3.0.0 6370 2022-02-09T03:26:28Z 2022-02-09T03:26:28Z House HR 2020-03-23 116 [Congressional Record Volume 166, Number 57 (Monday, March 23, 2020)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. SHERMAN:H.R. 6370.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Commerce Clause.[Page H1718]]]> hsba00 Financial Services Committee House Standing Referred to 2020-03-23T15:32:20Z Workforce Emergency Response Act of 2020 116 6379 HR 2020-03-23 Referred to the Committee on Appropriations, and in addition to the Committees on the Budget, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS Disaster Protection for Workers’ Credit Act of 2020 116 3508 S 2020-03-17 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act 116 6321 HR 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS The Heroes Act 116 6800 HR 2020-07-23 Committee on Small Business and Entrepreneurship. Hearings held. Related bill CRS 2020-03-23 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2020-03-23 Introduced in House IntroReferral Intro-H 9 Library of Congress 2020-03-23 Introduced in House IntroReferral 1000 9 Library of Congress S000344 Rep. Sherman, Brad [D-CA-30] BRAD SHERMAN D CA 30 N W000187 Rep. Waters, Maxine [D-CA-43] MAXINE WATERS D CA 43 2020-05-05 False N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2020-05-05 False C001084 Rep. Cicilline, David N. [D-RI-1] David Cicilline D RI N. 1 2020-05-05 False L000559 Rep. Langevin, James R. [D-RI-2] JAMES LANGEVIN D RI R. 2 2020-05-05 False B001278 Rep. Bonamici, Suzanne [D-OR-1] Suzanne Bonamici D OR 1 2020-05-05 False M000087 Rep. Maloney, Carolyn B. [D-NY-12] CAROLYN MALONEY D NY B. 12 2020-05-05 False L000586 Rep. Lawson, Al, Jr. [D-FL-5] Al Lawson D FL 5 2020-05-05 False C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2020-05-08 False G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 2020-05-08 False G000586 Rep. Garcia, Jesus G. "Chuy" [D-IL-4] Jesus Garcia D IL G. 4 2020-06-29 False L000582 Rep. Lieu, Ted [D-CA-33] Ted Lieu D CA 33 2020-06-29 False E000296 Rep. Evans, Dwight [D-PA-3] Dwight Evans D PA 3 2020-06-29 False C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 2020-06-29 False C001110 Rep. Correa, J. Luis [D-CA-46] J. Correa D CA Luis 46 2020-08-14 False Finance and Financial Sector Cardiovascular and respiratory health Consumer credit Disaster relief and insurance Economic performance and conditions Emergency medical services and trauma care Government information and archives Health care costs and insurance Infectious and parasitic diseases Finance and Financial Sector 00 2020-03-23 Introduced in House 2020-04-21T15:26:50Z Disaster Protection for Workers' Credit Act

This bill provides credit protections to consumers during the COVID-19 (i.e., coronavirus disease 2019) outbreak and other major disasters. The bill generally prohibits furnishers of credit information from reporting adverse credit information that is the result of any inaction or action that occurred during the COVID-19 outbreak. It also prohibits any such reporting regarding a consumer who resides in an area covered by a major disaster declaration. Additionally, medical debt related to the COVID-19 outbreak or a major disaster may not be reported to a consumer reporting agency regardless of when the expenses were incurred.

Credit reporting agencies are prohibited from including in a credit report any such adverse credit information.

The Consumer Financial Protection Bureau must create a website that allows consumers to report economic hardship as a result of the COVID-19 outbreak or a major disaster. Consumers may request the deletion of adverse credit information and request an extension of certain credit protections.

Credit reporting agencies must provide unlimited free credit reports and free credit scores upon request (1) during the COVID-19 outbreak or a major disaster, and (2) for a year afterwards.

The bill places restrictions on new credit scoring models created or implemented during the COVID-19 outbreak or a major disaster.

]]> Disaster Protection for Workers’ Credit Act Display Title Disaster Protection for Workers’ Credit Act Official Title as Introduced To amend the Fair Credit Reporting Act to provide for disaster protection for workers' credit. Introduced in House IH Short Title(s) as Introduced Disaster Protection for Workers’ Credit Act Introduced in House IH Introduced in House 2020-03-23T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr6370ih/xml/BILLS-116hr6370ih.xml 2020-03-23 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.