3.0.0 4115 2023-03-08T19:58:39Z 2023-03-08T19:58:39Z House HR 2021-06-24 117 [Congressional Record Volume 167, Number 110 (Thursday, June 24, 2021)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. TLAIB:H.R. 4115.Congress has the power to enact this legislation pursuantto the following:Article I, Section VIII, Clause XVIII[Page H3134]]]> hsba00 Financial Services Committee House Standing Referred to 2021-06-24T14:02:30Z Comprehensive CREDIT Act of 2021 117 4120 HR 2021-06-24 Referred to the House Committee on Financial Services. Related bill CRS 2021-06-24 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2021-06-24 Introduced in House IntroReferral Intro-H 9 Library of Congress 2021-06-24 Introduced in House IntroReferral 1000 9 Library of Congress T000481 Rep. Tlaib, Rashida [D-MI-13] Rashida Tlaib D MI 13 N Finance and Financial Sector Finance and Financial Sector 00 2021-06-24 Introduced in House 2021-11-22T18:42:12Z Restoring Unfairly Impaired Credit and Protecting Consumers Act

This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by

  • requiring removal of adverse information that resulted from specified fraudulent lending activity,
  • shortening the time period adverse information stays on reports, and
  • limiting the inclusion of certain medical debt on reports.

The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.

]]> Restoring Unfairly Impaired Credit and Protecting Consumers Act Official Title as Introduced To amend the Fair Credit Reporting act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes. Introduced in House IH Display Title Restoring Unfairly Impaired Credit and Protecting Consumers Act Short Title(s) as Introduced Restoring Unfairly Impaired Credit and Protecting Consumers Act Introduced in House IH Introduced in House 2021-06-24T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-117hr4115ih/xml/BILLS-117hr4115ih.xml 2021-06-24 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.