Providing for consideration of the bill (H.R. 51) to provide for the admission of the State of Washington, D.C. into the Union; providing for consideration of the bill (H.R. 1425) to amend the Patient Protection and Affordable Care Act to provide for a Improve Health Insurance Affordability Fund to provide for certain reinsurance payments to lower premiums in the individual health insurance market; providing for consideration of the bill (H.R. 5332) to amend the Fair Credit Reporting Act to ensure that consumer reporting agencies are providing fair and accurate information reporting in consumer reports, and for other purposes; providing for consideration of the bill (H.R. 7120) to hold law enforcement accountable for misconduct in court, improve transparency through data collection, and reform police training and policies; providing for consideration of the bill (H.R. 7301) to prevent evictions, foreclosures, and unsafe housing conditions resulting from the COVID-19 pandemic, and for other purposes; providing for consideration of the joint resolution (H.J. Res. 90) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to Community Reinvestment Act Regulations; and for other purposes.

3.0.0 5332 2022-10-28T01:46:04Z 2023-10-13T16:27:10Z House HR 2019-12-06 116 [Congressional Record Volume 165, Number 195 (Friday, December 6, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GOTTHEIMER:H.R. 5332.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18 of the United StatesConstitution[Page H9347]]]> hsba00 Financial Services Committee House Standing Reported by 2020-03-12T17:57:20Z Markup by 2019-12-11T16:09:38Z Referred to 2019-12-06T14:00:11Z H. Rept. 116-416 Providing for consideration of the bill (H.R. 51) to provide for the admission of the State of Washington, D.C. into the Union; providing for consideration of the bill (H.R. 1425) to amend the Patient Protection and Affordable Care Act to provide for a Improve Health Insurance Affordability Fund to provide for certain reinsurance payments to lower premiums in the individual health insurance market; providing for consideration of the bill (H.R. 5332) to amend the Fair Credit Reporting Act to ensure that consumer reporting agencies are providing fair and accurate information reporting in consumer reports, and for other purposes; providing for consideration of the bill (H.R. 7120) to hold law enforcement accountable for misconduct in court, improve transparency through data collection, and reform police training and policies; providing for consideration of the bill (H.R. 7301) to prevent evictions, foreclosures, and unsafe housing conditions resulting from the COVID-19 pandemic, and for other purposes; providing for consideration of the joint resolution (H.J. Res. 90) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to Community Reinvestment Act Regulations; and for other purposes. 116 1017 HRES 2020-06-25 Motion to reconsider laid on the table Agreed to without objection. 13:13:50 Related bill House Procedurally-related House 2020-06-30 Senate Received in the Senate. IntroReferral 2020-06-29 18:39:31 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2020-06-29 18:39:29 On passage Passed by the Yeas and Nays: 234 - 179 (Roll no. 126). (text: 06/26/2020 CR H2559-2561) Floor H37100 2 House floor actions 126 https://clerk.house.gov/evs/2020/roll126.xml House 116 2020-06-29T22:39:29Z 2 2020-06-29 18:39:29 Passed/agreed to in House: On passage Passed by the Yeas and Nays: 234 - 179 (Roll no. 126). Floor 8000 9 Library of Congress 126 https://clerk.house.gov/evs/2020/roll126.xml House 116 2020-06-29T22:39:29Z 2 2020-06-29 18:01:22 On motion to recommit with instructions Failed by the Yeas and Nays: 184 - 228 (Roll no. 125). Floor H36110 2 House floor actions hsba00 Financial Services Committee 125 https://clerk.house.gov/evs/2020/roll125.xml House 116 2020-06-29T22:01:22Z 2 2020-06-29 17:19:11 Considered as unfinished business. (consideration: CR H2665-2667) Floor H30000 2 House floor actions 2020-06-29 15:53:55 POSTPONED PROCEEDINGS - At the conclusion of debate on the motion to recommit with instructions, the Chair put the question on the motion and by voice vote, announced that the noes had prevailed. Mr. Riggleman demanded the yeas and nays and the Chair postponed further consideration on the motion to recommit until a time to be announced. Floor H8D000 2 House floor actions 2020-06-29 15:53:49 The previous question on the motion to recommit with instructions was ordered without objection. Floor H8A000 2 House floor actions 2020-06-29 15:49:06 DEBATE - The House proceeded with 10 minutes of debate on the Riggleman motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment to strike section 3 from the bill and insert a new section prohibiting the use of social security numbers. Floor H8D000 2 House floor actions 2020-06-29 15:48:23 Mr. Riggleman moved to recommit with instructions to the Committee on Financial Services. (text: CR H2663) Floor H36100 2 House floor actions hsba00 Financial Services Committee 2020-06-29 15:47:52 Considered as unfinished business. (consideration: CR H2663-2664) Floor H30000 2 House floor actions 2020-06-26 16:14:49 POSTPONED PROCEEDINGS - Pursuant to clause 1(c) of Rule XIX, further proceedings on H.R. 5332 were postponed. Floor H8D000 2 House floor actions 2020-06-26 16:14:02 The previous question was ordered pursuant to the rule. Floor H35000 2 House floor actions 2020-06-26 15:22:53 DEBATE - The House proceeded with one hour of debate on H.R. 5332. Floor H8D000 2 House floor actions 2020-06-26 15:19:32 Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020. Floor H8D000 2 House floor actions 2020-06-26 15:19:27 Considered under the provisions of rule H. Res. 1017. (consideration: CR H2559-2571) Floor H30000 2 House floor actions 2020-06-24 19:02:39 Rules Committee Resolution H. Res. 1017 Reported to House. Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020. Floor H1L210 2 House floor actions 2020-03-12 Placed on the Union Calendar, Calendar No. 335. Calendars H12410 2 House floor actions U00335 2020-03-12 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-416. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2020-03-12 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-416. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2019-12-11 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 24. Committee 2019-12-11 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-12-10 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-12-06 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2019-12-06 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-12-06 Introduced in House IntroReferral 1000 9 Library of Congress G000583 Rep. Gottheimer, Josh [D-NJ-5] Josh Gottheimer D NJ 5 N R000585 Rep. Reed, Tom [R-NY-23] Tom Reed R NY 23 2019-12-06 True 2020-02-24T15:59:47Z H.R. 5332, Protecting Your Credit Score Act of 2019 https://www.cbo.gov/publication/56195 As ordered reported by the House Committee on Financial Services on December 11, 2019 Finance and Financial Sector Civil actions and liability Computer security and identity theft Congressional oversight Consumer Financial Protection Bureau Consumer credit Executive agency funding and structure Government information and archives Government studies and investigations Licensing and registrations Finance and Financial Sector

