Federal Reserve Racial and Economic Equity Act

3.0.0 166 2023-12-05T10:26:20Z 2023-12-05T10:26:20Z House HR 2021-01-04 117 [Congressional Record Volume 167, Number 2 (Monday, January 4, 2021)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GREEN of Texas:H.R. 166.Congress has the power to enact this legislation pursuantto the following:Commerce Clause (Art. 1, Sec. 8, Cl. 3)Necessary and Proper Clause (Art. 1, Sec. 8, Cl. 18)[Page H55]]]> hsba00 Financial Services Committee House Standing Reported by 2022-06-07T18:48:47Z Markup by 2021-05-12T15:34:45Z Referred to 2021-01-04T15:01:45Z H. Rept. 117-349 Federal Reserve Racial and Economic Equity Act 117 2543 HR 2022-06-21 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2022-06-07 Placed on the Union Calendar, Calendar No. 263. Calendars H12410 2 House floor actions U00263 2022-06-07 Reported (Amended) by the Committee on Financial Services. H. Rept. 117-349. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2022-06-07 Reported (Amended) by the Committee on Financial Services. H. Rept. 117-349. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2021-05-12 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 24. Committee 2021-05-12 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2021-01-04 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2021-01-04 Introduced in House IntroReferral Intro-H 9 Library of Congress 2021-01-04 Introduced in House IntroReferral 1000 9 Library of Congress G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 N 2022-02-22T21:04:00Z H.R. 166, Fair Lending for All Act https://www.cbo.gov/publication/57862 As ordered reported by the House Committee on Financial Services on May 12, 2021 Finance and Financial Sector Age discrimination Banking and financial institutions regulation Business ethics Census and government statistics Civil actions and liability Consumer Financial Protection Bureau Consumer affairs Consumer credit Executive agency funding and structure Racial and ethnic relations Sex, gender, sexual orientation discrimination Finance and Financial Sector

00 2021-01-04 Introduced in House 2021-02-05T18:42:03Z Fair Lending for All Act

This bill modifies provisions related to prohibited credit discrimination.

The bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination with respect to credit transactions. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)

The bill establishes criminal penalties for violations of prohibited credit discrimination.

The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

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07 2022-06-07 Reported to House 2022-07-15T18:38:35Z Fair Lending for All Act

This bill modifies provisions related to prohibited credit discrimination.

The bill establishes criminal penalties for violations of prohibited credit discrimination.

The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

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Fair Lending for All Act Display Title Fair Lending for All Act Official Title as Introduced To establish an Office of Fair Lending Testing to test for compliance with the Equal Credit Opportunity Act, to strengthen the Equal Credit Opportunity Act and to provide for criminal penalties for violating such Act, and for other purposes. Introduced in House IH Short Title(s) as Reported to House Fair Lending for All Act H House Reported in House RH Short Title(s) as Introduced Fair Lending for All Act Introduced in House IH Reported in House 2022-06-07T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-117hr166rh/xml/BILLS-117hr166rh.xml Introduced in House 2021-01-04T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-117hr166ih/xml/BILLS-117hr166ih.xml 2022-06-07 Placed on the Union Calendar, Calendar No. 263. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.