3.0.0 4403 2023-01-11T13:44:06Z 2023-01-11T13:44:06Z House HR 2019-09-19 116 [Congressional Record Volume 165, Number 151 (Thursday, September 19, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. CLEAVER:H.R. 4403.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the United States Constitution.[Page H7836]]]> hsba00 Financial Services Committee House Standing Reported by 2020-12-15T20:43:43Z Markup by 2019-11-14T15:36:46Z Referred to 2019-09-19T14:02:45Z H. Rept. 116-654 Stop Debt Collection Abuse Act of 2019 116 2516 S 2019-09-19 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2020-12-15 Placed on the Union Calendar, Calendar No. 538. Calendars H12410 2 House floor actions U00538 2020-12-15 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-654. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2020-12-15 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-654. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2019-11-14 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 54 - 0. Committee 2019-11-14 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-11-13 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-09-19 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2019-09-19 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-09-19 Introduced in House IntroReferral 1000 9 Library of Congress C001061 Rep. Cleaver, Emanuel [D-MO-5] Emanuel Cleaver D MO 5 N H001072 Rep. Hill, J. French [R-AR-2] J. Hill R AR French 2 2019-09-19 True Finance and Financial Sector Congressional oversight Consumer credit Debt collection Government lending and loan guarantees Government studies and investigations State and local government operations User charges and fees Finance and Financial Sector 00 2019-09-19 Introduced in House 2020-05-21T15:57:16Z Stop Debt Collection Abuse Act of 2019

This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers.

A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.

A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.

The Government Accountability Office must report on the use of debt collectors by federal, state, and local government agencies.

]]> 07 2020-12-15 Reported to House 2020-12-17T18:27:57Z Stop Debt Collection Abuse Act of 2019

This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers.

A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.

A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.

The Government Accountability Office must report on the use of debt collectors by federal, state, and local government agencies.

]]> Stop Debt Collection Abuse Act of 2019 Display Title Stop Debt Collection Abuse Act of 2019 Official Title as Introduced To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors. Reported in House RH Short Title(s) as Introduced Stop Debt Collection Abuse Act of 2019 Introduced in House IH Short Title(s) as Reported to House Stop Debt Collection Abuse Act of 2019 H House Reported in House RH Reported in House 2020-12-15T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr4403rh/xml/BILLS-116hr4403rh.xml Introduced in House 2019-09-19T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr4403ih/xml/BILLS-116hr4403ih.xml 2020-12-15 Placed on the Union Calendar, Calendar No. 538. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.