3.0.0 4755 2023-01-11T13:44:40Z 2023-01-11T13:44:40Z Senate S 2020-09-29 116 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2020-09-29T22:39:21Z Prohibit Auto Insurance Discrimination Act 116 3693 HR 2019-07-11 Referred to the Subcommittee on Consumer Protection and Commerce. Related bill CRS 2020-09-29 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2020-09-29 Introduced in Senate IntroReferral 10000 9 Library of Congress B001288 Sen. Booker, Cory A. [D-NJ] Cory Booker D NJ N Finance and Financial Sector Administrative law and regulatory procedures Civil actions and liability Federal district courts Fraud offenses and financial crimes Legal fees and court costs Life, casualty, property insurance Motor vehicles State and local courts State and local government operations Finance and Financial Sector 00 2020-09-29 Introduced in Senate 2021-02-02T17:12:04Z Prohibit Auto Insurance Discrimination Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

]]> Prohibit Auto Insurance Discrimination Act Display Title Prohibit Auto Insurance Discrimination Act Short Title(s) as Introduced Prohibit Auto Insurance Discrimination Act Introduced in Senate IS Official Title as Introduced A bill to prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. Introduced in Senate IS Introduced in Senate 2020-09-29T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116s4755is/xml/BILLS-116s4755is.xml 2020-09-29 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.