3.0.0 3565 2022-02-08T23:23:06Z 2022-02-08T23:23:06Z Senate S 2020-03-22 116 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2020-03-23T00:11:26Z Workforce Emergency Response Act of 2020 116 6379 HR 2020-03-23 Referred to the Committee on Appropriations, and in addition to the Committees on the Budget, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS 2020-03-22 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2020-03-22 Introduced in Senate IntroReferral 10000 9 Library of Congress B000944 Sen. Brown, Sherrod [D-OH] Sherrod Brown D OH N J000300 Sen. Jones, Doug [D-AL] Doug Jones D AL 2020-03-23 False B001288 Sen. Booker, Cory A. [D-NJ] Cory Booker D NJ 2020-03-23 False W000817 Sen. Warren, Elizabeth [D-MA] Elizabeth Warren D MA A. 2020-03-23 False M000639 Sen. Menendez, Robert [D-NJ] Robert Menendez D NJ 2020-05-06 False M001176 Sen. Merkley, Jeff [D-OR] Jeff Merkley D OR 2020-05-12 False Finance and Financial Sector Bankruptcy Cardiovascular and respiratory health Civil actions and liability Constitution and constitutional amendments Consumer credit Debt collection Disaster relief and insurance Emergency medical services and trauma care Infectious and parasitic diseases Interest, dividends, interest rates Public utilities and utility rates Small business Finance and Financial Sector 00 2020-03-22 Introduced in Senate 2020-05-26T19:57:01Z Small Business and Consumer Debt Collection Emergency Relief Act of 2020

This bill places restrictions on the collection of consumer and small business debts during a major disaster or emergency, including during the COVID-19 (i.e., coronavirus disease 2019) emergency period. Among other things, debt collectors may not during such a period

  • enforce a security interest through a repossession or foreclosure,
  • commence or continue litigation to collect a debt,
  • terminate utility service,
  • seize assets,
  • commence or continue an eviction, or
  • charge fees or apply a higher interest rate as a result of nonpayment.

After such a period, debt collectors must provide certain repayment options including extending the repayment period for debts.

Violations of these provisions are subject to civil enforcement.

]]> Small Business and Consumer Debt Collection Emergency Relief Act of 2020 Display Title Small Business and Consumer Debt Collection Emergency Relief Act of 2020 Short Title(s) as Introduced Small Business and Consumer Debt Collection Emergency Relief Act of 2020 Introduced in Senate IS Official Title as Introduced A bill to amend the Fair Debt Collection Practices Act to provide additional protections for consumers and small business owners from debt collection during a major disaster or emergency. Introduced in Senate IS Introduced in Senate 2020-03-22T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116s3565is/xml/BILLS-116s3565is.xml 2020-03-22 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.