3.0.0 2516 2022-11-01T13:49:56Z 2022-11-01T14:34:45Z Senate S 2019-09-19 116 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2019-09-19T17:44:43Z Stop Debt Collection Abuse Act of 2019 116 4403 HR 2020-12-15 Placed on the Union Calendar, Calendar No. 538. Related bill CRS 2019-09-19 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2019-09-19 Introduced in Senate IntroReferral 10000 9 Library of Congress B001288 Sen. Booker, Cory A. [D-NJ] Cory Booker D NJ N L000577 Sen. Lee, Mike [R-UT] Mike Lee R UT 2019-09-19 True Finance and Financial Sector Congressional oversight Consumer credit Debt collection Government lending and loan guarantees Government studies and investigations State and local government operations User charges and fees Finance and Financial Sector 00 2019-09-19 Introduced in Senate 2020-11-12T20:28:45Z Stop Debt Collection Abuse Act of 2019

This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers.

A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation arises. Specified notice to the consumer of such a sale or transfer is required.

A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.

The Government Accountability Office shall report on the use of debt collectors by federal, state, and local government agencies.

]]> Stop Debt Collection Abuse Act of 2019 Display Title Stop Debt Collection Abuse Act of 2019 Short Title(s) as Introduced Stop Debt Collection Abuse Act of 2019 Introduced in Senate IS Official Title as Introduced A bill to amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors. Introduced in Senate IS Introduced in Senate 2019-09-19T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116s2516is/xml/BILLS-116s2516is.xml 2019-09-19 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.