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    <number>2116</number>
    <updateDate>2022-12-31T05:27:02Z</updateDate>
    <updateDateIncludingText>2022-12-31T05:27:02Z</updateDateIncludingText>
    <originChamber>Senate</originChamber>
    <type>S</type>
    <introducedDate>2021-06-17</introducedDate>
    <congress>117</congress>
    <committees>
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        <systemCode>sscm00</systemCode>
        <name>Commerce, Science, and Transportation Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2021-06-17T18:39:56Z</date>
          </item>
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    <actions>
      <item>
        <actionDate>2021-06-17</actionDate>
        <committees>
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            <systemCode>sscm00</systemCode>
            <name>Commerce, Science, and Transportation Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <name>Senate</name>
        </sourceSystem>
        <text>Read twice and referred to the Committee on Commerce, Science, and Transportation.</text>
        <type>IntroReferral</type>
      </item>
      <item>
        <actionDate>2021-06-17</actionDate>
        <text>Introduced in Senate</text>
        <type>IntroReferral</type>
        <actionCode>10000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>G000555</bioguideId>
        <fullName>Sen. Gillibrand, Kirsten E. [D-NY]</fullName>
        <firstName>Kirsten</firstName>
        <lastName>Gillibrand</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>E.</middleName>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>C001035</bioguideId>
        <fullName>Sen. Collins, Susan M. [R-ME]</fullName>
        <firstName>Susan</firstName>
        <lastName>Collins</lastName>
        <party>R</party>
        <state>ME</state>
        <middleName>M.</middleName>
        <sponsorshipDate>2021-06-17</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Commerce</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Aging</name>
        </item>
        <item>
          <name>Commemorative events and holidays</name>
        </item>
        <item>
          <name>Consumer affairs</name>
        </item>
        <item>
          <name>Crime prevention</name>
        </item>
        <item>
          <name>Criminal investigation, prosecution, interrogation</name>
        </item>
        <item>
          <name>Financial literacy</name>
        </item>
        <item>
          <name>Fraud offenses and financial crimes</name>
        </item>
        <item>
          <name>Government information and archives</name>
        </item>
        <item>
          <name>Internet, web applications, social media</name>
        </item>
        <item>
          <name>Law enforcement administration and funding</name>
        </item>
        <item>
          <name>Marketing and advertising</name>
        </item>
        <item>
          <name>Medical research</name>
        </item>
        <item>
          <name>Neurological disorders</name>
        </item>
        <item>
          <name>Social work, volunteer service, charitable organizations</name>
        </item>
        <item>
          <name>Telephone and wireless communication</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Commerce</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2021-06-17</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2022-01-28T15:27:59Z</updateDate>
        <text><![CDATA[ <p><b>Senior Financial Empowerment Act of 20</b><strong>21</strong></p> <p>This bill requires the Federal Trade Commission (FTC) to disseminate to senior citizens and their families and caregivers information regarding mail, telemarketing, and internet fraud that targets senior citizens. This includes information about safe and smart financial practices, instructions for referring a fraud complaint to law enforcement, and a toll-free telephone number that connects to a live individual who answers calls from seniors seeking advice about scams or how to report instances of fraud.</p> <p>Further, the Department of Justice may award grants for the prevention of senior citizen fraud to state attorneys general, state or local law enforcement, senior centers, or nonprofit organizations that provide assistance to seniors.</p> <p>The FTC must provide education regarding legal obligations and industry best practices with respect to addressing financial exploitation and neglect of seniors to specified financial entities and to employees of financial institutions who may be able to identify elder financial abuse.</p> <p>The National Institutes of Health must research the increased vulnerability of seniors to scams and fraud due to age-related health and neurological conditions.</p> <p>The bill expresses the sense of Congress that a week in March of each year should be designated as National Senior Fraud Awareness Week.</p>]]></text>
      </summary>
    </summaries>
    <title>Senior Financial Empowerment Act of 2021</title>
    <titles>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>A bill to prevent mail, telemarketing, and internet fraud targeting seniors in the United States, to promote efforts to increase public awareness of the enormous impact that mail, telemarketing, and internet fraud have on seniors, to educate the public, seniors, their families, and their caregivers about how to identify and combat fraudulent activity, and for other purposes.</title>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
        <billTextVersionCode>IS</billTextVersionCode>
      </item>
      <item>
        <titleType>Display Title</titleType>
        <title>Senior Financial Empowerment Act of 2021</title>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <title>Senior Financial Empowerment Act of 2021</title>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
        <billTextVersionCode>IS</billTextVersionCode>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in Senate</type>
        <date>2021-06-17T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-117s2116is/xml/BILLS-117s2116is.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2021-06-17</actionDate>
      <text>Read twice and referred to the Committee on Commerce, Science, and Transportation.</text>
    </latestAction>
  </bill>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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