3.0.0 4113 2023-03-08T20:26:14Z 2023-03-08T20:26:14Z House HR 2021-06-24 117 [Congressional Record Volume 167, Number 110 (Thursday, June 24, 2021)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. ADAMS:H.R. 4113.Congress has the power to enact this legislation pursuantto the following:Article I, Section VIII of the Constitution of the UnitedStates[Page H3133]]]> hsba00 Financial Services Committee House Standing Referred to 2021-06-24T14:01:35Z Comprehensive CREDIT Act of 2021 117 4120 HR 2021-06-24 Referred to the House Committee on Financial Services. Related bill CRS 2021-06-24 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2021-06-24 Introduced in House IntroReferral Intro-H 9 Library of Congress 2021-06-24 Introduced in House IntroReferral 1000 9 Library of Congress A000370 Rep. Adams, Alma S. [D-NC-12] Alma Adams D NC S. 12 N Finance and Financial Sector Finance and Financial Sector 00 2021-06-24 Introduced in House 2021-12-03T15:39:47Z Improving Credit Reporting for All Consumers Act

This bill generally modifies requirements related to consumer credit reporting. Specifically, it revises the dispute process for consumers challenging information contained on their credit report, establishes an appeals process for disputed information, and establishes the right to injunctive relief.

The bill also requires additional disclosures from credit reporting agencies and furnishers of credit information, prohibits automatic renewals for promotional consumer credit products and services, and makes other related changes.

Additionally, the bill directs the Consumer Financial Protection Bureau to issue rules under this bill, including rules to provide for (1) accuracy and completeness in credit reports; (2) access to consumer reporting information for nonnative English speakers, the visually impaired, and the hearing impaired; and (3) the registration of consumer reporting agencies.

]]> Improving Credit Reporting for All Consumers Act Official Title as Introduced To amend the Fair Credit Reporting Act to fix the consumer report dispute process, to ban misleading and unfair consumer reporting practices, and for other purposes. Introduced in House IH Display Title Improving Credit Reporting for All Consumers Act Short Title(s) as Introduced Improving Credit Reporting for All Consumers Act Introduced in House IH Introduced in House 2021-06-24T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-117hr4113ih/xml/BILLS-117hr4113ih.xml 2021-06-24 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.