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    <number>1540</number>
    <updateDate>2025-05-27T14:16:16Z</updateDate>
    <updateDateIncludingText>2025-05-27T14:16:16Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2023-03-10</introducedDate>
    <congress>118</congress>
    <cdata>
      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 169, Number 46 (Friday, March 10, 2023)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Mr. CARTWRIGHT:H.R. 1540.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 (relating to the power ofCongress to regulate Commerce with foreign Nations, and amongthe several States, and with Indian Tribes.)The single subject of this legislation is:To create an NFIP affordability program.[Page H1280]&lt;/pre&gt;</constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <date>2023-03-10T14:02:00Z</date>
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        <actionDate>2023-03-10</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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            <name>Financial Services Committee</name>
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        <text>Introduced in House</text>
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    <sponsors>
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        <bioguideId>C001090</bioguideId>
        <fullName>Rep. Cartwright, Matt [D-PA-8]</fullName>
        <firstName>Matt</firstName>
        <lastName>Cartwright</lastName>
        <party>D</party>
        <state>PA</state>
        <district>8</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>T000487</bioguideId>
        <fullName>Rep. Tokuda, Jill N. [D-HI-2]</fullName>
        <firstName>Jill</firstName>
        <lastName>Tokuda</lastName>
        <party>D</party>
        <state>HI</state>
        <middleName>N.</middleName>
        <district>2</district>
        <sponsorshipDate>2023-11-30</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001206</bioguideId>
        <fullName>Rep. Morelle, Joseph D. [D-NY-25]</fullName>
        <firstName>Joseph</firstName>
        <lastName>Morelle</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>D.</middleName>
        <district>25</district>
        <sponsorshipDate>2024-01-31</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2023-03-30T16:30:25Z</updateDate>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-03-10</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2023-06-22T16:34:26Z</updateDate>
        <cdata>
          <text>&lt;p&gt;&lt;strong&gt;National Flood Insurance Program Affordability Act &lt;/strong&gt;&lt;/p&gt; &lt;p&gt;This bill requires the Federal Emergency Management Agency to provide discounts on National Flood Insurance Program coverage to low-income households, small businesses, and not-for-profit entities. Specifically, the chargeable premium rate for an eligible primary residential dwelling and related personal property must not exceed 1% of the median income of the area in which the property is located.&lt;/p&gt;</text>
        </cdata>
      </summary>
    </summaries>
    <title>National Flood Insurance Program Affordability Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>National Flood Insurance Program Affordability Act</title>
        <updateDate>2024-07-24T15:23:22Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>National Flood Insurance Program Affordability Act</title>
        <updateDate>2024-05-24T13:41:42Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes.</title>
        <updateDate>2024-03-18T20:27:51Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <type>Introduced in House</type>
        <date>2023-03-10T05:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr1540ih/xml/BILLS-118hr1540ih.xml</url>
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    <latestAction>
      <actionDate>2023-03-10</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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