3.0.0 8576 2023-01-11T13:44:32Z 2023-01-11T13:44:32Z House HR 2020-10-09 116 [Congressional Record Volume 166, Number 175 (Friday, October 9, 2020)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. TLAIB:H.R. 8576.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, clause and Article I, Section 8,clause 3[Page H5678]]]> hsba00 Financial Services Committee House Standing Referred to 2020-10-09T14:02:45Z 2020-10-09 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2020-10-09 Introduced in House IntroReferral Intro-H 9 Library of Congress 2020-10-09 Introduced in House IntroReferral 1000 9 Library of Congress T000481 Rep. Tlaib, Rashida [D-MI-13] Rashida Tlaib D MI 13 N W000822 Rep. Watson Coleman, Bonnie [D-NJ-12] Bonnie Watson Coleman D NJ 12 2020-10-09 True T000472 Rep. Takano, Mark [D-CA-41] Mark Takano D CA 41 2020-10-09 True G000586 Rep. Garcia, Jesus G. "Chuy" [D-IL-4] Jesus Garcia D IL G. 4 2020-10-09 True Finance and Financial Sector Geography and mapping Government information and archives Government studies and investigations Insurance industry and regulation Life, casualty, property insurance Motor vehicles User charges and fees Finance and Financial Sector 00 2020-10-09 Introduced in House 2022-04-25T14:50:52Z Prevent Auto Insurance Discrimination Study Act of 2020 or the PAID Study Act of 2020

This bill requires the Government Accountability Office (GAO) to report on discrimination in private passenger automobile insurance coverage. Specifically, the GAO must report every two years on

  • the use of non-driving related underwriting factors;
  • controls and practices in use by insurers to prevent discriminatory pricing of coverage;
  • how premiums are impacted by zip code, race, religion, and other factors; and
  • state insurance regulatory oversight and enforcement regarding discriminatory pricing.

State insurance regulatory bodies must take into consideration these reports in establishing and approving premium rates for private passenger automobile insurance coverage.

]]> PAID Study Act of 2020 Display Title PAID Study Act of 2020 Short Title(s) as Introduced PAID Study Act of 2020 Introduced in House IH Short Title(s) as Introduced Prevent Auto Insurance Discrimination Study Act of 2020 Introduced in House IH Official Title as Introduced To require the Government Accountability Office to conduct biennial studies of personal private automobile insurance coverage, and for other purposes. Introduced in House IH Introduced in House 2020-10-09T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr8576ih/xml/BILLS-116hr8576ih.xml 2020-10-09 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.