3.0.0 4037 2023-01-11T13:46:10Z 2023-01-11T13:46:10Z Senate S 2020-06-23 116 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2020-06-23T17:06:03Z 2020-06-23 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2020-06-23 Introduced in Senate IntroReferral 10000 9 Library of Congress L000594 Sen. Loeffler, Kelly [R-GA] Kelly Loeffler R GA N Finance and Financial Sector Consumer credit Debt collection Health care costs and insurance Health care coverage and access Health information and medical records Hospital care Medicare Finance and Financial Sector 00 2020-06-23 Introduced in Senate 2020-11-03T15:29:05Z Patient Credit Protection Act of 2020

This bill prohibits credit reporting agencies from including certain medical debt on a credit report if (1) the consumer was covered by a health insurance plan at the time of the medical event; and (2) the consumer has paid, or is paying as part of a payment plan, the consumer's share of copayments, deductibles, and coinsurance.

Credit reporting agencies are also prohibited from reporting certain debts incurred for unconscionably excessive medical expenses for health care items and services furnished at a hospital participating in Medicare.

The bill also provides for the removal from a credit report of an impairment resulting from a medical debt within 30 days of notification that the consumer (1) has paid in full, or (2) is in regular compliance with a payment plan.

]]> Patient Credit Protection Act of 2020 Display Title Patient Credit Protection Act of 2020 Short Title(s) as Introduced Patient Credit Protection Act of 2020 Introduced in Senate IS Official Title as Introduced A bill to amend the Fair Credit Reporting Act to protect the credit of patients with substantial medical bills. Introduced in Senate IS Introduced in Senate 2020-06-23T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116s4037is/xml/BILLS-116s4037is.xml 2020-06-23 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.