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    <number>4067</number>
    <updateDate>2022-11-01T13:50:19Z</updateDate>
    <updateDateIncludingText>2022-11-01T13:50:19Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2019-07-25</introducedDate>
    <congress>116</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 165, Number 126 (Thursday, July 25, 2019)][House]From the Congressional Record Online through the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]By Mr. DAVID SCOTT of Georgia:H.R. 4067.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8[Page H7471]</pre>]]></constitutionalAuthorityStatementText>
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        <title>Improving Access to Traditional Banking Act of 2019</title>
        <congress>116</congress>
        <number>1285</number>
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          <actionDate>2019-02-14</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
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        <actionTime>17:21:06</actionTime>
        <text>Motion to reconsider laid on the table Agreed to without objection.</text>
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        <actionTime>17:00:29</actionTime>
        <text>DEBATE - The House proceeded with forty minutes of debate on H.R. 4067.</text>
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        <text>Mr. Scott, David moved to suspend the rules and pass the bill, as amended.</text>
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        <text>Ordered to be Reported (Amended) by the Yeas and Nays: 55 - 0.</text>
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        <text>Committee Consideration and Mark-up Session Held.</text>
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        <bioguideId>S001157</bioguideId>
        <fullName>Rep. Scott, David [D-GA-13]</fullName>
        <firstName>David</firstName>
        <lastName>Scott</lastName>
        <party>D</party>
        <state>GA</state>
        <district>13</district>
        <isByRequest>N</isByRequest>
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        <bioguideId>D000614</bioguideId>
        <fullName>Rep. Duffy, Sean P. [R-WI-7]</fullName>
        <firstName>Sean</firstName>
        <lastName>Duffy</lastName>
        <party>R</party>
        <state>WI</state>
        <middleName>P.</middleName>
        <district>7</district>
        <sponsorshipDate>2019-07-25</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000466</bioguideId>
        <fullName>Rep. Fitzpatrick, Brian K. [R-PA-1]</fullName>
        <firstName>Brian</firstName>
        <lastName>Fitzpatrick</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>K.</middleName>
        <district>1</district>
        <sponsorshipDate>2019-08-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
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        <bioguideId>G000581</bioguideId>
        <fullName>Rep. Gonzalez, Vicente [D-TX-15]</fullName>
        <firstName>Vicente</firstName>
        <lastName>Gonzalez</lastName>
        <party>D</party>
        <state>TX</state>
        <district>15</district>
        <sponsorshipDate>2019-09-09</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>S000344</bioguideId>
        <fullName>Rep. Sherman, Brad [D-CA-30]</fullName>
        <firstName>BRAD</firstName>
        <lastName>SHERMAN</lastName>
        <party>D</party>
        <state>CA</state>
        <district>30</district>
        <sponsorshipDate>2019-09-20</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>C001061</bioguideId>
        <fullName>Rep. Cleaver, Emanuel [D-MO-5]</fullName>
        <firstName>Emanuel</firstName>
        <lastName>Cleaver</lastName>
        <party>D</party>
        <state>MO</state>
        <district>5</district>
        <sponsorshipDate>2019-09-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <pubDate>2019-10-21T20:40:00Z</pubDate>
        <title>H.R. 4067, Financial Inclusion in Banking Act of 2019</title>
        <url>https://www.cbo.gov/publication/55750</url>
        <description>As ordered reported by the House Committee on Financial Services on September 20, 2019</description>
      </item>
      <item>
        <pubDate>2019-10-29T14:48:15Z</pubDate>
        <title>H.R. 4067, Financial Inclusion in Banking Act of 2019</title>
        <url>https://www.cbo.gov/publication/55780</url>
        <description>As posted on the Website of the House Majority Leader on October 28, 2019</description>
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    <policyArea>
      <name>Finance and Financial Sector</name>
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          <name>Bank accounts, deposits, capital</name>
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          <name>Congressional oversight</name>
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      <summary>
        <versionCode>00</versionCode>
        <actionDate>2019-07-25</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2019-10-30T19:31:37Z</updateDate>
        <text><![CDATA[ <p><b>Financial Inclusion in Banking Act of 2019 </b></p> <p>This bill expands the duties of the Office of Community Affairs within the Consumer Financial Protection Bureau regarding under-banked, un-banked, and underserved consumers. The office must, in part (1) report on impeding factors for individuals and families that do not participate in the banking system, and (2) develop strategies to increase such participation.</p>]]></text>
      </summary>
      <summary>
        <versionCode>53</versionCode>
        <actionDate>2019-10-28</actionDate>
        <actionDesc>Passed House</actionDesc>
        <updateDate>2019-11-13T16:42:41Z</updateDate>
        <text><![CDATA[ <p><b>Financial Inclusion in Banking Act of 2019 </b></p> <p>This bill expands the duties of the Office of Community Affairs within the Consumer Financial Protection Bureau regarding under-banked, un-banked, and underserved consumers. The office must, in part (1) report on impeding factors for individuals and families that do not participate in the banking system, and (2) develop strategies to increase such participation.</p> <p>The bill also decreases, beginning September 30, 2029, the cap on the surplus funds of the Federal Reserve banks. (Amounts exceeding this cap are deposited in the general fund of the Treasury.)</p>]]></text>
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    </summaries>
    <title>Financial Inclusion in Banking Act of 2019</title>
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        <title>To amend the Consumer Financial Protection Act of 2010 to direct the Office of Community Affairs to identify causes leading to, and solutions for, under-banked, un-banked, and underserved consumers, and for other purposes.</title>
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      <actionDate>2019-10-29</actionDate>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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