
IN
5
2023-05-25
False
- H001052
Rep. Harris, Andy [R-MD-1]
Andy
Harris
R
MD
1
2023-05-31
False
- E000298
Rep. Estes, Ron [R-KS-4]
Ron
Estes
R
KS
4
2023-05-31
False
- S001189
Rep. Scott, Austin [R-GA-8]
Austin
Scott
R
GA
8
2023-06-14
False
- R000575
Rep. Rogers, Mike D. [R-AL-3]
Mike
Rogers
R
AL
3
2023-06-14
False
- H001091
Rep. Hinson, Ashley [R-IA-2]
Ashley
Hinson
R
IA
2
2023-06-14
False
- G000594
Rep. Gonzales, Tony [R-TX-23]
Tony
Gonzales
R
TX
23
2023-06-23
False
- B001309
Rep. Burchett, Tim [R-TN-2]
Tim
Burchett
R
TN
2
2023-07-11
False
- B001275
Rep. Bucshon, Larry [R-IN-8]
Larry
Bucshon
R
IN
8
2023-07-11
False
- C001087
Rep. Crawford, Eric A. "Rick" [R-AR-1]
Eric
Crawford
R
AR
A. "Rick"
1
2023-07-12
False
- S001214
Rep. Steube, W. Gregory [R-FL-17]
W.
Steube
R
FL
Gregory
17
2023-07-12
False
- B000740
Rep. Bice, Stephanie I. [R-OK-5]
Stephanie
Bice
R
OK
I.
5
2023-07-18
False
- M001205
Rep. Miller, Carol D. [R-WV-1]
Carol
Miller
R
WV
D.
1
2023-09-12
False
- F000472
Rep. Franklin, C. Scott [R-FL-18]
C.
Franklin
R
FL
Scott
18
2023-09-12
False
- S001148
Rep. Simpson, Michael K. [R-ID-2]
MICHAEL
SIMPSON
R
ID
K.
2
2023-09-12
False
- N000189
Rep. Newhouse, Dan [R-WA-4]
Dan
Newhouse
R
WA
4
2023-09-12
False
- R000609
Rep. Rutherford, John H. [R-FL-5]
John
Rutherford
R
FL
H.
5
2023-09-21
False
- C001108
Rep. Comer, James [R-KY-1]
James
Comer
R
KY
1
2023-10-19
False
- J000302
Rep. Joyce, John [R-PA-13]
John
Joyce
R
PA
13
2023-10-30
False
- G000590
Rep. Green, Mark E. [R-TN-7]
Mark
Green
R
TN
E.
7
2024-02-05
False
- H001082
Rep. Hern, Kevin [R-OK-1]
Kevin
Hern
R
OK
1
2024-02-14
False
- W000823
Rep. Waltz, Michael [R-FL-6]
Michael
Waltz
R
FL
6
2024-02-15
False
- F000469
Rep. Fulcher, Russ [R-ID-1]
Russ
Fulcher
R
ID
1
2024-02-15
False
- L000266
Rep. LaTurner, Jake [R-KS-2]
Jake
LaTurner
R
KS
2
2024-03-06
False
- M001210
Rep. Murphy, Gregory F. [R-NC-3]
Gregory
Murphy
R
NC
F.
3
2024-03-06
False
- H001086
Rep. Harshbarger, Diana [R-TN-1]
Diana
Harshbarger
R
TN
1
2024-03-06
False
- B001307
Rep. Baird, James R. [R-IN-4]
James
Baird
R
IN
R.
4
2024-03-06
False
- K000399
Rep. Kiggans, Jennifer A. [R-VA-2]
Jennifer
Kiggans
R
VA
A.
2
2024-03-06
False
- J000301
Rep. Johnson, Dusty [R-SD-At Large]
Dusty
Johnson
R
SD
0
2024-03-12
False
- W000815
Rep. Wenstrup, Brad R. [R-OH-2]
Brad
Wenstrup
R
OH
R.
2
2024-03-13
False
- F000470
Rep. Fischbach, Michelle [R-MN-7]
Michelle
Fischbach
R
MN
7
2024-06-04
False
- F000459
Rep. Fleischmann, Charles J. "Chuck" [R-TN-3]
Charles
Fleischmann
R
TN
J. "Chuck"
3
2024-06-11
False
- T000478
Rep. Tenney, Claudia [R-NY-24]
Claudia
Tenney
R
NY
24
2024-06-11
False
- M000871
Rep. Mann, Tracey [R-KS-1]
Tracey
Mann
R
KS
1
2024-06-27
False
- L000569
Rep. Luetkemeyer, Blaine [R-MO-3]
Blaine
Luetkemeyer
R
MO
3
2024-07-10
False
- S001172
Rep. Smith, Adrian [R-NE-3]
Adrian
Smith
R
NE
3
2024-09-03
False
- G000568
Rep. Griffith, H. Morgan [R-VA-9]
H.
Griffith
R
VA
Morgan
9
2024-09-03
False
- S001212
Rep. Stauber, Pete [R-MN-8]
Pete
Stauber
R
MN
8
2024-09-03
False
- D000615
Rep. Duncan, Jeff [R-SC-3]
Jeff
Duncan
R
SC
3
2024-09-03
False
- G000546
Rep. Graves, Sam [R-MO-6]
Sam
Graves
R
MO
6
2024-09-03
False
- F000478
Rep. Fry, Russell [R-SC-7]
Russell
Fry
R
SC
7
2024-09-03
False
- C001118
Rep. Cline, Ben [R-VA-6]
Ben
Cline
R
VA
6
2024-09-03
False
- A000375
Rep. Arrington, Jodey C. [R-TX-19]
Jodey
Arrington
R
TX
C.
19
2024-09-03
False
- B001299
Rep. Banks, Jim [R-IN-3]
Jim
Banks
R
IN
3
2024-09-03
False
- B000825
