3.0.0 535 2022-11-01T16:32:55Z 2022-11-01T16:32:55Z Senate S 2019-02-14 116 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2019-02-14T23:05:19Z 2019-02-14 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2019-02-14 Introduced in Senate IntroReferral 10000 9 Library of Congress S001194 Sen. Schatz, Brian [D-HI] Brian Schatz D HI N W000805 Sen. Warner, Mark R. [D-VA] Mark Warner D VA R. 2019-02-14 True K000393 Sen. Kennedy, John [R-LA] John Kennedy R LA Neely 2019-02-14 True Finance and Financial Sector Appropriations Consumer credit Executive agency funding and structure Government employee pay, benefits, personnel management Government information and archives Public contracts and procurement Small business Finance and Financial Sector 00 2019-02-14 Introduced in Senate 2019-07-19T14:06:34Z Protect Federal Workers' Credit Act

This bill generally restricts the inclusion of certain negative credit information on credit reports upon notification that an individual was affected by a federal government shutdown. Specifically, the bill prohibits (1) an individual from reporting such negative credit information to a consumer reporting agency and (2) the inclusion of such negative credit information on a credit report. The Consumer Financial Protection Bureau must maintain a database of affected federal employees and contractors and make the database accessible to consumer reporting agencies. Subsequently, consumer reporting agencies must delete all negative credit information from the relevant time period regarding affected federal employees and contractors. Consumer reporting agencies must also make additional free credit reports available to an affected individual upon request.

]]> Protect Federal Workers' Credit Act Display Title Protect Federal Workers' Credit Act Short Title(s) as Introduced Protect Federal Workers' Credit Act Introduced in Senate IS Official Title as Introduced A bill to enable Federal employees and contractors to correct their credit reports to remove adverse items of information reported as a result of a shutdown, and for other purposes. Introduced in Senate IS Introduced in Senate 2019-02-14T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116s535is/xml/BILLS-116s535is.xml 2019-02-14 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.