3.0.0 3508 2022-08-10T23:36:00Z 2022-08-10T23:36:00Z Senate S 2020-03-17 116 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2020-03-17T20:14:58Z Workforce Emergency Response Act of 2020 116 6379 HR 2020-03-23 Referred to the Committee on Appropriations, and in addition to the Committees on the Budget, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS Disaster Protection for Workers’ Credit Act 116 6370 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act 116 6321 HR 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS The Heroes Act 116 6800 HR 2020-07-23 Committee on Small Business and Entrepreneurship. Hearings held. Related bill CRS 2020-03-17 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2020-03-17 Introduced in Senate IntroReferral 10000 9 Library of Congress S001194 Sen. Schatz, Brian [D-HI] Brian Schatz D HI N B000944 Sen. Brown, Sherrod [D-OH] Sherrod Brown D OH 2020-03-17 True J000300 Sen. Jones, Doug [D-AL] Doug Jones D AL 2020-03-24 False Finance and Financial Sector Cardiovascular and respiratory health Consumer credit Disaster relief and insurance Economic performance and conditions Emergency medical services and trauma care Government information and archives Infectious and parasitic diseases Finance and Financial Sector 00 2020-03-17 Introduced in Senate 2020-04-21T15:44:24Z Disaster Protection for Workers' Credit Act of 2020

This bill generally provides credit protections to consumers during the COVID-19 (i.e., coronavirus disease 2019) outbreak and other major disasters. The bill prohibits furnishers of credit information from reporting adverse credit information that is the result of any inaction or action that occurred during the COVID-19 outbreak. It also prohibits any such reporting regarding a consumer who resides in an area covered by a major disaster declaration.

Credit reporting agencies are prohibited from including in a credit report any such adverse credit information.

The Consumer Financial Protection Bureau must create a website that allows consumers to report economic hardship as a result of the COVID-19 outbreak or a major disaster. Consumers may request the deletion of adverse credit information and request an extension of certain credit protections.

Credit reporting agencies must provide unlimited free credit reports and free credit scores upon request (1) during the COVID-19 outbreak or a major disaster, and (2) for a year afterwards.

]]> Disaster Protection for Workers’ Credit Act of 2020 Display Title Disaster Protection for Workers’ Credit Act of 2020 Short Title(s) as Introduced Disaster Protection for Workers’ Credit Act of 2020 Introduced in Senate IS Official Title as Introduced A bill to amend the Fair Credit Reporting Act to provide for disaster protection for workers' credit. Introduced in Senate IS Introduced in Senate 2020-03-17T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116s3508is/xml/BILLS-116s3508is.xml 2020-03-17 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.