3.0.0 8536 2023-01-11T13:44:34Z 2023-01-11T13:44:34Z House HR 2020-10-06 116 [Congressional Record Volume 166, Number 174 (Tuesday, October 6, 2020)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GALLAGHER:H.R. 8536.Congress has the power to enact this legislation pursuantto the following:Article 1 Section 8[Page H5673]]]> hsba00 Financial Services Committee House Standing Referred to 2020-10-06T13:03:15Z 2020-10-06 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2020-10-06 Introduced in House IntroReferral Intro-H 9 Library of Congress 2020-10-06 Introduced in House IntroReferral 1000 9 Library of Congress G000579 Rep. Gallagher, Mike [R-WI-8] Mike Gallagher R WI 8 N Finance and Financial Sector Consumer credit Debt collection Health care costs and insurance Finance and Financial Sector 00 2020-10-06 Introduced in House 2020-12-18T20:36:50Z Fair Medical Debt Reporting Act

This bill prohibits credit reporting agencies from including certain medical debt on a consumer report. Specifically, agencies may not include on a report medical debt that has not been placed for collection, medical debt that was placed for collection within a year prior to the report, or medical debt fully paid or settled within a certain period of time.

Before a person provides information regarding a consumer's medical debt to a credit reporting agency, that person must notify the consumer of the restrictions regarding the reporting of medical debt and provide the consumer with details regarding the medical debt.

]]> Fair Medical Debt Reporting Act Display Title Fair Medical Debt Reporting Act Short Title(s) as Introduced Fair Medical Debt Reporting Act Introduced in House IH Official Title as Introduced To amend the Fair Credit Reporting Act to delay the reporting of medical debt by consumer reporting agencies, and for other purposes. Introduced in House IH Introduced in House 2020-10-06T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr8536ih/xml/BILLS-116hr8536ih.xml 2020-10-06 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.