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    <number>8974</number>
    <updateDate>2023-01-11T13:43:58Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:43:58Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2020-12-16</introducedDate>
    <congress>116</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 166, Number 213 (Wednesday, December 16, 2020)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. AGUILAR:H.R. 8974.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the Constitution[Page H7228]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
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          <item>
            <name>Referred to</name>
            <date>2020-12-16T17:02:35Z</date>
          </item>
        </activities>
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      <item>
        <actionDate>2020-12-16</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <actionCode>H11100</actionCode>
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          <code>2</code>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        <actionDate>2020-12-16</actionDate>
        <text>Introduced in House</text>
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        <actionDate>2020-12-16</actionDate>
        <text>Introduced in House</text>
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    <sponsors>
      <item>
        <bioguideId>A000371</bioguideId>
        <fullName>Rep. Aguilar, Pete [D-CA-31]</fullName>
        <firstName>Pete</firstName>
        <lastName>Aguilar</lastName>
        <party>D</party>
        <state>CA</state>
        <district>31</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
        <item>
          <name>Insurance industry and regulation</name>
        </item>
        <item>
          <name>Life, casualty, property insurance</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
      </policyArea>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2020-12-16</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2021-02-02T19:13:54Z</updateDate>
        <text><![CDATA[ <p><b>FHA Fairness Act </b></p> <p>This bill increases the mortgage limit for federal mortgage insurance eligibility for homes in certain cities and counties. Specifically, this increase applies to metropolitan cities and urban counties with higher housing costs that have experienced a decrease in home values over a specified time period. </p>]]></text>
      </summary>
    </summaries>
    <title>FHA Fairness Act</title>
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        <titleType>Display Title</titleType>
        <title>FHA Fairness Act</title>
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        <titleType>Short Title(s) as Introduced</titleType>
        <title>FHA Fairness Act</title>
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      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To increase the principal obligation limits for mortgage insurance under the National Housing Act for residences in eligible metropolitan cities and urban counties.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <type>Introduced in House</type>
        <date>2020-12-16T05:00:00Z</date>
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          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr8974ih/xml/BILLS-116hr8974ih.xml</url>
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    <latestAction>
      <actionDate>2020-12-16</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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