3.0.0 2656 2024-07-24T15:22:40Z 2024-07-24T15:22:40Z House H HR 2023-04-17 118 [Congressional Record Volume 169, Number 63 (Monday, April 17, 2023)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. TORRES of New York:H.R. 2656.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8.The single subject of this legislation is:Residential Morgage Loans[Page H1760]]]> hsba00 Financial Services Committee House Standing Referred to 2023-04-17T18:00:05Z 2023-04-17 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2023-04-17 Introduced in House IntroReferral Intro-H 9 Library of Congress 2023-04-17 Introduced in House IntroReferral 1000 9 Library of Congress T000486 Rep. Torres, Ritchie [D-NY-15] Ritchie Torres D NY 15 N C001055 Rep. Case, Ed [D-HI-1] Ed Case D HI 1 2023-05-05 False S001214 Rep. Steube, W. Gregory [R-FL-17] W. Steube R FL Gregory 17 2023-05-16 False L000593 Rep. Levin, Mike [D-CA-49] Mike Levin D CA 49 2023-06-12 False T000481 Rep. Tlaib, Rashida [D-MI-12] Rashida Tlaib D MI 12 2023-08-11 False B000574 Rep. Blumenauer, Earl [D-OR-3] EARL BLUMENAUER D OR 3 2023-09-26 False P000613 Rep. Panetta, Jimmy [D-CA-19] Jimmy Panetta D CA 19 2024-02-23 False Finance and Financial Sector Administrative law and regulatory procedures 2023-04-28T14:30:19Z Banking and financial institutions regulation 2023-04-28T14:30:19Z Consumer Financial Protection Bureau 2023-04-28T14:30:19Z Consumer credit 2023-04-28T14:30:19Z Credit and credit markets 2023-04-28T14:30:19Z Housing finance and home ownership 2023-04-28T14:30:19Z Right of privacy 2023-04-28T14:30:19Z Finance and Financial Sector 2023-04-25T14:45:27Z 00 2023-04-17 Introduced in House 2023-09-27T17:31:15Z Trigger Leads Abatement Act of 2023

This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.

]]> Trigger Leads Abatement Act of 2023 Display Title 45 Trigger Leads Abatement Act of 2023 2024-07-24T15:22:40Z Short Title(s) as Introduced 101 Trigger Leads Abatement Act of 2023 2024-05-24T13:40:54Z Introduced in House IH Official Title as Introduced 6 To amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other purposes. 2024-03-18T20:37:29Z Introduced in House IH Introduced in House 2023-04-17T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-118hr2656ih/xml/BILLS-118hr2656ih.xml 2023-04-17 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.