3.0.0 6321 2022-02-08T23:39:59Z 2022-05-20T16:27:20Z House HR 2020-03-23 116 [Congressional Record Volume 166, Number 57 (Monday, March 23, 2020)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. WATERS:H.R. 6321.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, cl. 1, To pay debts and provide forthe common Defense and General Welfare of the United States.Article I, Section 8 cl. 3, To regulate Commerce withForeign Nations, Among the Several States, and with theIndian Tribes.Article I, Section 8, cl. 18, To make all laws which shallbe necessary and proper for carrying into Execution thepowers enumerated under section 8 and all other Powers vestedby the Constitution in the Government of the United States,or in any Department or Officer thereof.[Page H1717]]]> hsag00 Agriculture Committee House Standing Referred to 2020-03-23T15:38:00Z hsju00 Judiciary Committee House Standing Referred to 2020-03-23T15:37:50Z hssm00 Small Business Committee House Standing Referred to 2020-03-23T15:37:45Z hsed00 Education and the Workforce Committee House Standing Referred to 2020-03-23T15:37:40Z hswm00 Ways and Means Committee House Standing Referred to 2020-03-23T15:37:35Z hsba00 Financial Services Committee House Standing Referred to 2020-03-23T15:37:30Z Fair Housing Further Enforcement Emergency Act of 2020 116 6760 HR 2020-05-08 Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS _______ Act of 2020 116 6778 HR 2020-05-08 Referred to the House Committee on Financial Services. Related bill CRS COVID-19 Emergency Housing Relief Act of 2020 116 6806 HR 2020-05-12 Referred to the House Committee on Financial Services. Related bill CRS Ensuring Affordable Housing Security During the Coronavirus Emergency Act of 2020 116 6374 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Emergency Relief for Student Borrowers Act of 2020 116 6316 HR 2020-03-23 Referred to the Committee on Education and Labor, and in addition to the Committees on Financial Services, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act 116 6321 HR 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS Emergency Relief for State, Territorial and Local Governments Act of 2020 116 6328 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Relief for Consumers During COVID–19 Act of 2020 116 6332 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes. 116 6333 HR 2020-03-23 Referred to the Committee on Small Business, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS To temporarily ban stock buybacks until the impact of COVID-19 on the American financial system has ended. 116 6339 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Rental Eviction Moratorium Act of 2020 116 6347 HR 2020-03-23 Referred to the House Committee on the Judiciary. Related bill CRS To fully implement the Initiative to Build Growth Equity Funds for Minority Businesses, and for other purposes. 116 6348 HR 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committee on Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS To authorize supplemental appropriations for fiscal year 2020 for community development block grants, and for other purposes. 116 6358 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Relief for Small Businesses and Nonprofits Act 116 6361 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS To permit, due to the COVID-19 emergency, Federal financial regulators to allow for the temporary waiver of requirements that a State, territory, or local government provide matching or cost-sharing funds before receiving a grant from a Federal financial regulator, to allow for certain reprogramming of funds to support unemployment, childcare, and healthcare programs, and for other purposes. 116 6366 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS State Housing Relief Act of 2020 116 6368 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Disaster Protection for Workers’ Credit Act 116 6370 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS To amend the Securities Exchange Act of 1934 to require issuers to disclose risks related to global pandemics, and for other purposes. 116 6371 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Fair Housing Enforcement Emergency Act of 2020 116 6382 HR 2020-03-24 Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS To correct technical omissions relating to international financial cooperation, and for other purposes. 116 6387 HR 2020-03-25 Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes. 116 6423 HR 2020-03-31 Referred to the House Committee on Financial Services. Related bill CRS Disaster Protection for Workers’ Credit Act of 2020 116 3508 S 2020-03-17 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS Ensuring Diversity in Community Banking Act 116 5322 HR 2020-09-22 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency. 116 6380 HR 2020-03-24 Referred to the House Committee on Financial Services. Related bill CRS To amend the Securities Exchange Act of 1934 to require issuers to make disclosures related to supply chain disruption risk, and for other purposes. 116 6375 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Tribal Access to Homeless Assistance Act 116 4029 HR 2019-11-19 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS To establish a Congressional COVID-19 Aid Oversight Panel, to authorize the Special Inspector General for the Troubled Asset Relief Program to coordinate audits and investigations in connection with the receipt of Federal aid related to COVID-19, and for other purposes. 116 6319 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Coronavirus Housing Counseling Support Act 116 6330 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS To require the Board of Governors of the Federal Reserve System to establish a credit facility to provide loans to small businesses, including small family farms, during the COVID-19 emergency. 116 6331 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS To provide for mortgage forbearance during the COVID-19 emergency, and for other purposes. 116 6340 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Financial Literacy Education Commission Emergency Response Act 116 6350 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS To establish requirements on accelerated filers receiving Federal aid related to COVID-19, to establish requirements on all corporations until Federal aid related to COVID-19 is repaid, and for other purposes. 116 6360 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Interagency Pandemic Guidance for Consumers Act 116 6378 HR 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS Workforce Emergency Response Act of 2020 116 6379 HR 2020-03-23 Referred to the Committee on Appropriations, and in addition to the Committees on the Budget, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Related bill CRS To require the Board of Governors of the Federal Reserve System to provide zero-interest loans to minority depository institutions and community development financial institutions to combat COVID-19, and for other purposes. 116 6381 HR 2020-03-24 Referred to the House Committee on Financial Services. Related bill CRS Tribal Access to Homeless Assistance Act of 2019 116 2282 S 2019-07-25 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS To waive certain requirements with respect to in-person appraisals, and for other purposes. 116 6369 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS COVID-19 Emergency Housing Relief Act of 2020 116 6326 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS To increase the amount available under the Defense Production Act of 1950 to respond to the coronavirus epidemic, and for other purposes. 116 6373 HR 2020-03-23 Referred to the House Committee on Financial Services. Related bill CRS Public Health Emergency Shelter Act of 2020 116 6724 HR 2020-05-05 Referred to the House Committee on Financial Services. Related bill CRS 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsag00 Agriculture Committee 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsju00 Judiciary Committee 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hssm00 Small Business Committee 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsed00 Education and the Workforce Committee 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hswm00 Ways and Means Committee 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2020-03-23 Introduced in House IntroReferral Intro-H 9 Library of Congress 2020-03-23 Introduced in House IntroReferral 1000 9 Library of Congress W000187 Rep. Waters, Maxine [D-CA-43] MAXINE WATERS D CA 43 N Finance and Financial Sector Administrative law and regulatory procedures Advisory bodies Africa Agricultural prices, subsidies, credit Air quality Alternative dispute resolution, mediation, arbitration Appropriations Atmospheric science and weather Bank accounts, deposits, capital Banking and financial institutions regulation Business records Canada Cardiovascular and respiratory health Child care and development Civil actions and liability Conflicts and wars Congressional operations and organization Congressional oversight Consumer Financial Protection Bureau Consumer credit Corporate finance and management Debt collection Department of Agriculture Department of Housing and Urban Development Disability and paralysis Disaster relief and insurance Economic performance and conditions Education programs funding Emergency medical services and trauma care Employee benefits and pensions Employee hiring Employee leave Executive agency funding and structure Federal Deposit Insurance Corporation (FDIC) Federal Housing Finance Agency Federal Reserve System Financial crises and stabilization Financial literacy Financial services and investments First responders and emergency personnel Foreign language and bilingual programs Fraud offenses and financial crimes Government employee pay, benefits, personnel management Government information and archives Government lending and loan guarantees Government studies and investigations Health Health care costs and insurance Health care coverage and access Health personnel Health programs administration and funding Health promotion and preventive care Health technology, devices, supplies Higher education Homelessness and emergency shelter Housing and community development funding Housing discrimination Housing finance and home ownership Housing supply and affordability Income tax exclusion Indian social and development programs Infectious and parasitic diseases Infrastructure development Interest, dividends, interest rates International organizations and cooperation Landlord and tenant Latin America Low- and moderate-income housing Manufacturing Medical tests and diagnostic methods Mexico Military procurement, research, weapons development Minority and disadvantaged businesses Minority health Motor vehicles Multilateral development programs National Credit Union Administration Natural disasters Photography and imaging Postal service Poverty and welfare assistance Public contracts and procurement Public participation and lobbying Public utilities and utility rates Refugees, asylum, displaced persons Retail and wholesale trades Securities Self-employed Sex, gender, sexual orientation discrimination Small business Social work, volunteer service, charitable organizations Solid waste and recycling State and local finance Student aid and college costs Tax-exempt organizations Telephone and wireless communication Trade agreements and negotiations U.S. territories and protectorates Unemployment Veterans' medical care Wages and earnings Water quality Water use and supply Women's health Worker safety and health World health Finance and Financial Sector 00 2020-03-23 Introduced in House 2020-05-19T17:44:44Z Financial Protections and Assistance for America's Consumers, States, Businesses, and Vulnerable Populations Act