Rep. Boebert, Lauren [R-CO-3]
Lauren
Boebert
R
CO
3
2024-09-03
False
- F000475
Rep. Finstad, Brad [R-MN-1]
Brad
Finstad
R
MN
1
2024-09-03
False
- C001114
Rep. Curtis, John R. [R-UT-3]
John
Curtis
R
UT
R.
3
2024-09-03
False
- M001222
Rep. Miller, Max L. [R-OH-7]
Max
Miller
R
OH
L.
7
2024-09-03
False
- L000600
Rep. Langworthy, Nicholas A. [R-NY-23]
Nicholas
Langworthy
R
NY
A.
23
2024-09-03
False
- H001077
Rep. Higgins, Clay [R-LA-3]
Clay
Higgins
R
LA
3
2024-09-03
False
- B001302
Rep. Biggs, Andy [R-AZ-5]
Andy
Biggs
R
AZ
5
2024-09-03
False
- T000165
Rep. Tiffany, Thomas P. [R-WI-7]
Thomas
Tiffany
R
WI
P.
7
2024-09-03
False
- F000446
Rep. Feenstra, Randy [R-IA-4]
Randy
Feenstra
R
IA
4
2024-09-03
False
- P000605
Rep. Perry, Scott [R-PA-10]
Scott
Perry
R
PA
10
2024-09-03
False
- G000589
Rep. Gooden, Lance [R-TX-5]
Lance
Gooden
R
TX
5
2024-09-03
False
- W000812
Rep. Wagner, Ann [R-MO-2]
Ann
Wagner
R
MO
2
2024-09-03
False
- M001212
Rep. Moore, Barry [R-AL-2]
Barry
Moore
R
AL
2
2024-09-03
False
- P000048
Rep. Pfluger, August [R-TX-11]
August
Pfluger
R
TX
11
2024-09-03
False
- M001136
Rep. McClain, Lisa C. [R-MI-9]
Lisa
McClain
R
MI
C.
9
2024-09-03
False
- A000379
Rep. Alford, Mark [R-MO-4]
Mark
Alford
R
MO
4
2024-09-09
False
- M001216
Rep. Mills, Cory [R-FL-7]
Cory
Mills
R
FL
7
2024-09-09
False
- V000129
Rep. Valadao, David G. [R-CA-22]
David
Valadao
R
CA
G.
22
2024-09-09
False
- C001126
Rep. Carey, Mike [R-OH-15]
Mike
Carey
R
OH
15
2024-09-09
False
- N000026
Rep. Nehls, Troy E. [R-TX-22]
Troy
Nehls
R
TX
E.
22
2024-09-09
False
- M001213
Rep. Moore, Blake D. [R-UT-1]
Blake
Moore
R
UT
D.
1
2024-09-09
False
- C001120
Rep. Crenshaw, Dan [R-TX-2]
Dan
Crenshaw
R
TX
2
2024-09-09
False
- L000597
Rep. Lee, Laurel M. [R-FL-15]
Laurel
Lee
R
FL
M.
15
2024-09-09
False
- D000632
Rep. D'Esposito, Anthony [R-NY-4]
Anthony
D'Esposito
R
NY
4
2024-09-11
False
- S001220
Rep. Strong, Dale W. [R-AL-5]
Dale
Strong
R
AL
W.
5
2024-09-11
False
- D000594
Rep. De La Cruz, Monica [R-TX-15]
Monica
De La Cruz
R
TX
15
2024-09-12
False
- L000566
Rep. Latta, Robert E. [R-OH-5]
Robert
Latta
R
OH
E.
5
2024-09-12
False
- C000059
Rep. Calvert, Ken [R-CA-41]
Ken
Calvert
R
CA
41
2024-09-17
False
- H001093
Rep. Houchin, Erin [R-IN-9]
Erin
Houchin
R
IN
9
2024-09-18
False
Finance and Financial Sector
Finance and Financial Sector
2023-04-28T17:00:22Z
00
2023-04-20
Introduced in House
2023-10-10T17:16:43Z
Fair Access to Banking Act
This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties.
Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. Banks may also deny services to a person who engaged in rude or harassing conduct toward an employee of the bank.
The bill establishes the right for a person to bring a civil action for a violation of this bill.

Fair Access to Banking Act
- Display Title
45

Fair Access to Banking Act
2024-06-11T15:38:49Z
- Short Title(s) as Introduced
101

Fair Access to Banking Act
2024-05-24T13:40:46Z
Introduced in House
IH
- Official Title as Introduced
6

To amend the Federal Reserve Act to prohibit certain financial service providers who deny fair access to financial services from using taxpayer funded discount window lending programs, and for other purposes.
2024-03-18T20:39:11Z
Introduced in House
IH
- Introduced in House
2023-04-20T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-118hr2743ih/xml/BILLS-118hr2743ih.xml
2023-04-20
Referred to the House Committee on Financial Services.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.