3.0.0 152 2023-01-11T13:43:42Z 2023-01-11T13:43:42Z House HR 2021-01-04 117 [Congressional Record Volume 167, Number 2 (Monday, January 4, 2021)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. RUSH:H.R. 152.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8[Page H55]]]> hsba00 Financial Services Committee House Standing Referred to 2021-01-04T15:15:30Z 2021-01-04 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2021-01-04 Introduced in House IntroReferral Intro-H 9 Library of Congress 2021-01-04 Introduced in House IntroReferral 1000 9 Library of Congress R000515 Rep. Rush, Bobby L. [D-IL-1] BOBBY RUSH D IL L. 1 N C000754 Rep. Cooper, Jim [D-TN-5] JAMES COOPER D TN H. 5 2021-01-04 True D000627 Rep. Demings, Val Butler [D-FL-10] Val Demings D FL Butler 10 2021-01-04 True G000551 Rep. Grijalva, Raúl M. [D-AZ-3] Raúl Grijalva D AZ M. 3 2021-01-04 True K000380 Rep. Kildee, Daniel T. [D-MI-5] Daniel Kildee D MI T. 5 2021-01-04 True M000687 Rep. Mfume, Kweisi [D-MD-7] KWEISI MFUME D MD 7 2021-01-04 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2021-01-04 True P000607 Rep. Pocan, Mark [D-WI-2] Mark Pocan D WI 2 2021-01-04 True R000606 Rep. Raskin, Jamie [D-MD-8] Jamie Raskin D MD 8 2021-01-04 True S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2021-01-04 True S001165 Rep. Sires, Albio [D-NJ-8] Albio Sires D NJ 8 2021-01-04 True C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 2021-01-05 False T000193 Rep. Thompson, Bennie G. [D-MS-2] BENNIE THOMPSON D MS 2 2021-01-15 False M001166 Rep. McNerney, Jerry [D-CA-9] Jerry McNerney D CA 9 2021-01-15 False H000324 Rep. Hastings, Alcee L. [D-FL-20] ALCEE HASTINGS D FL L. 20 2021-01-25 False S001207 Rep. Sherrill, Mikie [D-NJ-11] Mikie Sherrill D NJ 11 2021-01-25 False L000562 Rep. Lynch, Stephen F. [D-MA-8] Stephen Lynch D MA F. 8 2021-01-25 False J000288 Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4] Henry Johnson D GA C. "Hank" 4 2021-03-09 False Housing and Community Development Cardiovascular and respiratory health Emergency medical services and trauma care Housing and community development funding Housing finance and home ownership Infectious and parasitic diseases Landlord and tenant Housing and Community Development 00 2021-01-04 Introduced in House 2021-02-05T18:52:41Z Ensuring Homeowner and Occupant Monetary Encouragement and Stability Act or the Ensuring HOMES Act

This bill sets forth additional housing protections during the COVID-19 (i.e., coronavirus disease 2019) emergency period.

Mortgage holders and lenders are prohibited from requiring payment on a mortgage deferred during the COVID-19 emergency period until the later of (1) the last day of the loan term, or (2) the end of the deferral period.

The bill establishes the Tenant Protection Program that provides loans to landlords who waive rent during the COVID-19 emergency period. The bill also provides for forgiveness of these loans if the landlord provides lease extensions and agrees not to evict tenants.

This bill applies retroactively to the beginning of the COVID-19 emergency period and applies to any future declared COVID-19 emergency period.

]]> Ensuring HOMES Act Display Title Ensuring HOMES Act Official Title as Introduced To require any payments of principal or interest on a residential mortgage loan that are deferred during a COVID-19 emergency period to be due no earlier than the last day of the loan term, and for other purposes. Introduced in House IH Short Title(s) as Introduced Ensuring HOMES Act Introduced in House IH Short Title(s) as Introduced Ensuring Homeowner and Occupant Monetary Encouragement and Stability Act Introduced in House IH Introduced in House 2021-01-04T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-117hr152ih/xml/BILLS-117hr152ih.xml 2021-01-04 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.