3.0.0 1890 2023-01-11T13:48:15Z 2023-01-11T13:48:15Z House HR 2021-03-12 117 [Congressional Record Volume 167, Number 47 (Friday, March 12, 2021)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. SCHAKOWSKY:H.R. 1890.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3.[Page H1365]]]> hsif00 Energy and Commerce Committee House Standing hsif14 Health Subcommittee Referred to 2021-03-16T14:30:28Z Referred to 2021-03-12T15:32:30Z 2021-03-16 hsif14 Health Subcommittee 1 House committee actions Referred to the Subcommittee on Health. Committee 2021-03-12 Referred to the House Committee on Energy and Commerce. IntroReferral H11100 2 House floor actions hsif00 Energy and Commerce Committee 2021-03-12 Introduced in House IntroReferral Intro-H 9 Library of Congress 2021-03-12 Introduced in House IntroReferral 1000 9 Library of Congress S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 N Health Consumer affairs Disability and health-based discrimination Health care costs and insurance Insurance industry and regulation State and local government operations Health

00 2021-03-12 Introduced in House 2022-02-03T00:22:54Z Health Insurance Consumer Protection Act

This bill requires health insurance exchanges to establish network adequacy standards for health insurance plans to meet. It also expands the review process for potentially unreasonable health insurance rates, including premiums.

The review process, which currently covers only premium increases, is expanded to include the annual review of potentially excessive, unjustified, or unfairly discriminatory rates for health care coverage. If a rate is determined to be unreasonable, the Department of Health and Human Services (HHS), or the relevant state agency, must take corrective action before, or as soon as possible after, the rate takes effect. Corrective actions may include denying or modifying a rate or requiring the insurer to issue a rebate to consumers.

HHS may apply civil monetary penalties to health insurers that fail to comply with a corrective action. Additionally, HHS may decertify the plan as a qualified health plan (i.e., a plan that is certified for sale on a health insurance exchange, is eligible for premium subsidies, and meets the requirements for minimum essential coverage).

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Display Title Official Title as Introduced Introduced in House IH Short Title(s) as Introduced Introduced in House IH Short Title(s) as Introduced for portions of this bill Introduced in House IH Short Title(s) as Introduced for portions of this bill Introduced in House IH Introduced in House 2021-03-12T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-117hr1890ih/xml/BILLS-117hr1890ih.xml 2021-03-16 Referred to the Subcommittee on Health. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.