3.0.0 4519 2023-01-11T13:45:16Z 2023-01-11T13:45:16Z Senate S 2020-08-10 116 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2020-08-10T20:36:50Z To require residential mortgage servicers receiving certain emergency relief under the CARES Act to provide reports on loan-level data, and for other purposes. 116 6835 HR 2020-05-12 Referred to the House Committee on Financial Services. Related bill CRS 2020-08-10 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2020-08-10 Introduced in Senate IntroReferral 10000 9 Library of Congress H001075 Sen. Harris, Kamala D. [D-CA] Kamala Harris D CA D. N Housing and Community Development Administrative law and regulatory procedures Banking and financial institutions regulation Bankruptcy Cardiovascular and respiratory health Civil actions and liability Congressional oversight Consumer Financial Protection Bureau Consumer credit Emergency medical services and trauma care Energy assistance for the poor and aged Federal Reserve System Financial services and investments Government information and archives Government lending and loan guarantees Housing and community development funding Housing finance and home ownership Infectious and parasitic diseases Interest, dividends, interest rates Landlord and tenant Lawyers and legal services Low- and moderate-income housing Public utilities and utility rates Securities Water use and supply Housing and Community Development 00 2020-08-10 Introduced in Senate 2020-09-11T14:36:40Z Rent Emergencies Leave Impacts on Evicted Families Act or the RELIEF Act

This bill generally revises housing protections established in response to the COVID-19 (i.e., coronavirus disease 2019) pandemic, including by expanding protections for renters and mortgage holders, providing consumer protections regarding credit reports and utility access, and increasing oversight regarding housing protections. Among other things, the bill

  • prohibits all evictions and foreclosures for one year;
  • prohibits increases in rent;
  • provides an 18-month grace period for missed rent payments;
  • prohibits landlords and mortgage servicers from reporting missed payments to credit reporting agencies;
  • establishes a credit facility to provide landlords with low-cost, long-term loans to compensate for losses due to reduction in rent payments;
  • establishes a program to assist low-income households in paying utility bills; and
  • provides congressional oversight regarding rental property assistance.

The bill also generally revises bankruptcy provisions, including by excluding COVID-19 aid from property subject to bankruptcy proceedings.

]]> RELIEF Act Display Title RELIEF Act Short Title(s) as Introduced RELIEF Act Introduced in Senate IS Short Title(s) as Introduced Rent Emergencies Leave Impacts on Evicted Families Act Introduced in Senate IS Short Title(s) as Introduced for portions of this bill COVID–19 Mortgage Relief Act Introduced in Senate IS Official Title as Introduced A bill to provide mortgage relief and to provide eviction relief for renters related to the COVID-19 pandemic, and for other purposes. Introduced in Senate IS Introduced in Senate 2020-08-10T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116s4519is/xml/BILLS-116s4519is.xml 2020-08-10 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.