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    <number>2458</number>
    <updateDate>2023-03-09T17:47:48Z</updateDate>
    <updateDateIncludingText>2023-03-09T17:47:48Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2021-04-13</introducedDate>
    <congress>117</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 167, Number 63 (Tuesday, April 13, 2021)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. AUCHINCLOSS:H.R. 2458.Congress has the power to enact this legislation pursuantto the following:This bill is enacted pursuant to the power granted toCongress under Article I of the United States Constitutionand its subsequent amendments, and further clarified andinterpreted by the Supreme Court of the United States.[Page H1737]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Referred to</name>
            <date>2021-04-13T23:06:45Z</date>
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    <relatedBills>
      <item>
        <title>Comprehensive Debt Collection Improvement Act</title>
        <congress>117</congress>
        <number>2547</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2021-05-17</actionDate>
          <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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        <actionDate>2021-04-13</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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            <name>Financial Services Committee</name>
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    <sponsors>
      <item>
        <bioguideId>A000148</bioguideId>
        <fullName>Rep. Auchincloss, Jake [D-MA-4]</fullName>
        <firstName>Jake</firstName>
        <lastName>Auchincloss</lastName>
        <party>D</party>
        <state>MA</state>
        <district>4</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Credit and credit markets</name>
        </item>
        <item>
          <name>Debt collection</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
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      <summary>
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        <actionDate>2021-04-13</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2021-07-20T17:03:36Z</updateDate>
        <text><![CDATA[ <p><b>Non-Judicial Foreclosure Debt Collection Clarification Act </b></p> <p>This bill applies requirements for debt collectors to businesses engaged in nonjudicial foreclosures (i.e., the enforcement of security interests). These requirements include debt verification and prohibitions on the means of debt collection. </p>]]></text>
      </summary>
    </summaries>
    <title>Non-Judicial Foreclosure Debt Collection Clarification Act</title>
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        <titleType>Display Title</titleType>
        <title>Non-Judicial Foreclosure Debt Collection Clarification Act</title>
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        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Fair Debt Collection Practices Act to clarify that the definition of a debt collector includes, in all cases, a person in a business the principal purpose of which is the enforcement of security interests.</title>
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        <title>Non-Judicial Foreclosure Debt Collection Clarification Act</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <date>2021-04-13T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-117hr2458ih/xml/BILLS-117hr2458ih.xml</url>
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    <latestAction>
      <actionDate>2021-04-13</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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