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    <number>3948</number>
    <updateDate>2023-01-11T13:44:07Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:44:07Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2019-07-24</introducedDate>
    <congress>116</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 165, Number 125 (Wednesday, July 24, 2019)][House]From the Congressional Record Online through the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]By Mr. MEEKS:H.R. 3948.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 3 Commerce Clause[Page H7378]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Reported by</name>
            <date>2020-12-16T22:34:40Z</date>
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      <committeeReport>
        <citation>H. Rept. 116-658</citation>
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        <text>Placed on the Union Calendar, Calendar No. 542.</text>
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        <text>Reported (Amended) by the Committee on Financial Services. H. Rept. 116-658.</text>
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        <text>Reported (Amended) by the Committee on Financial Services. H. Rept. 116-658.</text>
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        <text>Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 23.</text>
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        <actionDate>2019-11-14</actionDate>
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        <text>Committee Consideration and Mark-up Session Held.</text>
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        <actionDate>2019-11-13</actionDate>
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        <actionDate>2019-07-24</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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    <sponsors>
      <item>
        <bioguideId>M001137</bioguideId>
        <fullName>Rep. Meeks, Gregory W. [D-NY-5]</fullName>
        <firstName>GREGORY</firstName>
        <lastName>MEEKS</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>W.</middleName>
        <district>5</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>O000172</bioguideId>
        <fullName>Rep. Ocasio-Cortez, Alexandria [D-NY-14]</fullName>
        <firstName>Alexandria</firstName>
        <lastName>Ocasio-Cortez</lastName>
        <party>D</party>
        <state>NY</state>
        <district>14</district>
        <sponsorshipDate>2019-09-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000617</bioguideId>
        <fullName>Rep. Pressley, Ayanna [D-MA-7]</fullName>
        <firstName>Ayanna</firstName>
        <lastName>Pressley</lastName>
        <party>D</party>
        <state>MA</state>
        <district>7</district>
        <sponsorshipDate>2019-09-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001061</bioguideId>
        <fullName>Rep. Cleaver, Emanuel [D-MO-5]</fullName>
        <firstName>Emanuel</firstName>
        <lastName>Cleaver</lastName>
        <party>D</party>
        <state>MO</state>
        <district>5</district>
        <sponsorshipDate>2019-09-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001157</bioguideId>
        <fullName>Rep. Scott, David [D-GA-13]</fullName>
        <firstName>David</firstName>
        <lastName>Scott</lastName>
        <party>D</party>
        <state>GA</state>
        <district>13</district>
        <sponsorshipDate>2019-09-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Civil actions and liability</name>
        </item>
        <item>
          <name>Debt collection</name>
        </item>
        <item>
          <name>Disaster relief and insurance</name>
        </item>
        <item>
          <name>Inflation and prices</name>
        </item>
        <item>
          <name>Public contracts and procurement</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
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    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2019-07-24</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2020-05-22T15:43:07Z</updateDate>
        <text><![CDATA[ <p><b>Debt Collection Practices Harmonization Act</b></p> <p>This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation. </p> <p>A court may award injunctive relief for certain debt collection violations. </p> <p>The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA). </p>]]></text>
      </summary>
      <summary>
        <versionCode>07</versionCode>
        <actionDate>2020-12-16</actionDate>
        <actionDesc>Reported to House</actionDesc>
        <updateDate>2020-12-22T15:01:56Z</updateDate>
        <text><![CDATA[ <p><b>Debt Collection Practices Harmonization Act</b></p> <p>This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation. </p> <p>A court may award injunctive relief for certain debt collection violations. </p> <p>The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA), except in cases of fraud or deceit. </p>]]></text>
      </summary>
    </summaries>
    <title>Debt Collection Practices Harmonization Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Debt Collection Practices Harmonization Act</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Fair Debt Collection Practices Act to extend the provisions of that Act to cover a debt collector who is collecting debt owed to a State or local government, to index award amounts under such Act for inflation, to provide for civil injunctive relief for violations of such Act, and for other purposes.</title>
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        <titleType>Short Title(s) as Introduced</titleType>
        <title>Debt Collection Practices Harmonization Act</title>
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        <titleType>Short Title(s) as Reported to House</titleType>
        <title>Debt Collection Practices Harmonization Act</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
        <billTextVersionName>Reported in House</billTextVersionName>
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        <type>Reported in House</type>
        <date>2020-12-16T05:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr3948rh/xml/BILLS-116hr3948rh.xml</url>
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        <type>Introduced in House</type>
        <date>2019-07-24T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-116hr3948ih/xml/BILLS-116hr3948ih.xml</url>
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    <latestAction>
      <actionDate>2020-12-16</actionDate>
      <text>Placed on the Union Calendar, Calendar No. 542.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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