3.0.0 3693 2022-11-01T13:50:42Z 2022-11-01T13:50:42Z House HR 2019-07-10 116 [Congressional Record Volume 165, Number 115 (Wednesday, July 10, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mrs. WATSON COLEMAN:H.R. 3693.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8 Clause 18: To make all Laws whichshall be necessary and proper for carrying into Execution theforegoing Powers, and all other Powers vested by theConstitution in the Government of the United States, or inany Department or Officer thereof.[Page H5585]]]> hsif00 Energy and Commerce Committee House Standing hsif17 Innovation, Data, and Commerce Subcommittee Referred to 2019-07-11T17:42:40Z Referred to 2019-07-10T14:03:35Z hsba00 Financial Services Committee House Standing Referred to 2019-07-10T14:03:30Z Prohibit Auto Insurance Discrimination Act 116 4755 S 2020-09-29 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2019-07-11 hsif17 Innovation, Data, and Commerce Subcommittee 1 House committee actions Referred to the Subcommittee on Consumer Protection and Commerce. Committee 2019-07-10 Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsif00 Energy and Commerce Committee 2019-07-10 Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2019-07-10 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-07-10 Introduced in House IntroReferral 1000 9 Library of Congress W000822 Rep. Watson Coleman, Bonnie [D-NJ-12] Bonnie Watson Coleman D NJ 12 N T000481 Rep. Tlaib, Rashida [D-MI-13] Rashida Tlaib D MI 13 2019-07-10 True B001270 Rep. Bass, Karen [D-CA-37] Karen Bass D CA 37 2019-07-10 True B001251 Rep. Butterfield, G. K. [D-NC-1] G. K. Butterfield D NC 1 2019-07-10 True B000490 Rep. Bishop, Sanford D., Jr. [D-GA-2] SANFORD BISHOP D GA D. 2 2019-07-10 True F000455 Rep. Fudge, Marcia L. [D-OH-11] Marcia Fudge D OH L. 11 2019-07-10 True J000126 Rep. Johnson, Eddie Bernice [D-TX-30] EDDIE JOHNSON D TX BERNICE 30 2019-07-10 True P000617 Rep. Pressley, Ayanna [D-MA-7] Ayanna Pressley D MA 7 2019-07-10 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2019-07-10 True O000173 Rep. Omar, Ilhan [D-MN-5] Ilhan Omar D MN 5 2019-07-10 True T000193 Rep. Thompson, Bennie G. [D-MS-2] BENNIE THOMPSON D MS 2 2019-07-10 True K000385 Rep. Kelly, Robin L. [D-IL-2] Robin Kelly D IL L. 2 2019-07-10 True O000172 Rep. Ocasio-Cortez, Alexandria [D-NY-14] Alexandria Ocasio-Cortez D NY 14 2019-07-10 True R000515 Rep. Rush, Bobby L. [D-IL-1] BOBBY RUSH D IL L. 1 2019-07-16 False L000551 Rep. Lee, Barbara [D-CA-13] BARBARA LEE D CA 13 2019-11-01 False C001097 Rep. Cárdenas, Tony [D-CA-29] Tony Cárdenas D CA 29 2019-12-03 False G000551 Rep. Grijalva, Raúl M. [D-AZ-3] Raúl Grijalva D AZ M. 3 2019-12-09 False G000586 Rep. Garcia, Jesus G. "Chuy" [D-IL-4] Jesus Garcia D IL G. 4 2020-01-24 False S001207 Rep. Sherrill, Mikie [D-NJ-11] Mikie Sherrill D NJ 11 2020-09-29 False Finance and Financial Sector Administrative law and regulatory procedures Civil actions and liability Federal district courts Fraud offenses and financial crimes Legal fees and court costs Life, casualty, property insurance Motor vehicles State and local courts State and local government operations Finance and Financial Sector 00 2019-07-10 Introduced in House 2021-02-01T15:58:28Z Prohibit Auto Insurance Discrimination Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

]]> Prohibit Auto Insurance Discrimination Act Display Title Prohibit Auto Insurance Discrimination Act Official Title as Introduced To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. Introduced in House IH Short Title(s) as Introduced Prohibit Auto Insurance Discrimination Act Introduced in House IH Introduced in House 2019-07-10T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr3693ih/xml/BILLS-116hr3693ih.xml 2019-07-11 Referred to the Subcommittee on Consumer Protection and Commerce. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.