00 2019-12-06 Introduced in House 2020-03-20T20:47:00Z Protecting Your Credit Score Act of 2019

This bill revises provisions related to consumer credit reports and credit reporting agencies.

Credit reporting agencies are directed to create a central online portal that allows consumers to (1) access free credit reports and credit scores, (2) dispute errors, and (3) place or lift security freezes.

Consumers will receive a free credit score when requesting a free annual credit report.

The bill establishes a public registry for credit reporting agencies. The bill also provides the Consumer Financial Protection Bureau (CFPB) with statutory authority for supervising credit reporting agencies.

A credit reporting ombudsperson is established at the CFPB, whose responsibilities include resolving persistent errors by credit reporting agencies.

A court may award injunctive relief to compel a credit reporting agency to comply with credit report protections.

Credit reporting agencies must provide available information to consumers regarding the purpose behind the procurement of a credit report.

The bill gives the CFPB the authority to establish data security requirements for credit reporting agencies.

The Government Accountability Office must report on the feasibility of credit reporting agencies replacing Social Security numbers as identifiers with another type of federal identification.

]]>

07 2020-03-12 Reported to House 2020-03-23T19:28:09Z Protecting Your Credit Score Act of 2019

This bill revises provisions related to consumer credit reports and credit reporting agencies.

Consumers will receive a free credit score when requesting a free annual credit report.

A credit reporting ombudsperson is established at the CFPB, whose responsibilities include resolving persistent errors by credit reporting agencies.

A court may award injunctive relief to compel a credit reporting agency to comply with credit report protections.

Credit reporting agencies must provide available information to consumers regarding the purpose behind the procurement of a credit report.

The bill gives the CFPB the authority to establish data security requirements for credit reporting agencies.

