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    <number>4396</number>
    <updateDate>2022-11-01T13:49:56Z</updateDate>
    <updateDateIncludingText>2022-11-01T13:49:56Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2019-09-19</introducedDate>
    <congress>116</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 165, Number 151 (Thursday, September 19, 2019)][House][Pages H7835-H7836]From the Congressional Record Online through the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]By Ms. MUCARSEL-POWELL:H.R. 4396.[[Page H7836]]Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18 of the United StatesConstitution</pre>]]></constitutionalAuthorityStatementText>
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        <name>Education and the Workforce Committee</name>
        <chamber>House</chamber>
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            <name>Referred to</name>
            <date>2019-09-19T14:00:47Z</date>
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      <item>
        <title>Clean Slate through Consolidation Act</title>
        <congress>116</congress>
        <number>4395</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2019-09-19</actionDate>
          <text>Referred to the House Committee on Education and Labor.</text>
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        <actionDate>2019-09-19</actionDate>
        <text>Referred to the House Committee on Education and Labor.</text>
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        <actionCode>H11100</actionCode>
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        <text>Introduced in House</text>
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    <sponsors>
      <item>
        <bioguideId>M001207</bioguideId>
        <fullName>Rep. Mucarsel-Powell, Debbie [D-FL-26]</fullName>
        <firstName>Debbie</firstName>
        <lastName>Mucarsel-Powell</lastName>
        <party>D</party>
        <state>FL</state>
        <district>26</district>
        <isByRequest>N</isByRequest>
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    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>S001215</bioguideId>
        <fullName>Rep. Stevens, Haley M. [D-MI-11]</fullName>
        <firstName>Haley</firstName>
        <lastName>Stevens</lastName>
        <party>D</party>
        <state>MI</state>
        <middleName>M.</middleName>
        <district>11</district>
        <sponsorshipDate>2019-09-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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    </cosponsors>
    <policyArea>
      <name>Education</name>
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    <subjects>
      <legislativeSubjects>
        <item>
          <name>Business records</name>
        </item>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Government lending and loan guarantees</name>
        </item>
        <item>
          <name>Higher education</name>
        </item>
        <item>
          <name>Student aid and college costs</name>
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      <policyArea>
        <name>Education</name>
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        <actionDate>2019-09-19</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2020-04-30T19:03:04Z</updateDate>
        <text><![CDATA[ <p><b>Clean Slate through Repayment Act of 2019</b></p> <p>This bill requires the Department of Education (ED) to have a record of default removed from a borrower's credit history in certain circumstances.</p> <p>Specifically, when a borrower repays in full the amount due on a defaulted student loan, ED must request a consumer reporting agency remove the record of default from the borrower's credit history. </p>]]></text>
      </summary>
    </summaries>
    <title>Clean Slate through Repayment Act of 2019</title>
    <titles>
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        <titleType>Display Title</titleType>
        <title>Clean Slate through Repayment Act of 2019</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Higher Education Act of 1965 to remove the record of default on a loan made, insured, or guaranteed under title IV from a borrower's credit history upon repayment of the full amount due on such loan.</title>
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        <title>Clean Slate through Repayment Act of 2019</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <type>Introduced in House</type>
        <date>2019-09-19T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr4396ih/xml/BILLS-116hr4396ih.xml</url>
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    <latestAction>
      <actionDate>2019-09-19</actionDate>
      <text>Referred to the House Committee on Education and Labor.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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