3.0.0 5330 2023-01-11T13:44:05Z 2023-10-13T16:27:10Z House HR 2019-12-05 116 [Congressional Record Volume 165, Number 194 (Thursday, December 5, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. TLAIB:H.R. 5330.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, clause 3[Page H9295]]]> hsba00 Financial Services Committee House Standing Reported by 2020-12-15T20:34:06Z Markup by 2019-12-11T16:10:25Z Referred to 2019-12-05T15:02:50Z H. Rept. 116-653 Medical Debt Relief Act of 2019 116 1581 S 2019-05-21 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2020-12-15 Placed on the Union Calendar, Calendar No. 537. Calendars H12410 2 House floor actions U00537 2020-12-15 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-653. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2020-12-15 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-653. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2019-12-11 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 24. Committee 2019-12-11 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-12-10 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-12-05 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2019-12-05 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-12-05 Introduced in House IntroReferral 1000 9 Library of Congress T000481 Rep. Tlaib, Rashida [D-MI-13] Rashida Tlaib D MI 13 N 2020-12-09T21:00:00Z H.R. 5330, Consumer Protection for Medical Debt Collections Act https://www.cbo.gov/publication/56902 As ordered reported by the House Committee on Financial Services on December 11, 2019 Finance and Financial Sector Consumer credit Debt collection Health care costs and insurance Finance and Financial Sector 00 2019-12-05 Introduced in House 2020-03-24T21:06:01Z Consumer Protection for Medical Debt Collections Act

This bill modifies requirements related to the reporting of medical debt. Specifically, a consumer reporting agency may not add to a consumer credit report any information related to a debt arising from a medically necessary procedure. Also, a debt collector (1) must wait one year before reporting other medical debt to a consumer reporting agency, (2) must notify the consumer prior to reporting such medical debt, and (3) may not attempt to collect a medical debt before the end of the one-year period.

]]> 07 2020-12-15 Reported to House 2020-12-18T20:15:37Z Consumer Protection for Medical Debt Collections Act

This bill restricts the inclusion of medical debt on a consumer credit report.

A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.

A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.

Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.

]]> Consumer Protection for Medical Debt Collections Act Display Title Consumer Protection for Medical Debt Collections Act Official Title as Introduced To amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, to prohibit consumer reporting agencies from issuing consumer reports containing information about debts related to medically necessary procedure, about and for other purposes. Reported in House RH Short Title(s) as Introduced Consumer Protection for Medical Debt Collections Act Introduced in House IH Short Title(s) as Reported to House Consumer Protection for Medical Debt Collections Act H House Reported in House RH Reported in House 2020-12-15T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr5330rh/xml/BILLS-116hr5330rh.xml Introduced in House 2019-12-05T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr5330ih/xml/BILLS-116hr5330ih.xml 2020-12-15 Placed on the Union Calendar, Calendar No. 537. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.