The Government Accountability Office must report on the feasibility of credit reporting agencies replacing Social Security numbers as identifiers with another type of federal identification.

]]>

53 2020-06-29 Passed House 2020-07-07T21:09:18Z Protecting Your Credit Score Act of 2020

This bill revises provisions related to consumer credit reports and credit reporting agencies.

(Sec. 2) Credit reporting agencies are directed to create a central online portal that allows consumers to (1) access free credit reports and credit scores, (2) dispute errors, and (3) place or lift security freezes.

(Sec. 3) Credit reporting agencies must verify specified identifying information when adding credit information to a consumer's file. Credit reporting agencies must also perform periodic audits of credit reports to ensure accuracy.

(Sec. 4) A credit reporting ombudsperson, whose responsibilities include resolving persistent errors by credit reporting agencies, is established at the Consumer Financial Protection Bureau (CFPB).

Credit reporting agencies must provide a consumer with additional information after an agency's reinvestigation of disputed credit information.

(Sec. 5) A court may award injunctive relief to compel a credit reporting agency to comply with credit report protections.

(Sec. 6) Consumers will receive a free credit score upon request and upon certain adverse credit decisions.

Credit reporting agencies must provide available information to consumers regarding the purpose behind the procurement of a credit report.

(Sec. 7) The bill establishes a public registry for credit reporting agencies.

(Sec. 8) The bill also provides the CFPB with statutory authority for supervising credit reporting agencies.

(Sec. 9) The bill gives the CFPB the authority to establish data security requirements for credit reporting agencies.

(Sec. 10) The CFPB must report on the effectiveness of specified audits in addressing data security risks at credit reporting agencies.

(Sec. 11) The Government Accountability Office must report on the feasibility of credit reporting agencies replacing Social Security numbers as identifiers with another type of federal identification.

]]>

Protecting Your Credit Score Act of 2020 Display Title Protecting Your Credit Score Act of 2020 Official Title as Introduced To amend the Fair Credit Reporting Act to ensure that consumer reporting agencies are providing fair and accurate information reporting in consumer reports, and for other purposes. Reported in House RH Short Title(s) as Passed House Protecting Your Credit Score Act of 2020 H House Engrossed in House EH Short Titles as Passed House Protecting Your Credit Score Act of 2020 H House Short Title(s) as Introduced Protecting Your Credit Score Act of 2019 Introduced in House IH Short Title(s) as Reported to House Protecting Your Credit Score Act of 2019 H House Reported in House RH 818 116 HAMDT Pursuant to the provisions of H.Res. 1017 the amendment in the nature of a substitute recommended by the Committee on Financial Services printed in the bill, modified by the amendment printed in Part C of House Report 116-436 is adopted. Pursuant to the provisions of H.Res. 1017 the amendment in the nature of a substitute recommended by the Committee on Financial Services printed in the bill, modified by the amendment printed in Part C of House Report 116-436 is adopted. 2022-02-08T23:00:52Z 2020-06-26 On agreeing to the Rules amendment (A001) Agreed to without objection. Rules Committee 2020-06-26T04:00:00Z House of Representatives 116 HR House H 5332 Protecting Your Credit Score Act of 2020 2023-10-13T16:27:10Z H.Res. 1017 https://www.congress.gov/bill/116th-congress/house-resolution/1017 House Report 116-436 https://www.congress.gov/congressional-report/116th-congress/house-report/436 5 2020-06-26 On agreeing to the Rules amendment (A001) Agreed to without objection. 72500 9 Library of Congress 2020-06-26 Amendment in the nature of a substitute reported by the House Committee on Rules. 72500 9 Library of Congress 2020-06-26 House amendment agreed to: On agreeing to the Rules amendment (A001) Agreed to without objection. Floor 72000 9 Library of Congress 2020-06-26 House amendment offered Floor 71000 9 Library of Congress Received in Senate 2020-06-30T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr5332rds/xml/BILLS-116hr5332rds.xml Engrossed in House 2020-06-29T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr5332eh/xml/BILLS-116hr5332eh.xml Reported in House 2020-03-12T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr5332rh/xml/BILLS-116hr5332rh.xml Introduced in House 2019-12-06T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr5332ih/xml/BILLS-116hr5332ih.xml 2020-06-30 Received in the Senate. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.