3.0.0 214 2023-01-11T13:46:40Z 2023-01-11T13:46:40Z Senate S 2021-02-03 117 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2021-02-03T22:44:35Z Medical Debt Relief Act of 2021 117 773 HR 2021-02-03 Referred to the House Committee on Financial Services. Related bill CRS 2021-02-03 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2021-02-03 Introduced in Senate IntroReferral 10000 9 Library of Congress M001176 Sen. Merkley, Jeff [D-OR] Jeff Merkley D OR N M000639 Sen. Menendez, Robert [D-NJ] Robert Menendez D NJ 2021-02-03 True B001277 Sen. Blumenthal, Richard [D-CT] Richard Blumenthal D CT 2021-02-03 True V000128 Sen. Van Hollen, Chris [D-MD] Chris Van Hollen D MD 2021-02-03 True Finance and Financial Sector Consumer credit Debt collection Health care costs and insurance Finance and Financial Sector 00 2021-02-03 Introduced in Senate 2021-04-08T13:38:33Z Medical Debt Relief Act of 2021

This bill modifies requirements related to the reporting of medical debt. Specifically, a consumer reporting agency is prohibited from adding medical debt information to a consumer credit report if the debt

  • was fully paid or settled, or
  • is less than a year old.

Additionally, a debt collector must notify the consumer prior to reporting medical debt to a consumer reporting agency.

]]> Medical Debt Relief Act of 2021 Display Title Medical Debt Relief Act of 2021 Official Title as Introduced A bill to amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes. Introduced in Senate IS Short Title(s) as Introduced Medical Debt Relief Act of 2021 Introduced in Senate IS Introduced in Senate 2021-02-03T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-117s214is/xml/BILLS-117s214is.xml 2021-02-03 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.