3.0.0
122
2025-12-05T23:46:14Z
2025-12-05T23:46:14Z
House
H
HJRES
2024-03-29
118
https://www.congress.gov/bill/118th-congress/house-joint-resolution/122
[Congressional Record Volume 170, Number 54 (Friday, March 29, 2024)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BARR:H.J. Res. 122.Congress has the power to enact this legislation pursuantto the following:Section 8 of article I of the Constitution.The single subject of this legislation is:Resolution under the Congressional Review Act to nullifythe Bureau of Consumer Financial Protection Rule ``CreditCard Penalty Fees (Regulation Z)''.[Page H2130]
- hsba00
Financial Services Committee
House
Standing
  - Reported By
2024-07-30T17:43:45Z
  - Markup By
2024-04-17T18:38:00Z
  - Referred To
2024-03-29T16:01:30Z
H. Rept. 118-618

- Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
118
121
HJRES
2024-03-26
Referred to the House Committee on Financial Services.
  - Identical bill
CRS

- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
118
70
SJRES
2024-04-08
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  - Identical bill
CRS
- 2024-07-30
Placed on the Union Calendar, Calendar No. 516.
Calendars
H12410
2
House floor actions
- 2024-07-30
Reported by the Committee on Financial Services. H. Rept. 118-618.
Committee
H12200
2
House floor actions
  - hsba00
Financial Services Committee
- 2024-07-30
Reported by the Committee on Financial Services. H. Rept. 118-618.
Committee
5000
9
Library of Congress
  - hsba00
Financial Services Committee
- 2024-04-17
  - hsba00
Financial Services Committee
1
House committee actions
Ordered to be Reported by the Yeas and Nays: 28 - 22.
Committee
- 2024-04-17
  - hsba00
Financial Services Committee
1
House committee actions
Committee Consideration and Mark-up Session Held
Committee
- 2024-03-29
Referred to the House Committee on Financial Services.
IntroReferral
H11100
2
House floor actions
  - hsba00
Financial Services Committee
- 2024-03-29
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2024-03-29
Introduced in House
IntroReferral
1000
9
Library of Congress
- B001282
Rep. Barr, Andy [R-KY-6]
Andy
Barr
R
KY
6
N
- L000569
Rep. Luetkemeyer, Blaine [R-MO-3]
Blaine
Luetkemeyer
R
MO
3
2024-03-29
True
- W000812
Rep. Wagner, Ann [R-MO-2]
Ann
Wagner
R
MO
2
2024-03-29
True
- P000599
Rep. Posey, Bill [R-FL-8]
Bill
Posey
R
FL
8
2024-03-29
True
- S000250
Rep. Sessions, Pete [R-TX-17]
Pete
Sessions
R
TX
17
2024-03-29
True
- H001058
Rep. Huizenga, Bill [R-MI-4]
Bill
Huizenga
R
MI
4
2024-04-11
False
- W000809
Rep. Womack, Steve [R-AR-3]
Steve
Womack
R
AR
3
2024-04-11
False
- W000814
Rep. Weber, Randy K. [R-TX-14]
Randy
Weber
R
TX
K.
14
2024-04-11
False
- W000816
Rep. Williams, Roger [R-TX-25]
Roger
Williams
R
TX
25
2024-04-11
False
- N000193
Rep. Nunn, Zachary [R-IA-3]
Zachary
Nunn
R
IA
3
2024-04-11
False
- D000032
Rep. Donalds, Byron [R-FL-19]
Byron
Donalds
R
FL
19
2024-04-11
False
- F000471
Rep. Fitzgerald, Scott [R-WI-5]
Scott
Fitzgerald
R
WI
5
2024-04-11
False
- T000480
Rep. Timmons, William R. [R-SC-4]
William
Timmons
R
SC
R.
4
2024-04-11
False
- M001204
Rep. Meuser, Daniel [R-PA-9]
Daniel
Meuser
R
PA
9
2024-04-11
False
- H001072
Rep. Hill, J. French [R-AR-2]
J.
Hill
R
AR
French
2
2024-04-11
False
- S001172
Rep. Smith, Adrian [R-NE-3]
Adrian
Smith
R
NE
3
2024-04-11
False
- F000475
Rep. Finstad, Brad [R-MN-1]
Brad
Finstad
R
MN
1
2024-04-11
False
- L000583
Rep. Loudermilk, Barry [R-GA-11]
Barry
Loudermilk
R
GA
11
2024-04-11
False
- B001291
Rep. Babin, Brian [R-TX-36]
Brian
Babin
R
TX
36
2024-04-16
False
- N000190
Rep. Norman, Ralph [R-SC-5]
Ralph
Norman
R
SC
5
2024-04-16
False
- R000612
Rep. Rose, John W. [R-TN-6]
John
Rose
R
TN
W.
6
2024-04-16
False
- L000599
Rep. Lawler, Michael [R-NY-17]
Michael
Lawler
R
NY
17
2024-04-18
False
- 2024-07-10T19:39:00Z

H.J. Res. 122, a joint resolution providing for Congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Credit Card Penalty Fees (Regulation Z)”
https://www.cbo.gov/publication/60509
As ordered reported by the House Committee on Financial Services on April 17, 2024
Finance and Financial Sector
- Administrative law and regulatory procedures
2025-03-06T21:29:40Z
- Congressional oversight
2025-03-06T21:34:11Z
- Consumer Financial Protection Bureau
2025-03-06T21:29:52Z
- Financial services and investments
2024-10-31T14:50:18Z
- User charges and fees
2024-10-31T14:52:47Z
Finance and Financial Sector
2024-04-01T14:30:20Z
00
2024-03-29
Introduced in House
2024-10-22T14:03:49Z
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Credit Card Penalty Fees (Regulation Z) and published on March 15, 2024. The rule lowers the safe-harbor cap on certain credit card late fees. In particular, late fees allowed under safe-harbor provisions must be capped at $8 when charged by a large credit card issuer. This cap is not subject to annual adjustment to reflect inflation.

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
- Display Title
45

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
2024-06-11T15:44:30Z
- Official Title as Introduced
6

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
2024-03-30T08:14:07Z
Introduced in House
IH
- Reported in House
2024-07-30T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-118hjres122rh/xml/BILLS-118hjres122rh.xml
- Introduced in House
2024-03-29T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-118hjres122ih/xml/BILLS-118hjres122ih.xml
2024-07-30
Placed on the Union Calendar, Calendar No. 516.
text/xml
EN
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