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    <number>2572</number>
    <updateDate>2022-11-01T13:49:47Z</updateDate>
    <updateDateIncludingText>2022-11-01T14:32:36Z</updateDateIncludingText>
    <originChamber>Senate</originChamber>
    <type>S</type>
    <introducedDate>2019-09-26</introducedDate>
    <congress>116</congress>
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        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
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            <name>Referred to</name>
            <date>2019-09-26T20:01:17Z</date>
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    <relatedBills>
      <item>
        <title>FHA Loan Affordability Act of 2019</title>
        <congress>116</congress>
        <number>3141</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2019-11-12</actionDate>
          <text>Placed on the Union Calendar, Calendar No. 227.</text>
        </latestAction>
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            <type>Related bill</type>
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        <actionDate>2019-09-26</actionDate>
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            <name>Banking, Housing, and Urban Affairs Committee</name>
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        <sourceSystem>
          <name>Senate</name>
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        <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        <type>IntroReferral</type>
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      <item>
        <actionDate>2019-09-26</actionDate>
        <text>Introduced in Senate</text>
        <type>IntroReferral</type>
        <actionCode>10000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>S001181</bioguideId>
        <fullName>Sen. Shaheen, Jeanne [D-NH]</fullName>
        <firstName>Jeanne</firstName>
        <lastName>Shaheen</lastName>
        <party>D</party>
        <state>NH</state>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Housing and Community Development</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Housing finance and home ownership</name>
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      </legislativeSubjects>
      <policyArea>
        <name>Housing and Community Development</name>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2019-09-26</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2019-10-16T13:57:23Z</updateDate>
        <text><![CDATA[ <p><b>FHA Loan Affordability Act of 2019 </b></p> <p>This bill requires Federal Housing Administration mortgage borrowers to pay mortgage insurance premiums only when their remaining principal balance exceeds&nbsp;78% or more of the home value or sales price. </p>]]></text>
      </summary>
    </summaries>
    <title>FHA Loan Affordability Act of 2019</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>FHA Loan Affordability Act of 2019</title>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <title>FHA Loan Affordability Act of 2019</title>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
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      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>A bill to limit the collection of annual premiums under the FHA program for mortgage insurance for single family housing, and for other purposes.</title>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
        <billTextVersionCode>IS</billTextVersionCode>
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        <type>Introduced in Senate</type>
        <date>2019-09-26T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-116s2572is/xml/BILLS-116s2572is.xml</url>
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    <latestAction>
      <actionDate>2019-09-26</actionDate>
      <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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