This bill responds to the COVID-19 (i.e., coronavirus disease 2019) emergency and generally provides for financial assistance and other aid to individuals, businesses, and state and local governments for the duration of the emergency period. Among other things, the bill

  • provides direct payments to individuals of up to $2,000 a month, subject to limits based on adjusted gross income;
  • establishes digital wallets for individuals without bank accounts to receive such payments;
  • provides for the suspension of specified housing and consumer loan payments, evictions, and foreclosures;
  • creates financial assistance programs regarding housing, student loans, and utilities;
  • establishes credit programs for small businesses, nonprofit organizations, farms, independent contractors, minority depository institutions, and community development financial institutions;
  • authorizes funds for housing assistance, elderly assistance, and emergency production of medical supplies; and
  • provides for investigation, oversight, and other requirements regarding COVID-19 aid.

The bill also modifies existing provisions, including those regarding

  • deposit insurance for transaction accounts,
  • Federal Reserve Board purchases of municipal bonds,
  • stock buybacks,
  • required disclosures by issuers of securities,
  • international aid programs, and
  • agency guidance concerning pandemics and major disasters.
]]> Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act Display Title Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act Official Title as Introduced To provide financial protections and assistance for America's consumers, States, businesses, and vulnerable populations during the COVID-19 emergency and to recover from the emergency. Introduced in House IH Short Title(s) as Introduced Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act Introduced in House IH Introduced in House 2020-03-23T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr6321ih/xml/BILLS-116hr6321ih.xml 2020-03-23 Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.