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    <number>4395</number>
    <updateDate>2022-11-01T13:49:56Z</updateDate>
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    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2019-09-19</introducedDate>
    <congress>116</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 165, Number 151 (Thursday, September 19, 2019)][House]From the Congressional Record Online through the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]By Ms. STEVENS:H.R. 4395.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 1 of the Constitution.[Page H7835]</pre>]]></constitutionalAuthorityStatementText>
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        <chamber>House</chamber>
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            <name>Referred to</name>
            <date>2019-09-19T14:00:42Z</date>
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        <title>Clean Slate through Repayment Act of 2019</title>
        <congress>116</congress>
        <number>4396</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2019-09-19</actionDate>
          <text>Referred to the House Committee on Education and Labor.</text>
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        <actionDate>2019-09-19</actionDate>
        <text>Referred to the House Committee on Education and Labor.</text>
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    <sponsors>
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        <bioguideId>S001215</bioguideId>
        <fullName>Rep. Stevens, Haley M. [D-MI-11]</fullName>
        <firstName>Haley</firstName>
        <lastName>Stevens</lastName>
        <party>D</party>
        <state>MI</state>
        <middleName>M.</middleName>
        <district>11</district>
        <isByRequest>N</isByRequest>
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    <cosponsors>
      <item>
        <bioguideId>M001207</bioguideId>
        <fullName>Rep. Mucarsel-Powell, Debbie [D-FL-26]</fullName>
        <firstName>Debbie</firstName>
        <lastName>Mucarsel-Powell</lastName>
        <party>D</party>
        <state>FL</state>
        <district>26</district>
        <sponsorshipDate>2019-09-19</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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    <policyArea>
      <name>Education</name>
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    <subjects>
      <legislativeSubjects>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Government information and archives</name>
        </item>
        <item>
          <name>Government lending and loan guarantees</name>
        </item>
        <item>
          <name>Student aid and college costs</name>
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      <policyArea>
        <name>Education</name>
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        <actionDate>2019-09-19</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2020-05-05T15:28:44Z</updateDate>
        <text><![CDATA[ <p><b>Clean Slate through Consolidation Act</b></p> <p>This bill requires the Department of Education (ED) to have a record of default removed from a borrower's credit history in certain circumstances. </p> <p>Specifically, when a borrower obtains a Federal Direct Consolidation Loan discharging the borrower's liability on a defaulted student loan, ED must request a consumer reporting agency remove the record of default from the borrower's credit history.</p>]]></text>
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    </summaries>
    <title>Clean Slate through Consolidation Act</title>
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        <titleType>Display Title</titleType>
        <title>Clean Slate through Consolidation Act</title>
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      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Higher Education Act of 1965 to require the removal of the record of default from credit history upon obtaining a Federal Direct Consolidation Loan that discharges the defaulted loan.</title>
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        <title>Clean Slate through Consolidation Act</title>
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        <date>2019-09-19T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr4395ih/xml/BILLS-116hr4395ih.xml</url>
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    <latestAction>
      <actionDate>2019-09-19</actionDate>
      <text>Referred to the House Committee on Education and Labor.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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