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    <number>166</number>
    <updateDate>2024-07-24T15:24:11Z</updateDate>
    <updateDateIncludingText>2024-07-24T15:24:11Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-01-09</introducedDate>
    <congress>118</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 169, Number 7 (Monday, January 9, 2023)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. GREEN of Texas:H.R. 166.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18[Page H111]</pre>]]></constitutionalAuthorityStatementText>
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        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2023-01-09T22:02:10Z</date>
          </item>
        </activities>
      </item>
    </committees>
    <actions>
      <item>
        <actionDate>2023-01-09</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
        <type>IntroReferral</type>
        <actionCode>H11100</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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      <item>
        <actionDate>2023-01-09</actionDate>
        <text>Introduced in House</text>
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        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2023-01-09</actionDate>
        <text>Introduced in House</text>
        <type>IntroReferral</type>
        <actionCode>1000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>G000553</bioguideId>
        <fullName>Rep. Green, Al [D-TX-9]</fullName>
        <firstName>Al</firstName>
        <lastName>Green</lastName>
        <party>D</party>
        <state>TX</state>
        <district>9</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Age discrimination</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Banking and financial institutions regulation</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Business ethics</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Census and government statistics</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Civil actions and liability</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Consumer Financial Protection Bureau</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Consumer affairs</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Consumer credit</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Executive agency funding and structure</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Racial and ethnic relations</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
        <item>
          <name>Sex, gender, sexual orientation discrimination</name>
          <updateDate>2023-03-22T20:16:17Z</updateDate>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2023-01-20T14:45:23Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-01-09</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2023-01-23T20:35:50Z</updateDate>
        <text><![CDATA[ <p><b>Fair Lending for All Act </b></p> <p>This bill modifies provisions related to prohibited credit discrimination. </p> <p>The bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination with respect to credit transactions. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.) </p> <p>The bill establishes criminal penalties for violations of prohibited credit discrimination.</p> <p> The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.</p> </p>]]></text>
      </summary>
    </summaries>
    <title>Fair Lending for All Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Fair Lending for All Act</title>
        <updateDate>2024-07-24T15:24:11Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Fair Lending for All Act</title>
        <updateDate>2024-05-24T13:43:09Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To establish an Office of Fair Lending Testing to test for compliance with the Equal Credit Opportunity Act, to strengthen the Equal Credit Opportunity Act, to ensure that persons injured by discriminatory practices, including organizations that have diverted resources to address discrimination and whose mission has been frustrated by illegal acts, can seek relief under such Act and to provide for criminal penalties for violating such Act, and for other purposes.</title>
        <updateDate>2024-03-18T20:10:41Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2023-01-09T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr166ih/xml/BILLS-118hr166ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2023-01-09</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
    </latestAction>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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