3.0.0 6576 2023-01-11T13:43:09Z 2023-01-11T13:43:09Z House HR 2020-04-21 116 [Congressional Record Volume 166, Number 75 (Tuesday, April 21, 2020)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. CICILLINE:H.R. 6576.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the United States Constitution[Page H1900]]]> hsba00 Financial Services Committee House Standing Referred to 2020-04-21T14:31:10Z Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020 116 3566 S 2020-03-22 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2020-04-21 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2020-04-21 Introduced in House IntroReferral Intro-H 9 Library of Congress 2020-04-21 Introduced in House IntroReferral 1000 9 Library of Congress C001084 Rep. Cicilline, David N. [D-RI-1] David Cicilline D RI N. 1 N M000087 Rep. Maloney, Carolyn B. [D-NY-12] CAROLYN MALONEY D NY B. 12 2020-04-21 True T000193 Rep. Thompson, Bennie G. [D-MS-2] BENNIE THOMPSON D MS 2 2020-05-01 False J000298 Rep. Jayapal, Pramila [D-WA-7] Pramila Jayapal D WA 7 2020-05-01 False S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2020-05-01 False M000312 Rep. McGovern, James P. [D-MA-2] JAMES MCGOVERN D MA P. 2 2020-05-01 False W000822 Rep. Watson Coleman, Bonnie [D-NJ-12] Bonnie Watson Coleman D NJ 12 2020-05-01 False L000559 Rep. Langevin, James R. [D-RI-2] JAMES LANGEVIN D RI R. 2 2020-05-01 False N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2020-06-08 False R000606 Rep. Raskin, Jamie [D-MD-8] Jamie Raskin D MD 8 2020-06-08 False S001205 Rep. Scanlon, Mary Gay [D-PA-5] Mary Scanlon D PA Gay 5 2020-06-25 False V000081 Rep. Velazquez, Nydia M. [D-NY-7] NYDIA VELAZQUEZ D NY M. 7 2020-06-25 False L000593 Rep. Levin, Mike [D-CA-49] Mike Levin D CA 49 2020-06-25 False R000515 Rep. Rush, Bobby L. [D-IL-1] BOBBY RUSH D IL L. 1 2020-06-25 False Finance and Financial Sector Bank accounts, deposits, capital Banking and financial institutions regulation Consumer credit Disaster relief and insurance Finance and Financial Sector 00 2020-04-21 Introduced in House 2020-04-30T15:31:38Z Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020

This bill suspends, during a major disaster or emergency declaration and for 120 days after the end of the incident period, certain penalties applicable to consumer transaction accounts. During such a period, depository institutions are prohibited from

  • charging checking-account penalties (i.e., non-sufficient fund fees and overdraft coverage fees), or 
  • reporting a consumer's overdraft use to a credit reporting agency.
]]> Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020 Display Title Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020 Official Title as Introduced To prohibit depository institutions from assessing overdraft and nonsufficient fund fees during the novel coronavirus crisis and other disasters, and for other purposes. Introduced in House IH Short Title(s) as Introduced Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020 Introduced in House IH Introduced in House 2020-04-21T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr6576ih/xml/BILLS-116hr6576ih.xml 2020-04-21 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.