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    <number>4544</number>
    <updateDate>2022-11-01T13:49:46Z</updateDate>
    <updateDateIncludingText>2022-11-01T13:49:46Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2019-09-27</introducedDate>
    <congress>116</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 165, Number 157 (Friday, September 27, 2019)][House]From the Congressional Record Online through the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]By Ms. DEAN:H.R. 4544.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8[Page H8081]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Referred to</name>
            <date>2019-09-27T13:01:10Z</date>
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      <item>
        <actionDate>2019-09-27</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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            <name>Financial Services Committee</name>
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        <actionDate>2019-09-27</actionDate>
        <text>Introduced in House</text>
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    <sponsors>
      <item>
        <bioguideId>D000631</bioguideId>
        <fullName>Rep. Dean, Madeleine [D-PA-4]</fullName>
        <firstName>Madeleine</firstName>
        <lastName>Dean</lastName>
        <party>D</party>
        <state>PA</state>
        <district>4</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Alternative dispute resolution, mediation, arbitration</name>
        </item>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Higher education</name>
        </item>
        <item>
          <name>Student aid and college costs</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2019-09-27</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2020-07-22T13:07:45Z</updateDate>
        <text><![CDATA[ <p><b>Ensuring Fair Legal Recourse for Private Student Loan Borrowers Act </b></p> <p>This bill invalidates a predispute arbitration agreement if it requires arbitration of a dispute relating to a private education loan. </p>]]></text>
      </summary>
    </summaries>
    <title>Ensuring Fair Legal Recourse for Private Student Loan Borrowers Act</title>
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        <titleType>Display Title</titleType>
        <title>Ensuring Fair Legal Recourse for Private Student Loan Borrowers Act</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Truth in Lending Act to prohibit predispute arbitration agreements that force arbitration of disputes arising from private education loans, and for other purposes.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <titleType>Short Title(s) as Introduced</titleType>
        <title>Ensuring Fair Legal Recourse for Private Student Loan Borrowers Act</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
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        <type>Introduced in House</type>
        <date>2019-09-27T04:00:00Z</date>
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          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr4544ih/xml/BILLS-116hr4544ih.xml</url>
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    <latestAction>
      <actionDate>2019-09-27</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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