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    <number>5931</number>
    <updateDate>2022-02-09T03:26:17Z</updateDate>
    <updateDateIncludingText>2022-02-09T03:26:17Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2020-02-21</introducedDate>
    <congress>116</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 166, Number 35 (Friday, February 21, 2020)][House]From the Congressional Record Online through the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]By Mr. CLAY:H.R. 5931.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3.The Congress shall have the Power . . . To regulateCommerce with foreign Nations, and among the several States,and with the Indian tribes;[Page H1169]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
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            <name>Referred to</name>
            <date>2020-03-03T16:16:07Z</date>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Markup by</name>
            <date>2020-02-28T18:45:37Z</date>
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            <date>2020-02-21T16:02:10Z</date>
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        <actionDate>2020-03-03</actionDate>
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            <name>Banking, Housing, and Urban Affairs Committee</name>
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        <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        <type>IntroReferral</type>
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      <item>
        <actionDate>2020-03-02</actionDate>
        <actionTime>17:10:09</actionTime>
        <text>Motion to reconsider laid on the table Agreed to without objection.</text>
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        <actionDate>2020-03-02</actionDate>
        <actionTime>17:10:07</actionTime>
        <text>On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H1426-1427)</text>
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        <actionDate>2020-03-02</actionDate>
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        <text>Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.</text>
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          <name>Library of Congress</name>
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        <actionDate>2020-03-02</actionDate>
        <actionTime>17:00:34</actionTime>
        <text>DEBATE - The House proceeded with forty minutes of debate on H.R. 5931.</text>
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        <actionTime>17:00:33</actionTime>
        <text>Considered under suspension of the rules. (consideration: CR H1426-1428)</text>
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          <code>2</code>
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        <actionDate>2020-03-02</actionDate>
        <actionTime>17:00:21</actionTime>
        <text>Mr. San Nicolas moved to suspend the rules and pass the bill, as amended.</text>
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          <code>2</code>
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            <name>Financial Services Committee</name>
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        <text>Ordered to be Reported (Amended) by the Yeas and Nays: 48 - 0.</text>
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        <actionDate>2020-02-28</actionDate>
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        <text>Committee Consideration and Mark-up Session Held.</text>
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      <item>
        <actionDate>2020-02-27</actionDate>
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        <text>Committee Consideration and Mark-up Session Held.</text>
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        <actionDate>2020-02-21</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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          <code>2</code>
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            <name>Financial Services Committee</name>
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        <actionDate>2020-02-21</actionDate>
        <text>Introduced in House</text>
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          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>C001049</bioguideId>
        <fullName>Rep. Clay, Wm. Lacy [D-MO-1]</fullName>
        <firstName>WM.</firstName>
        <lastName>CLAY</lastName>
        <party>D</party>
        <state>MO</state>
        <middleName>LACY</middleName>
        <district>1</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>S001187</bioguideId>
        <fullName>Rep. Stivers, Steve [R-OH-15]</fullName>
        <firstName>Steve</firstName>
        <lastName>Stivers</lastName>
        <party>R</party>
        <state>OH</state>
        <district>15</district>
        <sponsorshipDate>2020-02-21</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000481</bioguideId>
        <fullName>Rep. Tlaib, Rashida [D-MI-13]</fullName>
        <firstName>Rashida</firstName>
        <lastName>Tlaib</lastName>
        <party>D</party>
        <state>MI</state>
        <district>13</district>
        <sponsorshipDate>2020-02-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000466</bioguideId>
        <fullName>Rep. Fitzpatrick, Brian K. [R-PA-1]</fullName>
        <firstName>Brian</firstName>
        <lastName>Fitzpatrick</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>K.</middleName>
        <district>1</district>
        <sponsorshipDate>2020-03-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>A000378</bioguideId>
        <fullName>Rep. Axne, Cynthia [D-IA-3]</fullName>
        <firstName>Cynthia</firstName>
        <lastName>Axne</lastName>
        <party>D</party>
        <state>IA</state>
        <district>3</district>
        <sponsorshipDate>2020-03-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001061</bioguideId>
        <fullName>Rep. Cleaver, Emanuel [D-MO-5]</fullName>
        <firstName>Emanuel</firstName>
        <lastName>Cleaver</lastName>
        <party>D</party>
        <state>MO</state>
        <district>5</district>
        <sponsorshipDate>2020-03-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Housing and Community Development</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Congressional oversight</name>
        </item>
        <item>
          <name>Government studies and investigations</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
        <item>
          <name>Housing supply and affordability</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Housing and Community Development</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2020-02-21</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2020-03-02T18:19:33Z</updateDate>
        <text><![CDATA[ <p><b>Improving FHA Support for Small Dollar Mortgages Act of 2020</b></p> <p>This bill directs the Department of Housing and Urban Development (HUD) to report on barriers to making Federal Housing Administration (FHA) single-family mortgage insurance available for mortgages under $70,000. Specifically, HUD must report on&nbsp;policies, practices, and products used by the FHA and actions that will be taken to remove such barriers. </p>]]></text>
      </summary>
      <summary>
        <versionCode>53</versionCode>
        <actionDate>2020-03-02</actionDate>
        <actionDesc>Passed House</actionDesc>
        <updateDate>2020-03-13T15:54:57Z</updateDate>
        <text><![CDATA[ <p><b>Improving FHA Support for Small Dollar Mortgages Act of 2020</b></p> <p>This bill directs the Department of Housing and Urban Development (HUD) to report on barriers to making Federal Housing Administration (FHA) single-family mortgage insurance available for mortgages under $70,000. Specifically, HUD must report on&nbsp;policies, practices, and products used by the FHA and actions that will be taken to remove such barriers. </p>]]></text>
      </summary>
    </summaries>
    <title>Improving FHA Support for Small Dollar Mortgages Act of 2020</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Improving FHA Support for Small Dollar Mortgages Act of 2020</title>
      </item>
      <item>
        <titleType>Short Title(s) as Passed House</titleType>
        <title>Improving FHA Support for Small Dollar Mortgages Act of 2020</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
        <billTextVersionName>Engrossed in House</billTextVersionName>
        <billTextVersionCode>EH</billTextVersionCode>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To require a review of the effects of FHA mortgage insurance policies, practices, and products on small-dollar mortgage lending, and for other purposes.</title>
        <billTextVersionName>Engrossed in House</billTextVersionName>
        <billTextVersionCode>EH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Passed House</titleType>
        <title>Improving FHA Support for Small Dollar Mortgages Act of 2020</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <title>Improving FHA Support for Small Dollar Mortgages Act of 2020</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
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    </titles>
    <textVersions>
      <item>
        <type>Referred in Senate</type>
        <date>2020-03-03T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr5931rfs/xml/BILLS-116hr5931rfs.xml</url>
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      </item>
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        <type>Engrossed in House</type>
        <date>2020-03-02T05:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr5931eh/xml/BILLS-116hr5931eh.xml</url>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr5931ih/xml/BILLS-116hr5931ih.xml</url>
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    <latestAction>
      <actionDate>2020-03-03</actionDate>
      <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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