3.0.0 6136 2022-02-08T23:15:45Z 2022-02-08T23:15:45Z House HR 2020-03-09 116 [Congressional Record Volume 166, Number 45 (Monday, March 9, 2020)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. SCHAKOWSKY:H.R. 6136.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3The Congress shall have Power . . . To regulate Commercewith foreign Nations, and among the several States, and withthe Indian Tribes.[Page H1555]]]> hsif00 Energy and Commerce Committee House Standing Referred to 2020-03-09T16:02:45Z Patient Protection and Affordable Care Enhancement Act 116 1425 HR 2020-09-08 Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 523. Related bill CRS Choose Medicare Act 116 2463 HR 2019-12-10 Subcommittee Hearings Held. Related bill CRS Choose Medicare Act 116 1261 S 2019-05-01 Read twice and referred to the Committee on Finance. Related bill CRS 2020-03-09 Referred to the House Committee on Energy and Commerce. IntroReferral H11100 2 House floor actions hsif00 Energy and Commerce Committee 2020-03-09 Introduced in House IntroReferral Intro-H 9 Library of Congress 2020-03-09 Introduced in House IntroReferral 1000 9 Library of Congress S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 N Health Consumer affairs Disability and health-based discrimination Health care costs and insurance Insurance industry and regulation State and local government operations Health 00 2020-03-09 Introduced in House 2020-12-02T17:34:41Z Protecting Consumers from Unreasonable Rates Act of 2020

This bill requires the Department of Health and Human Services (HHS) or the relevant state agency to ensure that any excessive, unjustified, or unfairly discriminatory premium rates for health care coverage are corrected before, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers. HHS may apply civil monetary penalties to health insurers that fail to comply with a corrective action taken by HHS and may decertify the plan as a qualified health plan. (Qualified health plans are sold on health insurance exchanges, the only plans eligible for premium subsidies, and meet the requirements for minimum essential coverage.) HHS must determine whether HHS or the state will undertake the corrective actions based on whether the state can adequately undertake the actions.

The bill declares that the review by HHS of unreasonable increases in premiums does not prohibit a state from imposing on health insurers additional rate requirements that are more protective of consumers. The HHS review, which currently covers only premium increases, is expanded to include all rate increases.



]]> Protecting Consumers from Unreasonable Rates Act of 2020 Display Title Protecting Consumers from Unreasonable Rates Act of 2020 Official Title as Introduced To amend the Public Health Service Act to provide protections for consumers against excessive, unjustified, or unfairly discriminatory increases in premium rates. Introduced in House IH Short Title(s) as Introduced Protecting Consumers from Unreasonable Rates Act of 2020 Introduced in House IH Introduced in House 2020-03-09T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr6136ih/xml/BILLS-116hr6136ih.xml 2020-03-09 Referred to the House Committee on Energy and Commerce. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.