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    <number>1773</number>
    <updateDate>2025-08-15T16:07:39Z</updateDate>
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    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-03-23</introducedDate>
    <congress>118</congress>
    <cdata>
      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 169, Number 53 (Thursday, March 23, 2023)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Ms. TLAIB:H.R. 1773.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8The single subject of this legislation is:Consumer medical debt[Page H1411]&lt;/pre&gt;</constitutionalAuthorityStatementText>
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            <date>2023-03-23T14:01:25Z</date>
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      <item>
        <title>Comprehensive Debt Collection Improvement Act</title>
        <congress>118</congress>
        <number>10509</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2024-12-18</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
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        <actionDate>2023-03-23</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <text>Sponsor introductory remarks on measure. (CR H1333)</text>
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    <sponsors>
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        <bioguideId>T000481</bioguideId>
        <fullName>Rep. Tlaib, Rashida [D-MI-12]</fullName>
        <firstName>Rashida</firstName>
        <lastName>Tlaib</lastName>
        <party>D</party>
        <state>MI</state>
        <district>12</district>
        <isByRequest>N</isByRequest>
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    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
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      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2023-04-11T15:45:24Z</updateDate>
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    <summaries>
      <summary>
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        <actionDate>2023-03-23</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2023-06-23T15:22:46Z</updateDate>
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          <text>&lt;p&gt;&lt;b&gt;Consumer Protection for Medical Debt Collections Act &lt;/b&gt;&lt;/p&gt; &lt;p&gt;This bill restricts the inclusion of medical debt on a consumer credit report. &lt;/p&gt; &lt;p&gt;A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old. &lt;/p&gt; &lt;p&gt;A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports. &lt;/p&gt; &lt;p&gt;Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.&lt;/p&gt;</text>
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    <title>Consumer Protection for Medical Debt Collections Act</title>
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        <titleType>Display Title</titleType>
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        <title>Consumer Protection for Medical Debt Collections Act</title>
        <updateDate>2024-07-24T15:23:12Z</updateDate>
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        <titleType>Short Title(s) as Introduced</titleType>
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        <title>Consumer Protection for Medical Debt Collections Act</title>
        <updateDate>2024-05-24T13:41:29Z</updateDate>
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        <title>To amend the Fair Debt Collection Practices Act to provide a timetable for the collection of medical debt by debt collectors, to amend the Fair Credit Reporting Act to prohibit consumer reporting agencies from issuing consumer reports containing information about debts related to medically necessary procedures, and for other purposes.</title>
        <updateDate>2024-03-18T20:30:20Z</updateDate>
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        <type>Introduced in House</type>
        <date>2023-03-23T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr1773ih/xml/BILLS-118hr1773ih.xml</url>
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    <latestAction>
      <actionDate>2023-03-23</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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