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    <number>3108</number>
    <updateDate>2022-10-28T01:46:13Z</updateDate>
    <updateDateIncludingText>2022-10-28T01:46:13Z</updateDateIncludingText>
    <originChamber>Senate</originChamber>
    <type>S</type>
    <introducedDate>2019-12-19</introducedDate>
    <congress>116</congress>
    <committees>
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        <systemCode>ssbk00</systemCode>
        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
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          <item>
            <name>Referred to</name>
            <date>2019-12-19T16:06:12Z</date>
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    <relatedBills>
      <item>
        <title>Consumer Transaction Account Protection Act of 2019</title>
        <congress>116</congress>
        <number>4501</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2019-09-26</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
        </latestAction>
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        <actionDate>2019-12-19</actionDate>
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            <name>Banking, Housing, and Urban Affairs Committee</name>
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        <sourceSystem>
          <name>Senate</name>
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        <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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        <actionDate>2019-12-19</actionDate>
        <text>Introduced in Senate</text>
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        <actionCode>10000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>J000300</bioguideId>
        <fullName>Sen. Jones, Doug [D-AL]</fullName>
        <firstName>Doug</firstName>
        <lastName>Jones</lastName>
        <party>D</party>
        <state>AL</state>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>M000934</bioguideId>
        <fullName>Sen. Moran, Jerry [R-KS]</fullName>
        <firstName>Jerry</firstName>
        <lastName>Moran</lastName>
        <party>R</party>
        <state>KS</state>
        <sponsorshipDate>2019-12-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000612</bioguideId>
        <fullName>Sen. Perdue, David [R-GA]</fullName>
        <firstName>David</firstName>
        <lastName>Perdue</lastName>
        <party>R</party>
        <state>GA</state>
        <middleName>Alfred</middleName>
        <sponsorshipDate>2019-12-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Bank accounts, deposits, capital</name>
        </item>
        <item>
          <name>Banking and financial institutions regulation</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2019-12-19</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2020-01-15T22:24:16Z</updateDate>
        <text><![CDATA[ <p><strong>Consumer Transaction Account Protection Act of 2019</strong></p> <p>This bill specifies that consumer transaction account deposits of an insured depository institution shall not be considered to be funds obtained through a deposit broker.&nbsp;In general, current law prohibits&nbsp;an insured depository institution that is not well capitalized&nbsp;from accepting funds obtained through a deposit broker for deposit.</p>]]></text>
      </summary>
    </summaries>
    <title>Consumer Transaction Account Protection Act of 2019</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Consumer Transaction Account Protection Act of 2019</title>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <title>Consumer Transaction Account Protection Act of 2019</title>
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      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>A bill to amend the Federal Deposit Insurance Act to provide that the consumer transaction account deposits of an insured depository institution are not considered to be funds obtained by or through a deposit broker, and for other purposes.</title>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
        <billTextVersionCode>IS</billTextVersionCode>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in Senate</type>
        <date>2019-12-19T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-116s3108is/xml/BILLS-116s3108is.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2019-12-19</actionDate>
      <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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